| BANCO DE GUATEMALA | ||||||||||||
| Cuadro 1 | ||||||||||||
| PANORAMA MONETARIO | ||||||||||||
| TIPO BASE ACUMULADO SEMANAL | ||||||||||||
| Del 31 de diciembre de 2023 al 18 de abril de 2024 | ||||||||||||
| - Millones de Quetzales - | ||||||||||||
| Tipo de cambio: | 7.779510 | |||||||||||
| BANCO DE GUATEMALA | BANCOS DEL SISTEMA | PANORAMA MONETARIO | ||||||||||
| Concepto | VARIACIÓN | VARIACIÓN | VARIACIÓN | |||||||||
| 31/12/2023 | 18/4/2024 | ABSOLUTA | RELATIVA | 31/12/2023 | 18/4/2024 | ABSOLUTA | RELATIVA | 31/12/2023 | 18/4/2024 | ABSOLUTA | RELATIVA | |
| I. MONETIZACIÓN EXTERNA | 165,854.8 | 165,907.7 | 52.9 | 0.0 | -33,331.0 | -32,413.3 | 917.7 | -2.8 | 132,523.8 | 133,494.4 | 970.6 | 0.7 |
| 1. Activo externo 1/ | 165,854.8 | 165,907.7 | 52.9 | 0.0 | 8,455.2 | 8,366.3 | -88.9 | -1.1 | 174,310.0 | 174,274.0 | -36.0 | 0.0 |
| 2. Pasivo externo | 0.0 | 0.0 | 0.0 | 0.0 | -41,786.2 | -40,779.6 | 1,006.6 | -2.4 | -41,786.2 | -40,779.6 | 1,006.6 | -2.4 |
| II. ACTIVOS INTERNOS NETOS | -19,224.5 | -26,544.3 | -7,319.8 | 38.1 | 390,051.9 | 392,016.8 | 1,964.9 | 0.5 | 305,769.9 | 306,474.1 | 704.2 | 0.2 |
| 1. Actividad crediticia | -6,258.4 | -10,203.1 | -3,944.7 | 63.0 | 369,716.1 | 378,060.3 | 8,344.2 | 2.3 | 363,457.7 | 367,857.2 | 4,399.5 | 1.2 |
| 1.1 Al Sector público neto | -8,316.5 | -12,261.2 | -3,944.7 | 47.4 | 32,102.0 | 27,109.3 | -4,992.7 | -15.6 | 23,785.5 | 14,848.1 | -8,937.4 | -37.6 |
| 1.2 Al Sector privado | 0.0 | 0.0 | 0.0 | 0.0 | 338,631.9 | 351,961.2 | 13,329.3 | 3.9 | 338,631.9 | 351,961.2 | 13,329.3 | 3.9 |
| 1.2.1 En moneda nacional | 0.0 | 0.0 | 0.0 | 0.0 | 246,019.0 | 256,628.3 | 10,609.3 | 4.3 | 246,019.0 | 256,628.3 | 10,609.3 | 4.3 |
| 1.2.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 92,613.0 | 95,332.8 | 2,719.8 | 2.9 | 92,613.0 | 95,332.8 | 2,719.8 | 2.9 |
| 1.3 A los bancos | 2,051.1 | 2,051.1 | 0.0 | 0.0 | -2,051.1 | -2,051.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1.3.1 En moneda nacional | 2,051.1 | 2,051.1 | 0.0 | 0.0 | -2,051.1 | -2,051.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1.3.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1.4 A las financieras | 6.9 | 6.9 | 0.0 | 0.0 | 1,033.3 | 1,041.0 | 7.7 | 0.7 | 1,040.2 | 1,047.9 | 7.7 | 0.7 |
| 1.4.1 En moneda nacional | 6.9 | 6.9 | 0.0 | 0.0 | 608.7 | 618.4 | 9.7 | 1.6 | 615.7 | 625.4 | 9.7 | 1.6 |
| 1.4.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 424.5 | 422.6 | -1.9 | -0.4 | 424.5 | 422.6 | -1.9 | -0.4 |
| 2. Encaje en moneda nacional | 0.0 | 0.0 | 0.0 | 0.0 | 54,671.3 | 48,933.8 | -5,737.5 | -10.5 | -10.7 | -21.9 | -11.2 | 104.7 |
| 3. Encaje en moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 10,367.1 | 10,033.4 | -333.7 | -3.2 | -8.4 | -9.3 | -0.9 | 10.7 |
| 4. Otros Activos Netos | 25,649.9 | 25,559.0 | -90.9 | -0.4 | -55,351.7 | -56,603.5 | -1,251.8 | 2.3 | -29,701.8 | -31,044.5 | -1,342.7 | 4.5 |
| 5. Obligaciones mediano y largo plazo | 0.0 | 0.0 | 0.0 | 0.0 | -2,815.7 | -2,935.3 | -119.6 | 4.2 | -2,815.7 | -2,935.3 | -119.6 | 4.2 |
| 6. Bonos de estabilización | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 7. Operaciones compra venta de valores en M/N | -38,615.9 | -41,900.2 | -3,284.3 | 8.5 | 13,464.7 | 14,528.1 | 1,063.4 | 7.9 | -25,151.2 | -27,372.1 | -2,220.9 | 8.8 |
| 7.1 Con entidades públicas | -19,572.4 | -20,175.5 | -603.1 | 3.1 | 0.0 | 0.0 | 0.0 | 0.0 | -19,572.4 | -20,175.5 | -603.1 | 3.1 |
| 7.2 Otros inversionistas | -19,043.5 | -21,724.7 | -2,681.2 | 14.1 | 13,464.7 | 14,528.1 | 1,063.4 | 7.9 | -5,578.8 | -7,196.6 | -1,617.8 | 29.0 |
| 8. Operaciones compra venta de valores en M/E | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 8.1 Con entidades públicas | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 8.2 Otros inversionistas | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| III. OBLIGACIONES MONETARIAS | 146,630.4 | 139,363.4 | -7,267.0 | -5.0 | 356,720.8 | 359,603.5 | 2,882.7 | 0.8 | 438,293.7 | 439,968.5 | 1,674.8 | 0.4 |
| IV. DINERO PRIMARIO | 136,254.9 | 129,320.7 | -6,934.2 | -5.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1. Numerario en circulación | 81,572.9 | 80,365.0 | -1,207.9 | -1.5 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2. Encaje | 54,682.0 | 48,955.7 | -5,726.3 | -10.5 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2.1 Bancario no remunerado | 52,683.4 | 46,906.7 | -5,776.7 | -11.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2.2 Bancario remunerado | 1,987.8 | 2,027.1 | 39.3 | 2.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2.3 Financieras | 10.8 | 21.9 | 11.1 | 102.8 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| V. ENCAJE EN MONEDA EXTRANJERA | 10,375.5 | 10,042.7 | -332.8 | -3.2 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1 Bancario no remunerado | 9,954.5 | 9,610.2 | -344.3 | -3.5 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2 Bancario remunerado | 412.6 | 423.2 | 10.6 | 2.6 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 3 Financieras | 8.3 | 9.3 | 1.0 | 12.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| VI. MEDIO CIRCULANTE EN MONEDA NACIONAL | 81,572.9 | 80,365.0 | -1,207.9 | -1.5 | 100,594.7 | 97,003.3 | -3,591.4 | -3.6 | 182,167.5 | 177,368.4 | -4,799.1 | -2.6 |
| 1. Numerario en circulación | 81,572.9 | 80,365.0 | -1,207.9 | -1.5 | 0.0 | 0.0 | 0.0 | 0.0 | 81,572.9 | 80,365.0 | -1,207.9 | -1.5 |
| 2. Depósitos monetarios | 0.0 | 0.0 | 0.0 | 0.0 | 100,594.7 | 97,003.3 | -3,591.4 | -3.6 | 100,594.7 | 97,003.3 | -3,591.4 | -3.6 |
| VII. CUASIDINERO EN MONEDA NACIONAL 2/ | 0.0 | 0.0 | 0.0 | 0.0 | 182,717.1 | 186,624.7 | 3,907.6 | 2.1 | 182,717.1 | 186,624.7 | 3,907.6 | 2.1 |
| VIII. MEDIOS DE PAGO EN MONEDA NACIONAL | 81,572.9 | 80,365.0 | -1,207.9 | -1.5 | 283,311.8 | 283,628.0 | 316.2 | 0.1 | 364,884.6 | 363,993.1 | -891.5 | -0.2 |
| IX. DEPÓSITOS MONETARIOS EN MONEDA EXTRANJERA | 0.0 | 0.0 | 0.0 | 0.0 | 28,365.3 | 30,357.9 | 1,992.6 | 7.0 | 28,365.3 | 30,357.9 | 1,992.6 | 7.0 |
| X. CUASIDINERO EN MONEDA EXTRANJERA 3/ | 0.0 | 0.0 | 0.0 | 0.0 | 45,043.8 | 45,617.6 | 573.8 | 1.3 | 45,043.8 | 45,617.6 | 573.8 | 1.3 |
| XI. MEDIOS DE PAGO EN MONEDA EXTRANJERA | 0.0 | 0.0 | 0.0 | 0.0 | 73,409.0 | 75,975.5 | 2,566.5 | 3.5 | 73,409.0 | 75,975.5 | 2,566.5 | 3.5 |
| XII. MEDIOS DE PAGO TOTALES | 81,572.9 | 80,365.0 | -1,207.9 | -1.5 | 356,720.8 | 359,603.5 | 2,882.7 | 0.8 | 438,293.7 | 439,968.5 | 1,674.8 | 0.4 |
| 1/ En el caso de los bcos. Incluye caja en moneda extranjera | -.- | -.- | -.- | -.- | 589.4 | 727.1 | 137.7 | 23.4 | -.- | -.- | -.- | -.- |
| 2/ Incluye Obligaciones Financieras en circulación en M/N | -.- | -.- | -.- | -.- | 249.5 | 240.9 | -8.6 | -3.4 | -.- | -.- | -.- | -.- |
| 3/ Incluye Obligaciones Financieras en circulación en M/E | -.- | -.- | -.- | -.- | 4,524.4 | 4,439.9 | -84.5 | -1.9 | -.- | -.- | -.- | -.- |