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CUADRO V.5 |
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|
TASAS DE INTERÉS BANCARIAS1/ SOBRE
PRÉSTAMOS2/ EN MONEDA EXTRANJERA |
|
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|
|
Año y mes |
Agricultura, ganadería silvicultura y pesca |
Explotación de minas y canteras |
Industrias manufactureras |
Construcción |
Consumo |
Comercio |
Transporte, almacenamiento, información y
comunicaciones |
Actividades alojamiento y servicios comida |
Actividades Inmobiliarias |
Otros sectores4/ |
Interbancaria (ponderada)3/ |
|
|
Tarjeta de Crédito |
Otros |
Vivienda |
Otros |
|
|
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
(8) |
(9) |
(10) |
(11) |
(12) |
|
|
|
|
Ene |
6.3 |
5.0 |
6.5 |
6.5 |
34.5 |
7.7 |
6.5 |
5.9 |
6.4 |
7.3 |
6.3 |
6.6 |
5.1 |
|
|
|
Feb |
6.3 |
5.6 |
6.5 |
6.5 |
34.5 |
7.7 |
6.6 |
5.9 |
6.5 |
7.3 |
6.3 |
6.6 |
5.1 |
|
|
|
Mar |
6.4 |
5.7 |
6.6 |
6.5 |
34.4 |
7.7 |
6.6 |
6.6 |
6.5 |
7.3 |
6.3 |
6.6 |
5.9 |
|
|
|
Abr |
6.4 |
5.7 |
6.5 |
6.4 |
34.4 |
7.6 |
6.6 |
6.7 |
6.3 |
7.2 |
6.3 |
6.6 |
5.9 |
|
|
|
May |
6.4 |
5.7 |
6.5 |
6.4 |
34.3 |
7.6 |
6.6 |
6.7 |
6.4 |
7.2 |
6.4 |
6.5 |
5.9 |
|
|
|
Jun |
6.5 |
5.7 |
6.5 |
6.4 |
34.4 |
7.6 |
6.6 |
6.6 |
6.4 |
7.2 |
6.3 |
6.5 |
5.9 |
|
|
|
Jul |
6.5 |
5.7 |
6.4 |
6.4 |
34.5 |
7.6 |
6.6 |
6.5 |
6.4 |
7.2 |
6.4 |
6.4 |
5.9 |
|
|
|
Ago |
6.5 |
5.6 |
6.4 |
6.4 |
35.9 |
7.6 |
6.6 |
6.5 |
6.4 |
7.2 |
6.4 |
6.4 |
5.9 |
|
|
|
Sep |
6.5 |
6.1 |
6.4 |
6.4 |
35.7 |
7.6 |
6.6 |
6.1 |
6.4 |
7.2 |
6.4 |
6.4 |
5.8 |
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|
|
Oct |
6.5 |
6.1 |
6.3 |
6.4 |
35.7 |
7.6 |
6.6 |
6.1 |
6.2 |
7.2 |
6.3 |
6.3 |
5.8 |
|
|
|
Nov |
6.5 |
6.1 |
6.4 |
6.4 |
35.8 |
7.6 |
6.5 |
6.1 |
6.2 |
7.1 |
6.2 |
6.3 |
5.8 |
|
|
2019 |
Dic |
6.4 |
6.1 |
6.3 |
6.4 |
35.6 |
7.5 |
6.5 |
6.1 |
6.3 |
7.1 |
6.2 |
6.3 |
5.8 |
|
|
|
Ene |
6.4 |
6.1 |
6.3 |
6.3 |
35.6 |
7.5 |
6.5 |
6.0 |
6.3 |
7.1 |
6.2 |
6.2 |
6.0 |
|
|
|
Feb |
6.4 |
6.1 |
6.3 |
6.3 |
35.5 |
7.5 |
6.5 |
6.0 |
6.3 |
7.1 |
6.2 |
6.2 |
6.0 |
|
|
|
Mar |
6.4 |
6.1 |
6.2 |
6.3 |
35.6 |
7.4 |
6.4 |
5.7 |
6.2 |
7.1 |
6.1 |
6.1 |
6.0 |
|
|
|
Abr |
6.3 |
6.1 |
6.0 |
6.3 |
35.8 |
7.3 |
6.4 |
5.7 |
6.1 |
7.1 |
6.1 |
6.0 |
6.0 |
|
|
|
May |
6.3 |
6.1 |
6.0 |
6.3 |
35.9 |
7.3 |
6.4 |
5.7 |
6.0 |
7.1 |
6.1 |
6.0 |
5.9 |
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|
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Jun |
6.3 |
6.1 |
6.0 |
6.3 |
36.0 |
7.3 |
6.5 |
5.7 |
5.9 |
7.1 |
6.1 |
6.0 |
5.9 |
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Jul |
6.3 |
6.1 |
6.0 |
6.3 |
36.1 |
7.2 |
6.5 |
5.7 |
5.8 |
7.0 |
6.1 |
5.9 |
5.8 |
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Ago |
6.3 |
6.1 |
6.0 |
6.3 |
36.3 |
7.2 |
6.4 |
5.7 |
5.8 |
7.1 |
6.0 |
5.9 |
5.8 |
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|
|
Sep |
6.3 |
5.9 |
5.9 |
6.2 |
36.3 |
7.2 |
6.5 |
5.7 |
5.9 |
7.1 |
5.9 |
5.9 |
5.4 |
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|
|
Oct |
6.3 |
5.9 |
5.9 |
6.2 |
36.2 |
7.2 |
6.5 |
5.8 |
5.9 |
7.0 |
5.9 |
5.9 |
5.4 |
|
|
|
Nov |
6.2 |
5.9 |
5.9 |
6.2 |
37.7 |
7.2 |
6.4 |
5.8 |
6.0 |
7.0 |
5.9 |
5.9 |
5.4 |
|
|
2020 |
Dic |
6.1 |
5.9 |
5.9 |
6.2 |
37.5 |
7.1 |
6.4 |
5.6 |
6.0 |
7.0 |
5.9 |
5.8 |
5.4 |
|
|
|
Ene |
6.1 |
5.9 |
5.9 |
6.1 |
37.5 |
7.1 |
6.3 |
5.6 |
6.0 |
7.0 |
5.9 |
5.8 |
5.4 |
|
|
|
Feb |
6.0 |
5.9 |
5.8 |
6.1 |
37.4 |
7.1 |
6.3 |
5.6 |
6.0 |
7.0 |
5.8 |
5.8 |
5.5 |
|
|
|
Mar |
5.9 |
5.9 |
5.7 |
6.1 |
37.4 |
7.1 |
6.2 |
5.6 |
5.9 |
7.0 |
5.7 |
5.8 |
5.4 |
|
|
|
Abr |
5.9 |
5.9 |
5.7 |
6.0 |
37.1 |
7.1 |
6.2 |
5.6 |
5.9 |
7.0 |
5.7 |
5.7 |
5.4 |
|
|
|
May |
5.9 |
5.9 |
5.7 |
5.9 |
37.0 |
7.1 |
6.2 |
5.5 |
5.8 |
6.9 |
5.7 |
5.7 |
5.4 |
|
|
|
Jun |
5.9 |
5.9 |
5.6 |
5.8 |
37.1 |
7.1 |
6.1 |
5.5 |
5.8 |
6.9 |
5.7 |
5.7 |
5.6 |
|
|
|
Jul |
5.8 |
5.9 |
5.5 |
5.8 |
37.1 |
6.9 |
6.1 |
5.4 |
5.8 |
6.9 |
5.6 |
5.6 |
5.6 |
|
|
|
Ago |
5.7 |
5.6 |
5.4 |
5.9 |
37.2 |
6.8 |
6.1 |
5.4 |
5.8 |
6.9 |
5.6 |
5.6 |
5.5 |
|
|
|
Sep |
5.7 |
5.7 |
5.3 |
5.9 |
37.1 |
6.8 |
6.0 |
5.4 |
5.8 |
6.9 |
5.6 |
5.6 |
5.6 |
|
|
|
Oct |
5.6 |
5.7 |
5.2 |
5.9 |
37.1 |
6.7 |
6.0 |
5.4 |
5.8 |
6.9 |
5.6 |
5.6 |
5.6 |
|
|
|
Nov |
5.5 |
5.7 |
5.1 |
5.8 |
37.2 |
6.7 |
5.9 |
5.4 |
5.4 |
6.9 |
5.6 |
5.6 |
5.7 |
|
|
2021 |
Dic |
5.5 |
5.7 |
5.1 |
5.8 |
37.1 |
6.6 |
5.8 |
5.4 |
5.5 |
6.9 |
5.5 |
5.6 |
5.7 |
|
|
|
Ene |
5.5 |
5.8 |
5.1 |
5.8 |
37.2 |
6.6 |
5.9 |
5.4 |
5.5 |
6.9 |
5.5 |
5.6 |
5.7 |
|
|
|
Feb |
5.4 |
5.9 |
5.0 |
5.8 |
37.1 |
6.6 |
5.9 |
5.4 |
5.5 |
6.9 |
5.6 |
5.5 |
5.8 |
|
|
|
Mar |
5.5 |
5.9 |
5.0 |
5.8 |
37.2 |
6.6 |
5.8 |
5.4 |
5.4 |
6.9 |
5.5 |
5.3 |
5.8 |
|
|
|
Abr |
5.5 |
5.9 |
5.0 |
5.8 |
37.2 |
6.6 |
5.8 |
5.4 |
5.4 |
6.8 |
5.5 |
5.3 |
5.7 |
|
|
|
May |
5.5 |
5.9 |
5.0 |
5.8 |
37.2 |
6.6 |
5.8 |
5.4 |
5.4 |
6.8 |
5.5 |
5.3 |
5.3 |
|
|
|
Jun |
5.5 |
5.7 |
5.0 |
5.8 |
37.0 |
6.6 |
5.8 |
5.9 |
5.5 |
6.8 |
5.5 |
5.4 |
5.3 |
|
|
|
Jul |
5.6 |
5.7 |
5.2 |
5.9 |
37.0 |
6.7 |
5.9 |
5.9 |
5.8 |
6.8 |
5.5 |
5.7 |
5.4 |
|
|
|
Ago |
5.7 |
5.7 |
5.2 |
5.9 |
37.1 |
6.7 |
5.9 |
5.9 |
5.8 |
6.9 |
5.6 |
5.7 |
5.7 |
|
|
|
Sep |
5.7 |
4.8 |
5.2 |
5.9 |
37.1 |
6.7 |
6.0 |
6.4 |
5.8 |
6.9 |
5.6 |
5.8 |
5.7 |
|
|
|
Oct |
5.7 |
4.7 |
5.3 |
5.9 |
37.1 |
6.8 |
6.0 |
6.2 |
5.9 |
6.9 |
5.7 |
6.1 |
5.7 |
|
|
|
Nov |
5.9 |
4.7 |
5.5 |
6.0 |
37.3 |
6.9 |
6.2 |
6.2 |
5.9 |
7.2 |
5.9 |
6.2 |
5.6 |
|
|
2022 |
Dic |
6.0 |
5.3 |
5.6 |
6.1 |
37.4 |
7.1 |
6.6 |
6.1 |
6.1 |
7.2 |
5.9 |
6.3 |
5.6 |
|
|
|
Ene |
6.1 |
4.8 |
5.7 |
6.2 |
37.3 |
7.2 |
6.6 |
6.1 |
6.2 |
7.2 |
6.0 |
6.5 |
5.5 |
|
|
|
Feb |
6.2 |
4.9 |
5.8 |
6.3 |
37.1 |
7.2 |
6.7 |
6.2 |
6.4 |
7.3 |
6.0 |
6.6 |
5.5 |
|
|
|
Mar |
6.2 |
5.5 |
5.9 |
6.3 |
37.0 |
7.2 |
6.8 |
6.2 |
6.3 |
7.3 |
6.0 |
6.6 |
5.6 |
|
|
|
Abr |
6.3 |
5.7 |
5.9 |
6.3 |
37.2 |
7.3 |
6.9 |
6.2 |
6.5 |
7.3 |
6.1 |
6.9 |
5.6 |
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|
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May |
6.4 |
5.8 |
5.9 |
6.4 |
37.7 |
7.3 |
6.9 |
6.2 |
6.6 |
7.3 |
6.1 |
7.1 |
7.4 |
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|
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Jun |
6.4 |
5.8 |
5.9 |
6.4 |
39.6 |
7.4 |
6.9 |
6.2 |
6.6 |
7.3 |
6.2 |
7.1 |
7.4 |
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|
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Jul |
6.4 |
5.6 |
6.0 |
6.4 |
40.6 |
7.4 |
6.9 |
6.1 |
6.6 |
7.3 |
6.2 |
7.1 |
7.5 |
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|
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Ago |
6.4 |
5.6 |
5.9 |
6.4 |
40.5 |
7.4 |
7.0 |
6.2 |
6.7 |
7.3 |
6.2 |
7.2 |
7.5 |
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|
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Sep |
6.4 |
5.6 |
5.9 |
6.4 |
40.5 |
7.5 |
7.0 |
6.2 |
6.7 |
7.3 |
6.3 |
7.1 |
7.5 |
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Oct |
6.4 |
5.6 |
5.9 |
6.5 |
40.2 |
7.5 |
7.0 |
6.2 |
6.7 |
7.3 |
6.3 |
7.1 |
7.6 |
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|
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Nov |
6.6 |
6.0 |
6.0 |
6.5 |
40.5 |
7.5 |
7.1 |
6.2 |
6.7 |
7.3 |
6.3 |
7.2 |
7.5 |
|
|
2023 |
Dic |
6.6 |
6.1 |
6.1 |
6.5 |
40.1 |
7.3 |
7.2 |
6.3 |
6.3 |
7.3 |
6.5 |
7.3 |
7.6 |
|
|
2024 |
Ene5/ |
6.7 |
6.6 |
6.3 |
6.6 |
41.3 |
7.3 |
7.4 |
6.3 |
6.3 |
7.4 |
6.6 |
7.6 |
7.6 |
|
|
|
Feb5/ |
6.7 |
7.0 |
6.3 |
6.6 |
41.3 |
7.3 |
7.4 |
6.4 |
6.3 |
7.4 |
6.6 |
7.6 |
7.6 |
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|
|
Mar5/ |
6.8 |
6.9 |
6.4 |
6.7 |
41.1 |
7.4 |
7.5 |
6.4 |
6.2 |
7.4 |
6.7 |
7.6 |
7.6 |
|
|
|
Abr |
6.9 |
6.9 |
6.4 |
6.8 |
41.2 |
7.4 |
7.5 |
6.7 |
6.2 |
7.4 |
6.7 |
7.6 |
7.6 |
|
|
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May |
6.9 |
6.9 |
6.4 |
6.8 |
42.6 |
7.4 |
7.6 |
6.7 |
6.3 |
7.4 |
6.7 |
7.7 |
7.7 |
|
|
|
Jun |
7.0 |
6.9 |
6.5 |
6.8 |
42.4 |
7.4 |
7.6 |
6.7 |
6.2 |
7.4 |
6.8 |
7.7 |
7.7 |
|
|
|
Jul |
7.1 |
7.0 |
6.6 |
6.9 |
42.5 |
7.4 |
7.8 |
6.8 |
6.4 |
7.5 |
6.8 |
7.8 |
7.7 |
|
|
|
Ago |
7.1 |
7.2 |
6.6 |
6.9 |
42.4 |
7.4 |
7.8 |
7.0 |
6.3 |
7.5 |
6.9 |
7.8 |
7.9 |
|
|
|
Sep |
7.2 |
7.2 |
6.6 |
7.0 |
42.3 |
7.5 |
7.9 |
7.1 |
6.3 |
7.5 |
6.9 |
7.8 |
7.9 |
|
|
|
Oct |
7.2 |
7.1 |
6.6 |
6.9 |
42.7 |
7.5 |
7.8 |
7.1 |
6.5 |
7.5 |
7.0 |
7.7 |
8.0 |
|
|
|
Nov |
7.3 |
7.2 |
6.7 |
6.9 |
42.3 |
7.5 |
7.8 |
7.1 |
6.4 |
7.5 |
7.0 |
7.7 |
7.9 |
|
|
|
Dic |
7.3 |
7.2 |
6.8 |
6.9 |
42.2 |
7.5 |
7.8 |
7.1 |
6.4 |
7.5 |
7.1 |
7.7 |
7.8 |
|
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|
|
|
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|
|
|
|
|
|
|
|
|
|
Fuente:
Superintendencia de Bancos y datos históricos homologados de enero
2019 a diciembre 2023 por el Banco de Guatemala. |
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|
|
1/ Las tasas son nominales brutas promedio del periodo. |
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2/ Los conceptos de las principales actividades económicas
están basados en la NAEG y en la CIIU Rev. 4, vigentes a partir de enero
2024. |
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|
3/ Corresponde a préstamos de bancos a otros establecimientos
financieros. |
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|
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|
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|
|
4/ Otros sectores incluye: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Suministro de electricidad, gas, vapor y aire
acondicionado |
|
|
|
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|
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|
|
Suministro de agua; evacuación de aguas
residuales, gestión de desechos y descontaminación |
|
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|
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Actividades financieras y de seguros |
|
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Actividades profesionales, científicas y
técnicas |
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|
Actividades de servicios administrativos y de
apoyo |
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|
Administración pública y defensa; planes de
seguridad social de afiliación obligatoria |
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|
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Enseñanza |
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Actividades de atención de la salud humana y de
asistencia social |
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|
|
Actividades artísticas, de entretenimiento y
recreativas |
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|
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|
|
Otras actividades de servicios |
|
|
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|
|
Actividades de los hogares como empleadores;
actividades no diferenciadas de los hogares como productores de bienes y
servicios para uso propio |
|
|
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|
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|
|
Actividades de organizaciones y órganos
extraterritoriales |
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5/ Datos preliminares. |
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