| BANCO DE GUATEMALA | ||||||||||||
| Cuadro 1 | ||||||||||||
| PANORAMA MONETARIO | ||||||||||||
| TIPO BASE ACUMULADO SEMANAL | ||||||||||||
| Del 31 de diciembre de 2024 al 9 de enero de 2025 | ||||||||||||
| - Millones de Quetzales - | ||||||||||||
| Tipo de cambio: | 7.709910 | |||||||||||
| BANCO DE GUATEMALA | BANCOS DEL SISTEMA | PANORAMA MONETARIO | ||||||||||
| Concepto | VARIACIÓN | VARIACIÓN | VARIACIÓN | |||||||||
| 31/12/2024 | 9/1/2025 | ABSOLUTA | RELATIVA | 31/12/2024 | 9/1/2025 | ABSOLUTA | RELATIVA | 31/12/2024 | 9/1/2025 | ABSOLUTA | RELATIVA | |
| I. MONETIZACIÓN EXTERNA | 188,288.7 | 189,561.4 | 1,272.7 | 0.7 | -35,975.5 | -36,492.4 | -516.9 | 1.4 | 152,313.1 | 153,068.9 | 755.8 | 0.5 |
| 1. Activo externo 1/ | 188,288.7 | 189,561.4 | 1,272.7 | 0.7 | 8,955.6 | 8,032.0 | -923.6 | -10.3 | 197,244.3 | 197,593.4 | 349.1 | 0.2 |
| 2. Pasivo externo | 0.0 | 0.0 | 0.0 | 0.0 | -44,931.2 | -44,524.5 | 406.7 | -0.9 | -44,931.2 | -44,524.5 | 406.7 | -0.9 |
| II. ACTIVOS INTERNOS NETOS | -31,194.9 | -36,526.7 | -5,331.8 | 17.1 | 419,498.4 | 418,335.4 | -1,163.0 | -0.3 | 320,060.6 | 314,693.5 | -5,367.1 | -1.7 |
| 1. Actividad crediticia | -9,986.1 | -11,610.6 | -1,624.5 | 16.3 | 402,592.4 | 398,789.9 | -3,802.5 | -0.9 | 392,606.3 | 387,179.3 | -5,427.0 | -1.4 |
| 1.1 Al Sector público neto | -12,044.2 | -13,668.6 | -1,624.4 | 13.5 | 23,231.0 | 23,258.1 | 27.1 | 0.1 | 11,186.8 | 9,589.5 | -1,597.3 | -14.3 |
| 1.2 Al Sector privado | 0.0 | 0.0 | 0.0 | 0.0 | 380,321.9 | 376,492.7 | -3,829.2 | -1.0 | 380,321.9 | 376,492.7 | -3,829.2 | -1.0 |
| 1.2.1 En moneda nacional | 0.0 | 0.0 | 0.0 | 0.0 | 280,283.0 | 277,676.6 | -2,606.4 | -0.9 | 280,283.0 | 277,676.6 | -2,606.4 | -0.9 |
| 1.2.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 100,038.9 | 98,816.1 | -1,222.8 | -1.2 | 100,038.9 | 98,816.1 | -1,222.8 | -1.2 |
| 1.3 A los bancos | 2,051.1 | 2,051.1 | 0.0 | 0.0 | -2,051.1 | -2,051.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1.3.1 En moneda nacional | 2,051.1 | 2,051.1 | 0.0 | 0.0 | -2,051.1 | -2,051.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1.3.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1.4 A las financieras | 6.9 | 6.9 | 0.0 | 0.0 | 1,090.7 | 1,090.2 | -0.5 | 0.0 | 1,097.6 | 1,097.1 | -0.5 | 0.0 |
| 1.4.1 En moneda nacional | 6.9 | 6.9 | 0.0 | 0.0 | 605.8 | 605.8 | 0.0 | 0.0 | 612.8 | 612.8 | 0.0 | 0.0 |
| 1.4.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 484.8 | 484.3 | -0.5 | -0.1 | 484.8 | 484.3 | -0.5 | -0.1 |
| 2. Encaje en moneda nacional | 0.0 | 0.0 | 0.0 | 0.0 | 57,765.7 | 55,570.9 | -2,194.8 | -3.8 | -19.3 | -28.0 | -8.7 | 45.1 |
| 3. Encaje en moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 10,450.0 | 11,507.9 | 1,057.9 | 10.1 | -8.0 | -8.3 | -0.3 | 3.8 |
| 4. Otros Activos Netos | 26,105.4 | 22,229.1 | -3,876.3 | -14.8 | -71,758.4 | -63,558.6 | 8,199.8 | -11.4 | -45,653.0 | -41,329.5 | 4,323.5 | -9.5 |
| 5. Obligaciones mediano y largo plazo | 0.0 | 0.0 | 0.0 | 0.0 | -3,809.5 | -3,890.6 | -81.1 | 2.1 | -3,809.5 | -3,890.6 | -81.1 | 2.1 |
| 6. Bonos de estabilización | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 7. Operaciones compra venta de valores en M/N | -47,314.2 | -47,145.3 | 168.9 | -0.4 | 24,258.2 | 19,915.9 | -4,342.3 | -17.9 | -23,055.9 | -27,229.4 | -4,173.5 | 18.1 |
| 7.1 Con entidades públicas | -20,608.7 | -20,938.7 | -330.0 | 1.6 | 0.0 | 0.0 | 0.0 | 0.0 | -20,608.7 | -20,938.7 | -330.0 | 1.6 |
| 7.2 Otros inversionistas | -26,705.5 | -26,206.6 | 498.9 | -1.9 | 24,258.2 | 19,915.9 | -4,342.3 | -17.9 | -2,447.3 | -6,290.7 | -3,843.4 | 157.0 |
| 8. Operaciones compra venta de valores en M/E | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 8.1 Con entidades públicas | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 8.2 Otros inversionistas | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| III. OBLIGACIONES MONETARIAS | 157,093.8 | 153,034.6 | -4,059.2 | -2.6 | 383,522.9 | 381,842.9 | -1,680.0 | -0.4 | 472,373.7 | 467,762.5 | -4,611.2 | -1.0 |
| IV. DINERO PRIMARIO | 146,635.8 | 141,518.4 | -5,117.4 | -3.5 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1. Numerario en circulación | 88,850.8 | 85,919.5 | -2,931.3 | -3.3 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2. Encaje | 57,785.0 | 55,598.9 | -2,186.1 | -3.8 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2.1 Bancario no remunerado | 55,586.5 | 53,387.6 | -2,198.9 | -4.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2.2 Bancario remunerado | 2,179.2 | 2,183.4 | 4.2 | 0.2 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2.3 Financieras | 19.3 | 27.9 | 8.6 | 44.6 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| V. ENCAJE EN MONEDA EXTRANJERA | 10,458.0 | 11,516.2 | 1,058.2 | 10.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1 Bancario no remunerado | 10,020.4 | 11,082.2 | 1,061.8 | 10.6 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2 Bancario remunerado | 429.7 | 425.7 | -4.0 | -0.9 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 3 Financieras | 8.0 | 8.4 | 0.4 | 5.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| VI. MEDIO CIRCULANTE EN MONEDA NACIONAL | 88,850.8 | 85,919.5 | -2,931.3 | -3.3 | 103,388.7 | 100,909.0 | -2,479.7 | -2.4 | 192,239.6 | 186,828.6 | -5,411.0 | -2.8 |
| 1. Numerario en circulación | 88,850.8 | 85,919.5 | -2,931.3 | -3.3 | 0.0 | 0.0 | 0.0 | 0.0 | 88,850.8 | 85,919.5 | -2,931.3 | -3.3 |
| 2. Depósitos monetarios | 0.0 | 0.0 | 0.0 | 0.0 | 103,388.7 | 100,909.0 | -2,479.7 | -2.4 | 103,388.7 | 100,909.0 | -2,479.7 | -2.4 |
| VII. CUASIDINERO EN MONEDA NACIONAL 2/ | 0.0 | 0.0 | 0.0 | 0.0 | 202,863.9 | 203,766.9 | 903.0 | 0.4 | 202,863.9 | 203,766.9 | 903.0 | 0.4 |
| VIII. MEDIOS DE PAGO EN MONEDA NACIONAL | 88,850.8 | 85,919.5 | -2,931.3 | -3.3 | 306,252.6 | 304,675.9 | -1,576.7 | -0.5 | 395,103.5 | 390,595.4 | -4,508.1 | -1.1 |
| IX. DEPÓSITOS MONETARIOS EN MONEDA EXTRANJERA | 0.0 | 0.0 | 0.0 | 0.0 | 30,134.6 | 30,128.4 | -6.2 | 0.0 | 30,134.6 | 30,128.4 | -6.2 | 0.0 |
| X. CUASIDINERO EN MONEDA EXTRANJERA 3/ | 0.0 | 0.0 | 0.0 | 0.0 | 47,135.7 | 47,038.6 | -97.1 | -0.2 | 47,135.7 | 47,038.6 | -97.1 | -0.2 |
| XI. MEDIOS DE PAGO EN MONEDA EXTRANJERA | 0.0 | 0.0 | 0.0 | 0.0 | 77,270.3 | 77,167.0 | -103.3 | -0.1 | 77,270.3 | 77,167.0 | -103.3 | -0.1 |
| XII. MEDIOS DE PAGO TOTALES | 88,850.8 | 85,919.5 | -2,931.3 | -3.3 | 383,522.9 | 381,842.9 | -1,680.0 | -0.4 | 472,373.7 | 467,762.5 | -4,611.2 | -1.0 |
| 1/ En el caso de los bcos. Incluye caja en moneda extranjera | -.- | -.- | -.- | -.- | 562.9 | 612.4 | 49.5 | 8.8 | -.- | -.- | -.- | -.- |
| 2/ Incluye Obligaciones Financieras en circulación en M/N | -.- | -.- | -.- | -.- | 251.3 | 243.4 | -7.9 | -3.1 | -.- | -.- | -.- | -.- |
| 3/ Incluye Obligaciones Financieras en circulación en M/E | -.- | -.- | -.- | -.- | 4,491.6 | 4,488.1 | -3.5 | -0.1 | -.- | -.- | -.- | -.- |