| BANCO DE GUATEMALA | ||||||||||||
| Cuadro 1 | ||||||||||||
| PANORAMA MONETARIO | ||||||||||||
| TIPO BASE ACUMULADO SEMANAL | ||||||||||||
| Del 31 de diciembre de 2025 al 4 de junio de 2026 | ||||||||||||
| - Millones de Quetzales - | ||||||||||||
| Tipo de cambio: | 7.617740 | |||||||||||
| BANCO DE GUATEMALA | BANCOS DEL SISTEMA | PANORAMA MONETARIO | ||||||||||
| Concepto | VARIACIÓN | VARIACIÓN | VARIACIÓN | |||||||||
| 31/12/2025 | 4/6/2026 | ABSOLUTA | RELATIVA | 31/12/2025 | 4/6/2026 | ABSOLUTA | RELATIVA | 31/12/2025 | 4/6/2026 | ABSOLUTA | RELATIVA | |
| I. MONETIZACIÓN EXTERNA | 249,380.3 | 254,350.6 | 4,970.3 | 2.0 | -47,580.3 | -43,371.4 | 4,208.9 | -8.8 | 201,800.0 | 210,979.2 | 9,179.2 | 4.5 |
| 1. Activo externo 1/ | 249,380.3 | 254,350.6 | 4,970.3 | 2.0 | 8,221.3 | 12,315.5 | 4,094.2 | 49.8 | 257,601.6 | 266,666.1 | 9,064.5 | 3.5 |
| 2. Pasivo externo | 0.0 | 0.0 | 0.0 | 0.0 | -55,801.6 | -55,686.9 | 114.7 | -0.2 | -55,801.6 | -55,686.9 | 114.7 | -0.2 |
| II. ACTIVOS INTERNOS NETOS | -65,708.8 | -73,937.7 | -8,228.9 | 12.5 | 482,439.5 | 495,549.1 | 13,109.6 | 2.7 | 334,059.7 | 342,556.9 | 8,497.2 | 2.5 |
| 1. Actividad crediticia | -15,061.6 | -13,049.9 | 2,011.7 | -13.4 | 442,571.7 | 456,155.2 | 13,583.5 | 3.1 | 427,510.1 | 443,105.4 | 15,595.3 | 3.6 |
| 1.1 Al Sector público neto | -17,119.7 | -15,107.9 | 2,011.8 | -11.8 | 34,243.3 | 36,892.1 | 2,648.8 | 7.7 | 17,123.7 | 21,784.1 | 4,660.4 | 27.2 |
| 1.2 Al Sector privado | 0.0 | 0.0 | 0.0 | 0.0 | 409,087.1 | 420,044.0 | 10,956.9 | 2.7 | 409,087.1 | 420,044.0 | 10,956.9 | 2.7 |
| 1.2.1 En moneda nacional | 0.0 | 0.0 | 0.0 | 0.0 | 302,445.3 | 310,297.0 | 7,851.7 | 2.6 | 302,445.3 | 310,297.0 | 7,851.7 | 2.6 |
| 1.2.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 106,641.8 | 109,747.0 | 3,105.2 | 2.9 | 106,641.8 | 109,747.0 | 3,105.2 | 2.9 |
| 1.3 A los bancos | 2,051.1 | 2,051.1 | 0.0 | 0.0 | -2,051.1 | -2,051.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1.3.1 En moneda nacional | 2,051.1 | 2,051.1 | 0.0 | 0.0 | -2,051.1 | -2,051.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1.3.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1.4 A las financieras | 6.9 | 6.9 | 0.0 | 0.0 | 1,292.4 | 1,270.3 | -22.1 | -1.7 | 1,299.3 | 1,277.3 | -22.0 | -1.7 |
| 1.4.1 En moneda nacional | 6.9 | 6.9 | 0.0 | 0.0 | 810.7 | 810.7 | 0.0 | 0.0 | 817.7 | 817.7 | 0.0 | 0.0 |
| 1.4.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 481.6 | 459.6 | -22.0 | -4.6 | 481.6 | 459.6 | -22.0 | -4.6 |
| 2. Encaje en moneda nacional | 0.0 | 0.0 | 0.0 | 0.0 | 69,956.0 | 67,059.0 | -2,897.0 | -4.1 | -30.8 | -13.7 | 17.1 | -55.5 |
| 3. Encaje en moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 12,675.0 | 11,971.9 | -703.1 | -5.5 | -9.2 | -9.9 | -0.7 | 7.6 |
| 4. Otros Activos Netos | 12,568.0 | 8,994.0 | -3,574.0 | -28.4 | -68,556.6 | -68,887.4 | -330.8 | 0.5 | -55,988.6 | -59,893.3 | -3,904.7 | 7.0 |
| 5. Obligaciones mediano y largo plazo | 0.0 | 0.0 | 0.0 | 0.0 | -4,180.1 | -4,332.1 | -152.0 | 3.6 | -4,180.1 | -4,332.1 | -152.0 | 3.6 |
| 6. Bonos de estabilización | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 7. Operaciones compra venta de valores en M/N | -63,215.2 | -69,881.9 | -6,666.7 | 10.5 | 29,973.4 | 33,582.4 | 3,609.0 | 12.0 | -33,241.8 | -36,299.4 | -3,057.6 | 9.2 |
| 7.1 Con entidades públicas | -27,260.4 | -31,564.7 | -4,304.3 | 15.8 | 0.0 | 0.0 | 0.0 | 0.0 | -27,260.4 | -31,564.7 | -4,304.3 | 15.8 |
| 7.2 Otros inversionistas | -35,954.8 | -38,317.2 | -2,362.4 | 6.6 | 29,973.4 | 33,582.4 | 3,609.0 | 12.0 | -5,981.4 | -4,734.8 | 1,246.6 | -20.8 |
| 8. Operaciones compra venta de valores en M/E | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 8.1 Con entidades públicas | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 8.2 Otros inversionistas | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| III. OBLIGACIONES MONETARIAS | 183,671.5 | 180,412.9 | -3,258.6 | -1.8 | 434,859.2 | 452,177.7 | 17,318.5 | 4.0 | 535,859.7 | 553,536.2 | 17,676.5 | 3.3 |
| IV. DINERO PRIMARIO | 170,987.3 | 168,431.1 | -2,556.2 | -1.5 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1. Numerario en circulación | 101,000.5 | 101,358.4 | 357.9 | 0.4 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2. Encaje | 69,986.8 | 67,072.7 | -2,914.1 | -4.2 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2.1 Bancario no remunerado | 67,494.7 | 64,512.5 | -2,982.2 | -4.4 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2.2 Bancario remunerado | 2,461.3 | 2,546.5 | 85.2 | 3.5 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2.3 Financieras | 30.7 | 13.7 | -17.0 | -55.4 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| V. ENCAJE EN MONEDA EXTRANJERA | 12,684.2 | 11,981.8 | -702.4 | -5.5 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1 Bancario no remunerado | 12,227.2 | 11,515.1 | -712.1 | -5.8 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2 Bancario remunerado | 447.8 | 456.8 | 9.0 | 2.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 3 Financieras | 9.2 | 9.9 | 0.7 | 7.6 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| VI. MEDIO CIRCULANTE EN MONEDA NACIONAL | 101,000.5 | 101,358.4 | 357.9 | 0.4 | 115,387.0 | 115,576.5 | 189.5 | 0.2 | 216,387.4 | 216,934.9 | 547.5 | 0.3 |
| 1. Numerario en circulación | 101,000.5 | 101,358.4 | 357.9 | 0.4 | 0.0 | 0.0 | 0.0 | 0.0 | 101,000.5 | 101,358.4 | 357.9 | 0.4 |
| 2. Depósitos monetarios | 0.0 | 0.0 | 0.0 | 0.0 | 115,387.0 | 115,576.5 | 189.5 | 0.2 | 115,387.0 | 115,576.5 | 189.5 | 0.2 |
| VII. CUASIDINERO EN MONEDA NACIONAL 2/ | 0.0 | 0.0 | 0.0 | 0.0 | 238,267.9 | 249,637.9 | 11,370.0 | 4.8 | 238,267.9 | 249,637.9 | 11,370.0 | 4.8 |
| VIII. MEDIOS DE PAGO EN MONEDA NACIONAL | 101,000.5 | 101,358.4 | 357.9 | 0.4 | 353,654.9 | 365,214.4 | 11,559.5 | 3.3 | 454,655.4 | 466,572.8 | 11,917.4 | 2.6 |
| IX. DEPÓSITOS MONETARIOS EN MONEDA EXTRANJERA | 0.0 | 0.0 | 0.0 | 0.0 | 30,182.5 | 31,530.8 | 1,348.3 | 4.5 | 30,182.5 | 31,530.8 | 1,348.3 | 4.5 |
| X. CUASIDINERO EN MONEDA EXTRANJERA 3/ | 0.0 | 0.0 | 0.0 | 0.0 | 51,021.8 | 55,432.6 | 4,410.8 | 8.6 | 51,021.8 | 55,432.6 | 4,410.8 | 8.6 |
| XI. MEDIOS DE PAGO EN MONEDA EXTRANJERA | 0.0 | 0.0 | 0.0 | 0.0 | 81,204.3 | 86,963.4 | 5,759.1 | 7.1 | 81,204.3 | 86,963.4 | 5,759.1 | 7.1 |
| XII. MEDIOS DE PAGO TOTALES | 101,000.5 | 101,358.4 | 357.9 | 0.4 | 434,859.2 | 452,177.7 | 17,318.5 | 4.0 | 535,859.7 | 553,536.2 | 17,676.5 | 3.3 |
| 1/ En el caso de los bcos. Incluye caja en moneda extranjera | -.- | -.- | -.- | -.- | 616.0 | 704.1 | 88.1 | 14.3 | -.- | -.- | -.- | -.- |
| 2/ Incluye Obligaciones Financieras en circulación en M/N | -.- | -.- | -.- | -.- | 1,172.7 | 1,503.9 | 331.2 | 28.2 | -.- | -.- | -.- | -.- |
| 3/ Incluye Obligaciones Financieras en circulación en M/E | -.- | -.- | -.- | -.- | 7,385.3 | 11,920.8 | 4,535.5 | 61.4 | -.- | -.- | -.- | -.- |