| BANCO DE GUATEMALA | ||||||||||||
| Cuadro 1 | ||||||||||||
| PANORAMA MONETARIO | ||||||||||||
| TIPO BASE ACUMULADO SEMANAL | ||||||||||||
| Del 31 de diciembre de 2025 al 14 de mayo de 2026 | ||||||||||||
| - Millones de Quetzales - | ||||||||||||
| Tipo de cambio: | 7.625250 | |||||||||||
| BANCO DE GUATEMALA | BANCOS DEL SISTEMA | PANORAMA MONETARIO | ||||||||||
| Concepto | VARIACIÓN | VARIACIÓN | VARIACIÓN | |||||||||
| 31/12/2025 | 14/5/2026 | ABSOLUTA | RELATIVA | 31/12/2025 | 14/5/2026 | ABSOLUTA | RELATIVA | 31/12/2025 | 14/5/2026 | ABSOLUTA | RELATIVA | |
| I. MONETIZACIÓN EXTERNA | 249,626.2 | 251,155.8 | 1,529.6 | 0.6 | -47,580.3 | -44,455.3 | 3,125.0 | -6.6 | 202,045.9 | 206,700.5 | 4,654.6 | 2.3 |
| 1. Activo externo 1/ | 249,626.2 | 251,155.8 | 1,529.6 | 0.6 | 8,221.3 | 10,943.1 | 2,721.8 | 33.1 | 257,847.5 | 262,098.9 | 4,251.4 | 1.6 |
| 2. Pasivo externo | 0.0 | 0.0 | 0.0 | 0.0 | -55,801.6 | -55,398.4 | 403.2 | -0.7 | -55,801.6 | -55,398.4 | 403.2 | -0.7 |
| II. ACTIVOS INTERNOS NETOS | -65,942.2 | -71,462.3 | -5,520.1 | 8.4 | 482,439.5 | 494,880.7 | 12,441.2 | 2.6 | 333,813.8 | 344,262.5 | 10,448.7 | 3.1 |
| 1. Actividad crediticia | -15,061.6 | -13,244.1 | 1,817.5 | -12.1 | 442,571.7 | 457,726.9 | 15,155.2 | 3.4 | 427,510.1 | 444,482.8 | 16,972.7 | 4.0 |
| 1.1 Al Sector público neto | -17,119.7 | -15,302.2 | 1,817.5 | -10.6 | 34,243.3 | 37,474.9 | 3,231.6 | 9.4 | 17,123.7 | 22,172.7 | 5,049.0 | 29.5 |
| 1.2 Al Sector privado | 0.0 | 0.0 | 0.0 | 0.0 | 409,087.1 | 421,032.0 | 11,944.9 | 2.9 | 409,087.1 | 421,032.0 | 11,944.9 | 2.9 |
| 1.2.1 En moneda nacional | 0.0 | 0.0 | 0.0 | 0.0 | 302,445.3 | 310,735.5 | 8,290.2 | 2.7 | 302,445.3 | 310,735.5 | 8,290.2 | 2.7 |
| 1.2.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 106,641.8 | 110,296.5 | 3,654.7 | 3.4 | 106,641.8 | 110,296.5 | 3,654.7 | 3.4 |
| 1.3 A los bancos | 2,051.1 | 2,051.1 | 0.0 | 0.0 | -2,051.1 | -2,051.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1.3.1 En moneda nacional | 2,051.1 | 2,051.1 | 0.0 | 0.0 | -2,051.1 | -2,051.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1.3.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1.4 A las financieras | 6.9 | 6.9 | 0.0 | 0.0 | 1,292.4 | 1,271.1 | -21.3 | -1.6 | 1,299.3 | 1,278.0 | -21.3 | -1.6 |
| 1.4.1 En moneda nacional | 6.9 | 6.9 | 0.0 | 0.0 | 810.7 | 810.7 | 0.0 | 0.0 | 817.7 | 817.7 | 0.0 | 0.0 |
| 1.4.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 481.6 | 460.4 | -21.2 | -4.4 | 481.6 | 460.4 | -21.2 | -4.4 |
| 2. Encaje en moneda nacional | 0.0 | 0.0 | 0.0 | 0.0 | 69,956.0 | 67,204.9 | -2,751.1 | -3.9 | -30.8 | -14.5 | 16.3 | -52.9 |
| 3. Encaje en moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 12,687.5 | 11,928.0 | -759.5 | -6.0 | -9.2 | -8.5 | 0.7 | -7.6 |
| 4. Otros Activos Netos | 12,334.6 | 7,911.8 | -4,422.8 | -35.9 | -68,569.1 | -68,288.0 | 281.1 | -0.4 | -56,234.5 | -60,376.2 | -4,141.7 | 7.4 |
| 5. Obligaciones mediano y largo plazo | 0.0 | 0.0 | 0.0 | 0.0 | -4,180.1 | -3,765.3 | 414.8 | -9.9 | -4,180.1 | -3,765.3 | 414.8 | -9.9 |
| 6. Bonos de estabilización | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 7. Operaciones compra venta de valores en M/N | -63,215.2 | -66,130.0 | -2,914.8 | 4.6 | 29,973.4 | 30,074.2 | 100.8 | 0.3 | -33,241.8 | -36,055.8 | -2,814.0 | 8.5 |
| 7.1 Con entidades públicas | -27,260.4 | -30,998.5 | -3,738.1 | 13.7 | 0.0 | 0.0 | 0.0 | 0.0 | -27,260.4 | -30,998.5 | -3,738.1 | 13.7 |
| 7.2 Otros inversionistas | -35,954.8 | -35,131.5 | 823.3 | -2.3 | 29,973.4 | 30,074.2 | 100.8 | 0.3 | -5,981.4 | -5,057.3 | 924.1 | -15.4 |
| 8. Operaciones compra venta de valores en M/E | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 8.1 Con entidades públicas | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 8.2 Otros inversionistas | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| III. OBLIGACIONES MONETARIAS | 183,684.0 | 179,693.5 | -3,990.5 | -2.2 | 434,859.2 | 450,425.4 | 15,566.2 | 3.6 | 535,859.7 | 550,963.0 | 15,103.3 | 2.8 |
| IV. DINERO PRIMARIO | 170,987.3 | 167,756.9 | -3,230.4 | -1.9 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1. Numerario en circulación | 101,000.5 | 100,537.6 | -462.9 | -0.5 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2. Encaje | 69,986.8 | 67,219.4 | -2,767.4 | -4.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2.1 Bancario no remunerado | 67,494.7 | 64,676.1 | -2,818.6 | -4.2 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2.2 Bancario remunerado | 2,461.3 | 2,528.8 | 67.5 | 2.7 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2.3 Financieras | 30.7 | 14.4 | -16.3 | -53.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| V. ENCAJE EN MONEDA EXTRANJERA | 12,696.7 | 11,936.5 | -760.2 | -6.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1 Bancario no remunerado | 12,239.3 | 11,477.5 | -761.8 | -6.2 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2 Bancario remunerado | 448.2 | 450.6 | 2.4 | 0.5 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 3 Financieras | 9.2 | 8.5 | -0.7 | -7.6 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| VI. MEDIO CIRCULANTE EN MONEDA NACIONAL | 101,000.5 | 100,537.6 | -462.9 | -0.5 | 115,387.0 | 113,975.9 | -1,411.1 | -1.2 | 216,387.4 | 214,513.4 | -1,874.0 | -0.9 |
| 1. Numerario en circulación | 101,000.5 | 100,537.6 | -462.9 | -0.5 | 0.0 | 0.0 | 0.0 | 0.0 | 101,000.5 | 100,537.6 | -462.9 | -0.5 |
| 2. Depósitos monetarios | 0.0 | 0.0 | 0.0 | 0.0 | 115,387.0 | 113,975.9 | -1,411.1 | -1.2 | 115,387.0 | 113,975.9 | -1,411.1 | -1.2 |
| VII. CUASIDINERO EN MONEDA NACIONAL 2/ | 0.0 | 0.0 | 0.0 | 0.0 | 238,267.9 | 248,051.2 | 9,783.3 | 4.1 | 238,267.9 | 248,051.2 | 9,783.3 | 4.1 |
| VIII. MEDIOS DE PAGO EN MONEDA NACIONAL | 101,000.5 | 100,537.6 | -462.9 | -0.5 | 353,654.9 | 362,027.1 | 8,372.2 | 2.4 | 454,655.4 | 462,564.7 | 7,909.3 | 1.7 |
| IX. DEPÓSITOS MONETARIOS EN MONEDA EXTRANJERA | 0.0 | 0.0 | 0.0 | 0.0 | 30,182.5 | 32,653.7 | 2,471.2 | 8.2 | 30,182.5 | 32,653.7 | 2,471.2 | 8.2 |
| X. CUASIDINERO EN MONEDA EXTRANJERA 3/ | 0.0 | 0.0 | 0.0 | 0.0 | 51,021.8 | 55,744.6 | 4,722.8 | 9.3 | 51,021.8 | 55,744.6 | 4,722.8 | 9.3 |
| XI. MEDIOS DE PAGO EN MONEDA EXTRANJERA | 0.0 | 0.0 | 0.0 | 0.0 | 81,204.3 | 88,398.3 | 7,194.0 | 8.9 | 81,204.3 | 88,398.3 | 7,194.0 | 8.9 |
| XII. MEDIOS DE PAGO TOTALES | 101,000.5 | 100,537.6 | -462.9 | -0.5 | 434,859.2 | 450,425.4 | 15,566.2 | 3.6 | 535,859.7 | 550,963.0 | 15,103.3 | 2.8 |
| 1/ En el caso de los bcos. Incluye caja en moneda extranjera | -.- | -.- | -.- | -.- | 616.0 | 789.6 | 173.6 | 28.2 | -.- | -.- | -.- | -.- |
| 2/ Incluye Obligaciones Financieras en circulación en M/N | -.- | -.- | -.- | -.- | 1,172.7 | 1,463.5 | 290.8 | 24.8 | -.- | -.- | -.- | -.- |
| 3/ Incluye Obligaciones Financieras en circulación en M/E | -.- | -.- | -.- | -.- | 7,385.3 | 11,940.9 | 4,555.6 | 61.7 | -.- | -.- | -.- | -.- |