| BANCO DE GUATEMALA | ||||||||||||
| Cuadro 1 | ||||||||||||
| PANORAMA MONETARIO | ||||||||||||
| TIPO BASE ACUMULADO SEMANAL | ||||||||||||
| Del 31 de diciembre de 2023 al 7 de noviembre de 2024 | ||||||||||||
| - Millones de Quetzales - | ||||||||||||
| Tipo de cambio: | 7.723710 | |||||||||||
| BANCO DE GUATEMALA | BANCOS DEL SISTEMA | PANORAMA MONETARIO | ||||||||||
| Concepto | VARIACIÓN | VARIACIÓN | VARIACIÓN | |||||||||
| 31/12/2023 | 7/11/2024 | ABSOLUTA | RELATIVA | 31/12/2023 | 7/11/2024 | ABSOLUTA | RELATIVA | 31/12/2023 | 7/11/2024 | ABSOLUTA | RELATIVA | |
| I. MONETIZACIÓN EXTERNA | 164,665.2 | 186,918.5 | 22,253.3 | 13.5 | -33,331.0 | -34,691.8 | -1,360.8 | 4.1 | 131,334.2 | 152,226.8 | 20,892.6 | 15.9 |
| 1. Activo externo 1/ | 164,665.2 | 186,918.5 | 22,253.3 | 13.5 | 8,455.2 | 6,733.3 | -1,721.9 | -20.4 | 173,120.4 | 193,651.8 | 20,531.4 | 11.9 |
| 2. Pasivo externo | 0.0 | 0.0 | 0.0 | 0.0 | -41,786.2 | -41,425.0 | 361.2 | -0.9 | -41,786.2 | -41,425.0 | 361.2 | -0.9 |
| II. ACTIVOS INTERNOS NETOS | -18,109.3 | -39,897.4 | -21,788.1 | 120.3 | 390,051.9 | 406,019.3 | 15,967.4 | 4.1 | 306,959.6 | 301,669.2 | -5,290.4 | -1.7 |
| 1. Actividad crediticia | -6,258.4 | -22,663.7 | -16,405.3 | 262.1 | 369,716.1 | 390,927.5 | 21,211.4 | 5.7 | 363,457.7 | 368,263.8 | 4,806.1 | 1.3 |
| 1.1 Al Sector público neto | -8,316.5 | -24,721.7 | -16,405.2 | 197.3 | 32,102.0 | 21,255.5 | -10,846.5 | -33.8 | 23,785.5 | -3,466.2 | -27,251.7 | -114.6 |
| 1.2 Al Sector privado | 0.0 | 0.0 | 0.0 | 0.0 | 338,631.9 | 370,670.5 | 32,038.6 | 9.5 | 338,631.9 | 370,670.5 | 32,038.6 | 9.5 |
| 1.2.1 En moneda nacional | 0.0 | 0.0 | 0.0 | 0.0 | 246,019.0 | 273,684.6 | 27,665.6 | 11.2 | 246,019.0 | 273,684.6 | 27,665.6 | 11.2 |
| 1.2.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 92,613.0 | 96,985.8 | 4,372.8 | 4.7 | 92,613.0 | 96,985.8 | 4,372.8 | 4.7 |
| 1.3 A los bancos | 2,051.1 | 2,051.1 | 0.0 | 0.0 | -2,051.1 | -2,051.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1.3.1 En moneda nacional | 2,051.1 | 2,051.1 | 0.0 | 0.0 | -2,051.1 | -2,051.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1.3.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1.4 A las financieras | 6.9 | 6.9 | 0.0 | 0.0 | 1,033.3 | 1,052.7 | 19.4 | 1.9 | 1,040.2 | 1,059.6 | 19.4 | 1.9 |
| 1.4.1 En moneda nacional | 6.9 | 6.9 | 0.0 | 0.0 | 608.7 | 605.8 | -2.9 | -0.5 | 615.7 | 612.8 | -2.9 | -0.5 |
| 1.4.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 424.5 | 446.8 | 22.3 | 5.3 | 424.5 | 446.8 | 22.3 | 5.3 |
| 2. Encaje en moneda nacional | 0.0 | 0.0 | 0.0 | 0.0 | 54,671.3 | 54,105.7 | -565.6 | -1.0 | -10.7 | -10.8 | -0.1 | 0.9 |
| 3. Encaje en moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 10,292.8 | 10,325.4 | 32.6 | 0.3 | -8.2 | -10.8 | -2.6 | 31.7 |
| 4. Otros Activos Netos | 26,765.1 | 28,310.4 | 1,545.3 | 5.8 | -55,277.3 | -60,517.8 | -5,240.5 | 9.5 | -28,512.2 | -32,207.4 | -3,695.2 | 13.0 |
| 5. Obligaciones mediano y largo plazo | 0.0 | 0.0 | 0.0 | 0.0 | -2,815.7 | -3,093.7 | -278.0 | 9.9 | -2,815.7 | -3,093.7 | -278.0 | 9.9 |
| 6. Bonos de estabilización | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 7. Operaciones compra venta de valores en M/N | -38,615.9 | -45,544.1 | -6,928.2 | 17.9 | 13,464.7 | 14,272.3 | 807.6 | 6.0 | -25,151.2 | -31,271.8 | -6,120.6 | 24.3 |
| 7.1 Con entidades públicas | -19,572.4 | -20,016.2 | -443.8 | 2.3 | 0.0 | 0.0 | 0.0 | 0.0 | -19,572.4 | -20,016.2 | -443.8 | 2.3 |
| 7.2 Otros inversionistas | -19,043.5 | -25,527.9 | -6,484.4 | 34.1 | 13,464.7 | 14,272.3 | 807.6 | 6.0 | -5,578.8 | -11,255.6 | -5,676.8 | 101.8 |
| 8. Operaciones compra venta de valores en M/E | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 8.1 Con entidades públicas | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 8.2 Otros inversionistas | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| III. OBLIGACIONES MONETARIAS | 146,555.9 | 147,021.1 | 465.2 | 0.3 | 356,720.8 | 371,327.6 | 14,606.8 | 4.1 | 438,293.8 | 453,896.0 | 15,602.2 | 3.6 |
| IV. DINERO PRIMARIO | 136,254.9 | 136,685.0 | 430.1 | 0.3 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1. Numerario en circulación | 81,572.9 | 82,568.5 | 995.6 | 1.2 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2. Encaje | 54,682.0 | 54,116.5 | -565.5 | -1.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2.1 Bancario no remunerado | 52,683.4 | 51,961.2 | -722.2 | -1.4 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2.2 Bancario remunerado | 1,987.8 | 2,144.5 | 156.7 | 7.9 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2.3 Financieras | 10.8 | 10.8 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| V. ENCAJE EN MONEDA EXTRANJERA | 10,301.0 | 10,336.2 | 35.2 | 0.3 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1 Bancario no remunerado | 9,883.1 | 9,902.6 | 19.5 | 0.2 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2 Bancario remunerado | 409.6 | 422.8 | 13.2 | 3.2 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 3 Financieras | 8.3 | 10.8 | 2.5 | 30.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| VI. MEDIO CIRCULANTE EN MONEDA NACIONAL | 81,572.9 | 82,568.5 | 995.6 | 1.2 | 100,594.7 | 95,203.3 | -5,391.4 | -5.4 | 182,167.5 | 177,771.8 | -4,395.7 | -2.4 |
| 1. Numerario en circulación | 81,572.9 | 82,568.5 | 995.6 | 1.2 | 0.0 | 0.0 | 0.0 | 0.0 | 81,572.9 | 82,568.5 | 995.6 | 1.2 |
| 2. Depósitos monetarios | 0.0 | 0.0 | 0.0 | 0.0 | 100,594.7 | 95,203.3 | -5,391.4 | -5.4 | 100,594.7 | 95,203.3 | -5,391.4 | -5.4 |
| VII. CUASIDINERO EN MONEDA NACIONAL 2/ | 0.0 | 0.0 | 0.0 | 0.0 | 182,717.1 | 200,029.6 | 17,312.5 | 9.5 | 182,717.1 | 200,029.6 | 17,312.5 | 9.5 |
| VIII. MEDIOS DE PAGO EN MONEDA NACIONAL | 81,572.9 | 82,568.5 | 995.6 | 1.2 | 283,311.8 | 295,232.9 | 11,921.1 | 4.2 | 364,884.6 | 377,801.4 | 12,916.8 | 3.5 |
| IX. DEPÓSITOS MONETARIOS EN MONEDA EXTRANJERA | 0.0 | 0.0 | 0.0 | 0.0 | 28,365.3 | 29,114.8 | 749.5 | 2.6 | 28,365.3 | 29,114.8 | 749.5 | 2.6 |
| X. CUASIDINERO EN MONEDA EXTRANJERA 3/ | 0.0 | 0.0 | 0.0 | 0.0 | 45,043.8 | 46,979.8 | 1,936.0 | 4.3 | 45,043.8 | 46,979.8 | 1,936.0 | 4.3 |
| XI. MEDIOS DE PAGO EN MONEDA EXTRANJERA | 0.0 | 0.0 | 0.0 | 0.0 | 73,409.0 | 76,094.6 | 2,685.6 | 3.7 | 73,409.0 | 76,094.6 | 2,685.6 | 3.7 |
| XII. MEDIOS DE PAGO TOTALES | 81,572.9 | 82,568.5 | 995.6 | 1.2 | 356,720.8 | 371,327.6 | 14,606.8 | 4.1 | 438,293.7 | 453,896.0 | 15,602.3 | 3.6 |
| 1/ En el caso de los bcos. Incluye caja en moneda extranjera | -.- | -.- | -.- | -.- | 589.4 | 609.5 | 20.1 | 3.4 | -.- | -.- | -.- | -.- |
| 2/ Incluye Obligaciones Financieras en circulación en M/N | -.- | -.- | -.- | -.- | 249.5 | 247.6 | -1.9 | -0.8 | -.- | -.- | -.- | -.- |
| 3/ Incluye Obligaciones Financieras en circulación en M/E | -.- | -.- | -.- | -.- | 4,524.4 | 4,319.2 | -205.2 | -4.5 | -.- | -.- | -.- | -.- |