| BANCO DE GUATEMALA | ||||||||||||
| Cuadro 1 | ||||||||||||
| PANORAMA MONETARIO | ||||||||||||
| TIPO BASE ACUMULADO SEMANAL | ||||||||||||
| Del 31 de diciembre de 2025 al 27 de agosto de 2026 | ||||||||||||
| - Millones de Quetzales - | ||||||||||||
| Tipo de cambio: | 7.627080 | |||||||||||
| BANCO DE GUATEMALA | BANCOS DEL SISTEMA | PANORAMA MONETARIO | ||||||||||
| Concepto | VARIACIÓN | VARIACIÓN | VARIACIÓN | |||||||||
| 31/12/2025 | 27/8/2026 | ABSOLUTA | RELATIVA | 31/12/2025 | 27/8/2026 | ABSOLUTA | RELATIVA | 31/12/2025 | 27/8/2026 | ABSOLUTA | RELATIVA | |
| I. MONETIZACIÓN EXTERNA | 249,686.1 | 257,202.6 | 7,516.5 | 3.0 | -47,580.3 | -47,416.3 | 164.0 | -0.3 | 202,105.8 | 209,786.3 | 7,680.5 | 3.8 |
| 1. Activo externo 1/ | 249,686.1 | 257,202.6 | 7,516.5 | 3.0 | 8,221.3 | 8,239.2 | 17.9 | 0.2 | 257,907.4 | 265,441.7 | 7,534.3 | 2.9 |
| 2. Pasivo externo | 0.0 | 0.0 | 0.0 | 0.0 | -55,801.6 | -55,655.5 | 146.1 | -0.3 | -55,801.6 | -55,655.5 | 146.1 | -0.3 |
| II. ACTIVOS INTERNOS NETOS | -65,999.0 | -80,316.7 | -14,317.7 | 21.7 | 482,439.5 | 511,255.9 | 28,816.4 | 6.0 | 333,753.9 | 356,536.5 | 22,782.6 | 6.8 |
| 1. Actividad crediticia | -15,061.6 | -9,400.0 | 5,661.6 | -37.6 | 442,571.7 | 471,460.5 | 28,888.8 | 6.5 | 427,510.1 | 462,060.5 | 34,550.4 | 8.1 |
| 1.1 Al Sector público neto | -17,119.7 | -11,458.0 | 5,661.7 | -33.1 | 34,243.3 | 41,263.6 | 7,020.3 | 20.5 | 17,123.7 | 29,805.5 | 12,681.8 | 74.1 |
| 1.2 Al Sector privado | 0.0 | 0.0 | 0.0 | 0.0 | 409,087.1 | 431,032.7 | 21,945.6 | 5.4 | 409,087.1 | 431,032.7 | 21,945.6 | 5.4 |
| 1.2.1 En moneda nacional | 0.0 | 0.0 | 0.0 | 0.0 | 302,445.3 | 317,282.5 | 14,837.2 | 4.9 | 302,445.3 | 317,282.5 | 14,837.2 | 4.9 |
| 1.2.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 106,641.8 | 113,750.2 | 7,108.4 | 6.7 | 106,641.8 | 113,750.2 | 7,108.4 | 6.7 |
| 1.3 A los bancos | 2,051.1 | 2,051.1 | 0.0 | 0.0 | -2,051.1 | -2,051.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1.3.1 En moneda nacional | 2,051.1 | 2,051.1 | 0.0 | 0.0 | -2,051.1 | -2,051.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1.3.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1.4 A las financieras | 6.9 | 6.9 | 0.0 | 0.0 | 1,292.4 | 1,215.3 | -77.1 | -6.0 | 1,299.3 | 1,222.3 | -77.0 | -5.9 |
| 1.4.1 En moneda nacional | 6.9 | 6.9 | 0.0 | 0.0 | 810.7 | 755.5 | -55.2 | -6.8 | 817.7 | 762.5 | -55.2 | -6.8 |
| 1.4.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 481.6 | 459.8 | -21.8 | -4.5 | 481.6 | 459.8 | -21.8 | -4.5 |
| 2. Encaje en moneda nacional | 0.0 | 0.0 | 0.0 | 0.0 | 69,956.0 | 64,461.7 | -5,494.3 | -7.9 | -30.8 | -15.5 | 15.3 | -49.7 |
| 3. Encaje en moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 12,690.6 | 9,917.2 | -2,773.4 | -21.9 | -9.2 | -8.2 | 1.0 | -10.9 |
| 4. Otros Activos Netos | 12,277.8 | 6,917.7 | -5,360.1 | -43.7 | -68,572.1 | -71,608.5 | -3,036.4 | 4.4 | -56,294.4 | -64,690.8 | -8,396.4 | 14.9 |
| 5. Obligaciones mediano y largo plazo | 0.0 | 0.0 | 0.0 | 0.0 | -4,180.1 | -3,997.0 | 183.1 | -4.4 | -4,180.1 | -3,997.0 | 183.1 | -4.4 |
| 6. Bonos de estabilización | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 7. Operaciones compra venta de valores en M/N | -63,215.2 | -77,834.5 | -14,619.3 | 23.1 | 29,973.4 | 41,022.1 | 11,048.7 | 36.9 | -33,241.8 | -36,812.4 | -3,570.6 | 10.7 |
| 7.1 Con entidades públicas | -27,260.4 | -31,593.6 | -4,333.2 | 15.9 | 0.0 | 0.0 | 0.0 | 0.0 | -27,260.4 | -31,593.6 | -4,333.2 | 15.9 |
| 7.2 Otros inversionistas | -35,954.8 | -46,240.9 | -10,286.1 | 28.6 | 29,973.4 | 41,022.1 | 11,048.7 | 36.9 | -5,981.4 | -5,218.8 | 762.6 | -12.7 |
| 8. Operaciones compra venta de valores en M/E | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 8.1 Con entidades públicas | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 8.2 Otros inversionistas | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| III. OBLIGACIONES MONETARIAS | 183,687.0 | 176,885.8 | -6,801.2 | -3.7 | 434,859.2 | 463,839.6 | 28,980.4 | 6.7 | 535,859.6 | 566,322.8 | 30,463.2 | 5.7 |
| IV. DINERO PRIMARIO | 170,987.3 | 166,960.4 | -4,026.9 | -2.4 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1. Numerario en circulación | 101,000.5 | 102,483.2 | 1,482.7 | 1.5 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2. Encaje | 69,986.8 | 64,477.2 | -5,509.6 | -7.9 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2.1 Bancario no remunerado | 67,494.7 | 61,864.5 | -5,630.2 | -8.3 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2.2 Bancario remunerado | 2,461.3 | 2,597.2 | 135.9 | 5.5 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2.3 Financieras | 30.7 | 15.5 | -15.2 | -49.5 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| V. ENCAJE EN MONEDA EXTRANJERA | 12,699.8 | 9,925.4 | -2,774.4 | -21.8 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1 Bancario no remunerado | 12,242.2 | 9,469.4 | -2,772.8 | -22.6 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2 Bancario remunerado | 448.3 | 447.8 | -0.5 | -0.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 3 Financieras | 9.2 | 8.3 | -0.9 | -9.8 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| VI. MEDIO CIRCULANTE EN MONEDA NACIONAL | 101,000.5 | 102,483.2 | 1,482.7 | 1.5 | 115,387.0 | 117,992.7 | 2,605.7 | 2.3 | 216,387.4 | 220,475.9 | 4,088.5 | 1.9 |
| 1. Numerario en circulación | 101,000.5 | 102,483.2 | 1,482.7 | 1.5 | 0.0 | 0.0 | 0.0 | 0.0 | 101,000.5 | 102,483.2 | 1,482.7 | 1.5 |
| 2. Depósitos monetarios | 0.0 | 0.0 | 0.0 | 0.0 | 115,387.0 | 117,992.7 | 2,605.7 | 2.3 | 115,387.0 | 117,992.7 | 2,605.7 | 2.3 |
| VII. CUASIDINERO EN MONEDA NACIONAL 2/ | 0.0 | 0.0 | 0.0 | 0.0 | 238,267.9 | 258,077.7 | 19,809.8 | 8.3 | 238,267.9 | 258,077.7 | 19,809.8 | 8.3 |
| VIII. MEDIOS DE PAGO EN MONEDA NACIONAL | 101,000.5 | 102,483.2 | 1,482.7 | 1.5 | 353,654.9 | 376,070.4 | 22,415.5 | 6.3 | 454,655.4 | 478,553.6 | 23,898.2 | 5.3 |
| IX. DEPÓSITOS MONETARIOS EN MONEDA EXTRANJERA | 0.0 | 0.0 | 0.0 | 0.0 | 30,182.5 | 31,701.3 | 1,518.8 | 5.0 | 30,182.5 | 31,701.3 | 1,518.8 | 5.0 |
| X. CUASIDINERO EN MONEDA EXTRANJERA 3/ | 0.0 | 0.0 | 0.0 | 0.0 | 51,021.8 | 56,067.8 | 5,046.0 | 9.9 | 51,021.8 | 56,067.8 | 5,046.0 | 9.9 |
| XI. MEDIOS DE PAGO EN MONEDA EXTRANJERA | 0.0 | 0.0 | 0.0 | 0.0 | 81,204.3 | 87,769.1 | 6,564.8 | 8.1 | 81,204.3 | 87,769.1 | 6,564.8 | 8.1 |
| XII. MEDIOS DE PAGO TOTALES | 101,000.5 | 102,483.2 | 1,482.7 | 1.5 | 434,859.2 | 463,839.6 | 28,980.4 | 6.7 | 535,859.7 | 566,322.8 | 30,463.1 | 5.7 |
| 1/ En el caso de los bcos. Incluye caja en moneda extranjera | -.- | -.- | -.- | -.- | 616.0 | 679.6 | 63.6 | 10.3 | -.- | -.- | -.- | -.- |
| 2/ Incluye Obligaciones Financieras en circulación en M/N | -.- | -.- | -.- | -.- | 1,172.7 | 2,597.9 | 1,425.2 | 121.5 | -.- | -.- | -.- | -.- |
| 3/ Incluye Obligaciones Financieras en circulación en M/E | -.- | -.- | -.- | -.- | 7,385.3 | 12,002.1 | 4,616.8 | 62.5 | -.- | -.- | -.- | -.- |