| BANCO DE GUATEMALA | ||||||||||||
| Cuadro 3 | ||||||||||||
| PANORAMA MONETARIO | ||||||||||||
| TIPO BASE SEMANAL | ||||||||||||
| Del 5 al 12 de diciembre de 2024 | ||||||||||||
| - Millones de Quetzales - | ||||||||||||
| Tipo de cambio: | 7.699860 | |||||||||||
| BANCO DE GUATEMALA | BANCOS DEL SISTEMA | PANORAMA MONETARIO | ||||||||||
| Concepto | VARIACIÓN | VARIACIÓN | VARIACIÓN | |||||||||
| 5/12/2024 | 12/12/2024 | ABSOLUTA | RELATIVA | 5/12/2024 | 12/12/2024 | ABSOLUTA | RELATIVA | 5/12/2024 | 12/12/2024 | ABSOLUTA | RELATIVA | |
| I. MONETIZACIÓN EXTERNA | 187,615.8 | 187,601.1 | -14.7 | 0.0 | -35,005.9 | -34,363.2 | 642.7 | -1.8 | 152,609.9 | 153,237.9 | 628.0 | 0.4 |
| 1. Activo externo 1/ | 187,615.8 | 187,601.1 | -14.7 | 0.0 | 7,311.8 | 7,696.4 | 384.6 | 5.3 | 194,927.6 | 195,297.5 | 369.9 | 0.2 |
| 2. Pasivo externo | 0.0 | 0.0 | 0.0 | 0.0 | -42,317.7 | -42,059.6 | 258.1 | -0.6 | -42,317.7 | -42,059.6 | 258.1 | -0.6 |
| II. ACTIVOS INTERNOS NETOS | -35,346.3 | -35,726.8 | -380.5 | 1.1 | 410,713.0 | 414,755.1 | 4,042.1 | 1.0 | 306,708.3 | 311,071.8 | 4,363.5 | 1.4 |
| 1. Actividad crediticia | -17,442.8 | -14,113.6 | 3,329.2 | -19.1 | 394,697.9 | 395,910.9 | 1,213.0 | 0.3 | 377,255.1 | 381,797.3 | 4,542.2 | 1.2 |
| 1.1 Al Sector público neto | -19,500.8 | -16,171.7 | 3,329.1 | -17.1 | 21,042.7 | 20,822.2 | -220.5 | -1.0 | 1,541.8 | 4,650.5 | 3,108.7 | 201.6 |
| 1.2 Al Sector privado | 0.0 | 0.0 | 0.0 | 0.0 | 374,654.2 | 376,087.9 | 1,433.7 | 0.4 | 374,654.2 | 376,087.9 | 1,433.7 | 0.4 |
| 1.2.1 En moneda nacional | 0.0 | 0.0 | 0.0 | 0.0 | 277,191.5 | 277,990.0 | 798.5 | 0.3 | 277,191.5 | 277,990.0 | 798.5 | 0.3 |
| 1.2.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 97,462.7 | 98,097.9 | 635.2 | 0.7 | 97,462.7 | 98,097.9 | 635.2 | 0.7 |
| 1.3 A los bancos | 2,051.1 | 2,051.1 | 0.0 | 0.0 | -2,051.1 | -2,051.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1.3.1 En moneda nacional | 2,051.1 | 2,051.1 | 0.0 | 0.0 | -2,051.1 | -2,051.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1.3.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1.4 A las financieras | 6.9 | 6.9 | 0.0 | 0.0 | 1,052.1 | 1,052.1 | 0.0 | 0.0 | 1,059.1 | 1,059.0 | -0.1 | 0.0 |
| 1.4.1 En moneda nacional | 6.9 | 6.9 | 0.0 | 0.0 | 605.8 | 605.8 | 0.0 | 0.0 | 612.8 | 612.8 | 0.0 | 0.0 |
| 1.4.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 446.3 | 446.2 | -0.1 | 0.0 | 446.3 | 446.2 | -0.1 | 0.0 |
| 2. Encaje en moneda nacional | 0.0 | 0.0 | 0.0 | 0.0 | 56,726.2 | 57,418.0 | 691.8 | 1.2 | -13.3 | -10.7 | 2.6 | -19.5 |
| 3. Encaje en moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 11,910.0 | 10,513.7 | -1,396.3 | -11.7 | -8.9 | -14.0 | -5.1 | 57.3 |
| 4. Otros Activos Netos | 24,320.8 | 23,784.6 | -536.2 | -2.2 | -62,854.3 | -62,962.6 | -108.3 | 0.2 | -38,533.5 | -39,178.0 | -644.5 | 1.7 |
| 5. Obligaciones mediano y largo plazo | 0.0 | 0.0 | 0.0 | 0.0 | -3,799.6 | -3,803.9 | -4.3 | 0.1 | -3,799.6 | -3,803.9 | -4.3 | 0.1 |
| 6. Bonos de estabilización | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 7. Operaciones compra venta de valores en M/N | -42,224.3 | -45,397.8 | -3,173.5 | 7.5 | 14,032.8 | 17,678.9 | 3,646.1 | 26.0 | -28,191.5 | -27,718.9 | 472.6 | -1.7 |
| 7.1 Con entidades públicas | -19,581.7 | -19,579.2 | 2.5 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | -19,581.7 | -19,579.2 | 2.5 | 0.0 |
| 7.2 Otros inversionistas | -22,642.6 | -25,818.6 | -3,176.0 | 14.0 | 14,032.8 | 17,678.9 | 3,646.1 | 26.0 | -8,609.8 | -8,139.7 | 470.1 | -5.5 |
| 8. Operaciones compra venta de valores en M/E | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 8.1 Con entidades públicas | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 8.2 Otros inversionistas | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| III. OBLIGACIONES MONETARIAS | 152,269.5 | 151,874.3 | -395.2 | -0.3 | 375,707.1 | 380,391.8 | 4,684.7 | 1.2 | 459,318.2 | 464,309.7 | 4,991.5 | 1.1 |
| IV. DINERO PRIMARIO | 140,350.6 | 141,346.6 | 996.0 | 0.7 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1. Numerario en circulación | 83,611.1 | 83,917.9 | 306.8 | 0.4 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2. Encaje | 56,739.5 | 57,428.7 | 689.2 | 1.2 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2.1 Bancario no remunerado | 54,581.8 | 55,263.5 | 681.7 | 1.2 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2.2 Bancario remunerado | 2,144.4 | 2,154.5 | 10.1 | 0.5 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2.3 Financieras | 13.3 | 10.7 | -2.6 | -19.5 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| V. ENCAJE EN MONEDA EXTRANJERA | 11,918.9 | 10,527.7 | -1,391.2 | -11.7 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1 Bancario no remunerado | 11,482.6 | 10,089.4 | -1,393.2 | -12.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2 Bancario remunerado | 427.5 | 424.3 | -3.2 | -0.7 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 3 Financieras | 8.9 | 14.0 | 5.1 | 57.3 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| VI. MEDIO CIRCULANTE EN MONEDA NACIONAL | 83,611.1 | 83,917.9 | 306.8 | 0.4 | 98,883.5 | 101,455.2 | 2,571.7 | 2.6 | 182,494.6 | 185,373.1 | 2,878.5 | 1.6 |
| 1. Numerario en circulación | 83,611.1 | 83,917.9 | 306.8 | 0.4 | 0.0 | 0.0 | 0.0 | 0.0 | 83,611.1 | 83,917.9 | 306.8 | 0.4 |
| 2. Depósitos monetarios | 0.0 | 0.0 | 0.0 | 0.0 | 98,883.5 | 101,455.2 | 2,571.7 | 2.6 | 98,883.5 | 101,455.2 | 2,571.7 | 2.6 |
| VII. CUASIDINERO EN MONEDA NACIONAL 2/ | 0.0 | 0.0 | 0.0 | 0.0 | 200,687.0 | 202,674.6 | 1,987.6 | 1.0 | 200,687.0 | 202,674.6 | 1,987.6 | 1.0 |
| VIII. MEDIOS DE PAGO EN MONEDA NACIONAL | 83,611.1 | 83,917.9 | 306.8 | 0.4 | 299,570.5 | 304,129.7 | 4,559.2 | 1.5 | 383,181.6 | 388,047.7 | 4,866.1 | 1.3 |
| IX. DEPÓSITOS MONETARIOS EN MONEDA EXTRANJERA | 0.0 | 0.0 | 0.0 | 0.0 | 29,087.7 | 29,364.3 | 276.6 | 1.0 | 29,087.7 | 29,364.3 | 276.6 | 1.0 |
| X. CUASIDINERO EN MONEDA EXTRANJERA 3/ | 0.0 | 0.0 | 0.0 | 0.0 | 47,048.9 | 46,897.8 | -151.1 | -0.3 | 47,048.9 | 46,897.8 | -151.1 | -0.3 |
| XI. MEDIOS DE PAGO EN MONEDA EXTRANJERA | 0.0 | 0.0 | 0.0 | 0.0 | 76,136.7 | 76,262.1 | 125.4 | 0.2 | 76,136.7 | 76,262.1 | 125.4 | 0.2 |
| XII. MEDIOS DE PAGO TOTALES | 83,611.1 | 83,917.9 | 306.8 | 0.4 | 375,707.1 | 380,391.8 | 4,684.7 | 1.2 | 459,318.3 | 464,309.8 | 4,991.5 | 1.1 |
| 1/ En el caso de los bcos. Incluye caja en moneda extranjera | -.- | -.- | -.- | -.- | 582.1 | 584.3 | 2.2 | 0.4 | -.- | -.- | -.- | -.- |
| 2/ Incluye Obligaciones Financieras en circulación en M/N | -.- | -.- | -.- | -.- | 253.8 | 255.7 | 1.9 | 0.7 | -.- | -.- | -.- | -.- |
| 3/ Incluye Obligaciones Financieras en circulación en M/E | -.- | -.- | -.- | -.- | 4,489.3 | 4,485.3 | -4.0 | -0.1 | -.- | -.- | -.- | -.- |