| BANCO DE GUATEMALA | ||||||||||||
| Cuadro 2 | ||||||||||||
| PANORAMA MONETARIO | ||||||||||||
| TIPO EMISIÓN ACUMULADO SEMANAL | ||||||||||||
| Del 31 de diciembre de 2024 al 9 de enero de 2025 | ||||||||||||
| - Millones de Quetzales - | ||||||||||||
| Tipo de cambio: | 7.709910 | |||||||||||
| BANCO DE GUATEMALA | BANCOS DEL SISTEMA | PANORAMA MONETARIO | ||||||||||
| Concepto | VARIACIÓN | VARIACIÓN | VARIACIÓN | |||||||||
| 31/12/2024 | 9/1/2025 | ABSOLUTA | RELATIVA | 31/12/2024 | 9/1/2025 | ABSOLUTA | RELATIVA | 31/12/2024 | 9/1/2025 | ABSOLUTA | RELATIVA | |
| I. MONETIZACIÓN EXTERNA | 188,288.7 | 189,561.4 | 1,272.7 | 0.7 | -35,975.5 | -36,492.4 | -516.9 | 1.4 | 152,313.1 | 153,068.9 | 755.8 | 0.5 |
| 1. Activo externo 1/ | 188,288.7 | 189,561.4 | 1,272.7 | 0.7 | 8,955.6 | 8,032.0 | -923.6 | -10.3 | 197,244.3 | 197,593.4 | 349.1 | 0.2 |
| 2. Pasivo externo | 0.0 | 0.0 | 0.0 | 0.0 | -44,931.2 | -44,524.5 | 406.7 | -0.9 | -44,931.2 | -44,524.5 | 406.7 | -0.9 |
| II. ACTIVOS INTERNOS NETOS | -90,077.5 | -93,151.6 | -3,074.1 | 3.4 | 419,498.4 | 418,335.4 | -1,163.0 | -0.3 | 320,060.6 | 314,693.5 | -5,367.1 | -1.7 |
| 1. Posición neta con el sector público | -12,044.2 | -13,668.6 | -1,624.4 | 13.5 | 23,231.0 | 23,258.1 | 27.1 | 0.1 | 11,186.8 | 9,589.5 | -1,597.3 | -14.3 |
| 2. Crédito al sector privado | 0.0 | 0.0 | 0.0 | 0.0 | 380,321.9 | 376,492.7 | -3,829.2 | -1.0 | 380,321.9 | 376,492.7 | -3,829.2 | -1.0 |
| 2.1 En moneda nacional | 0.0 | 0.0 | 0.0 | 0.0 | 280,283.0 | 277,676.6 | -2,606.4 | -0.9 | 280,283.0 | 277,676.6 | -2,606.4 | -0.9 |
| 2.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 100,038.9 | 98,816.1 | -1,222.8 | -1.2 | 100,038.9 | 98,816.1 | -1,222.8 | -1.2 |
| 3. Posición con bancos y financieras en M/N | -70,797.7 | -63,139.4 | 7,658.3 | -10.8 | 80,578.6 | 74,041.5 | -6,537.1 | -8.1 | 420.5 | 411.9 | -8.6 | -2.0 |
| 3.1. Crédito a bancos y financieras | 2,058.1 | 2,058.1 | 0.0 | 0.0 | -1,445.3 | -1,445.3 | 0.0 | 0.0 | 612.8 | 612.8 | 0.0 | 0.0 |
| 3.2. Encaje | -48,424.6 | -45,108.7 | 3,315.9 | -6.8 | 57,765.7 | 55,570.9 | -2,194.8 | -3.8 | -19.3 | -28.0 | -8.7 | 45.1 |
| 3.2.1. Depósitos no remunerados | -46,245.4 | -42,925.3 | 3,320.1 | -7.2 | 55,586.5 | 53,387.6 | -2,198.9 | -4.0 | -19.3 | -28.0 | -8.7 | 45.1 |
| 3.2.2. Depósitos remunerados | -2,179.2 | -2,183.4 | -4.2 | 0.2 | 2,179.2 | 2,183.4 | 4.2 | 0.2 | 0.0 | 0.0 | 0.0 | 0.0 |
| 3.3. Operaciones de estabilización | -24,431.2 | -20,088.8 | 4,342.4 | -17.8 | 24,258.2 | 19,915.9 | -4,342.3 | -17.9 | -172.9 | -172.9 | 0.0 | 0.0 |
| 3.4. BEST | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4. Posición con bancos y financieras en M/E | -10,458.0 | -11,516.2 | -1,058.2 | 10.1 | 10,934.9 | 11,992.2 | 1,057.3 | 9.7 | 476.9 | 476.0 | -0.9 | -0.2 |
| 4.1 Crédito a bancos y financieras | 0.0 | 0.0 | 0.0 | 0.0 | 484.8 | 484.3 | -0.5 | -0.1 | 484.8 | 484.3 | -0.5 | -0.1 |
| 4.2 Encaje | -10,458.0 | -11,516.2 | -1,058.2 | 10.1 | 10,450.0 | 11,507.9 | 1,057.9 | 10.1 | -8.0 | -8.4 | -0.4 | 5.0 |
| 4.2.1 Depósitos no remunerados | -10,028.4 | -11,090.6 | -1,062.2 | 10.6 | 10,020.4 | 11,082.2 | 1,061.8 | 10.6 | -8.0 | -8.4 | -0.4 | 5.0 |
| 4.2.2 Depósitos remunerados | -429.7 | -425.7 | 4.0 | -0.9 | 429.7 | 425.7 | -4.0 | -0.9 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4.3 Operaciones de estabilización | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4.4 BEST | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 5. Otros Activos Netos | 26,105.4 | 22,229.1 | -3,876.3 | -14.8 | -71,758.4 | -63,558.6 | 8,199.8 | -11.4 | -45,653.0 | -41,329.5 | 4,323.5 | -9.5 |
| 6. Obligaciones de mediano y largo plazo | 0.0 | 0.0 | 0.0 | 0.0 | -3,809.5 | -3,890.6 | -81.1 | 2.1 | -3,809.5 | -3,890.6 | -81.1 | 2.1 |
| 7. BEST sector no bancario | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 8. Operaciones de estabilización sector no bancario | -22,883.0 | -27,056.5 | -4,173.5 | 18.2 | 0.0 | 0.0 | 0.0 | 0.0 | -22,883.0 | -27,056.5 | -4,173.5 | 18.2 |
| 8.1 En moneda nacional | -22,883.0 | -27,056.5 | -4,173.5 | 18.2 | 0.0 | 0.0 | 0.0 | 0.0 | -22,883.0 | -27,056.5 | -4,173.5 | 18.2 |
| 8.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| III. OBLIGACIONES MONETARIAS | 98,211.2 | 96,409.7 | -1,801.5 | -1.8 | 383,522.9 | 381,842.9 | -1,680.0 | -0.4 | 472,373.7 | 467,762.5 | -4,611.2 | -1.0 |
| IV. EMISIÓN MONETARIA | 98,211.2 | 96,409.7 | -1,801.5 | -1.8 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1. Numerario en circulación | 88,850.8 | 85,919.5 | -2,931.3 | -3.3 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2. Caja de bancos y financieras | 9,360.4 | 10,490.2 | 1,129.8 | 12.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| V. MEDIO CIRCULANTE EN MONEDA NACIONAL | 88,850.8 | 85,919.5 | -2,931.3 | -3.3 | 103,388.7 | 100,909.0 | -2,479.7 | -2.4 | 192,239.6 | 186,828.6 | -5,411.0 | -2.8 |
| 1. Numerario en circulación | 88,850.8 | 85,919.5 | -2,931.3 | -3.3 | 0.0 | 0.0 | 0.0 | 0.0 | 88,850.8 | 85,919.5 | -2,931.3 | -3.3 |
| 2. Depósitos monetarios | 0.0 | 0.0 | 0.0 | 0.0 | 103,388.7 | 100,909.0 | -2,479.7 | -2.4 | 103,388.7 | 100,909.0 | -2,479.7 | -2.4 |
| VI. CUASIDINERO EN MONEDA NACIONAL 2/ | 0.0 | 0.0 | 0.0 | 0.0 | 202,863.9 | 203,766.9 | 903.0 | 0.4 | 202,863.9 | 203,766.9 | 903.0 | 0.4 |
| VII. MEDIOS DE PAGO EN MONEDA NACIONAL | 88,850.8 | 85,919.5 | -2,931.3 | -3.3 | 306,252.6 | 304,675.9 | -1,576.7 | -0.5 | 395,103.5 | 390,595.4 | -4,508.1 | -1.1 |
| VIII. DEPÓSITOS MONETARIOS EN MONEDA EXTRANJERA | 0.0 | 0.0 | 0.0 | 0.0 | 30,134.6 | 30,128.4 | -6.2 | 0.0 | 30,134.6 | 30,128.4 | -6.2 | 0.0 |
| IX. CUASIDINERO EN MONEDA EXTRANJERA 3/ | 0.0 | 0.0 | 0.0 | 0.0 | 47,135.7 | 47,038.6 | -97.1 | -0.2 | 47,135.7 | 47,038.6 | -97.1 | -0.2 |
| X. MEDIOS DE PAGO EN MONEDA EXTRANJERA | 0.0 | 0.0 | 0.0 | 0.0 | 77,270.3 | 77,167.0 | -103.3 | -0.1 | 77,270.3 | 77,167.0 | -103.3 | -0.1 |
| X. MEDIOS DE PAGO TOTALES | 88,850.8 | 85,919.5 | -2,931.3 | -3.3 | 383,522.9 | 381,842.9 | -1,680.0 | -0.4 | 472,373.7 | 467,762.5 | -4,611.2 | -1.0 |
| 1/ En el caso de los bcos. Incluye caja en moneda extranjera | -.- | -.- | -.- | -.- | 562.9 | 612.4 | 49.5 | 8.8 | -.- | -.- | -.- | -.- |
| 2/ Incluye Obligaciones Financieras en circulación en M/N | -.- | -.- | -.- | -.- | 251.3 | 243.4 | -7.9 | -3.1 | -.- | -.- | -.- | -.- |
| 3/ Incluye Obligaciones Financieras en circulación en M/E | -.- | -.- | -.- | -.- | 4,491.6 | 4,488.1 | -3.5 | -0.1 | -.- | -.- | -.- | -.- |