| BANCO DE GUATEMALA | ||||||||||||
| Cuadro 2 | ||||||||||||
| PANORAMA MONETARIO | ||||||||||||
| TIPO EMISIÓN ACUMULADO SEMANAL | ||||||||||||
| Del 31 de diciembre de 2025 al 27 de agosto de 2026 | ||||||||||||
| - Millones de Quetzales - | ||||||||||||
| Tipo de cambio: | 7.627080 | |||||||||||
| BANCO DE GUATEMALA | BANCOS DEL SISTEMA | PANORAMA MONETARIO | ||||||||||
| Concepto | VARIACIÓN | VARIACIÓN | VARIACIÓN | |||||||||
| 31/12/2025 | 27/8/2026 | ABSOLUTA | RELATIVA | 31/12/2025 | 27/8/2026 | ABSOLUTA | RELATIVA | 31/12/2025 | 27/8/2026 | ABSOLUTA | RELATIVA | |
| I. MONETIZACIÓN EXTERNA | 249,686.1 | 257,202.6 | 7,516.5 | 3.0 | -47,580.3 | -47,416.3 | 164.0 | -0.3 | 202,105.8 | 209,786.3 | 7,680.5 | 3.8 |
| 1. Activo externo 1/ | 249,686.1 | 257,202.6 | 7,516.5 | 3.0 | 8,221.3 | 8,239.2 | 17.9 | 0.2 | 257,907.4 | 265,441.7 | 7,534.3 | 2.9 |
| 2. Pasivo externo | 0.0 | 0.0 | 0.0 | 0.0 | -55,801.6 | -55,655.5 | 146.1 | -0.3 | -55,801.6 | -55,655.5 | 146.1 | -0.3 |
| II. ACTIVOS INTERNOS NETOS | -137,544.3 | -144,579.0 | -7,034.7 | 5.1 | 482,439.5 | 511,255.9 | 28,816.4 | 6.0 | 333,753.9 | 356,536.5 | 22,782.6 | 6.8 |
| 1. Posición neta con el sector público | -17,119.7 | -11,458.0 | 5,661.7 | -33.1 | 34,243.3 | 41,263.6 | 7,020.3 | 20.5 | 17,123.7 | 29,805.5 | 12,681.8 | 74.1 |
| 2. Crédito al sector privado | 0.0 | 0.0 | 0.0 | 0.0 | 409,087.1 | 431,032.7 | 21,945.6 | 5.4 | 409,087.1 | 431,032.7 | 21,945.6 | 5.4 |
| 2.1 En moneda nacional | 0.0 | 0.0 | 0.0 | 0.0 | 302,445.3 | 317,282.5 | 14,837.2 | 4.9 | 302,445.3 | 317,282.5 | 14,837.2 | 4.9 |
| 2.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 106,641.8 | 113,750.2 | 7,108.4 | 6.7 | 106,641.8 | 113,750.2 | 7,108.4 | 6.7 |
| 3. Posición con bancos y financieras en M/N | -86,944.9 | -93,491.3 | -6,546.4 | 7.5 | 98,689.1 | 104,188.2 | 5,499.1 | 5.6 | 602.8 | 556.6 | -46.2 | -7.7 |
| 3.1. Crédito a bancos y financieras | 2,058.1 | 2,058.1 | 0.0 | 0.0 | -1,240.4 | -1,295.6 | -55.2 | 4.5 | 817.7 | 762.5 | -55.2 | -6.8 |
| 3.2. Encaje | -58,845.4 | -54,336.8 | 4,508.6 | -7.7 | 69,956.0 | 64,461.7 | -5,494.3 | -7.9 | -30.7 | -15.4 | 15.3 | -49.8 |
| 3.2.1. Depósitos no remunerados | -56,384.1 | -51,739.6 | 4,644.5 | -8.2 | 67,494.7 | 61,864.5 | -5,630.2 | -8.3 | -30.7 | -15.4 | 15.3 | -49.8 |
| 3.2.2. Depósitos remunerados | -2,461.3 | -2,597.2 | -135.9 | 5.5 | 2,461.3 | 2,597.2 | 135.9 | 5.5 | 0.0 | 0.0 | 0.0 | 0.0 |
| 3.3. Operaciones de estabilización | -30,157.6 | -41,212.5 | -11,054.9 | 36.7 | 29,973.4 | 41,022.1 | 11,048.7 | 36.9 | -184.2 | -190.5 | -6.3 | 3.4 |
| 3.4. BEST | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4. Posición con bancos y financieras en M/E | -12,699.8 | -9,925.4 | 2,774.4 | -21.8 | 13,172.2 | 10,377.0 | -2,795.2 | -21.2 | 472.4 | 451.5 | -20.9 | -4.4 |
| 4.1 Crédito a bancos y financieras | 0.0 | 0.0 | 0.0 | 0.0 | 481.6 | 459.8 | -21.8 | -4.5 | 481.6 | 459.8 | -21.8 | -4.5 |
| 4.2 Encaje | -12,699.8 | -9,925.4 | 2,774.4 | -21.8 | 12,690.6 | 9,917.2 | -2,773.4 | -21.9 | -9.2 | -8.3 | 0.9 | -9.8 |
| 4.2.1 Depósitos no remunerados | -12,251.4 | -9,477.7 | 2,773.7 | -22.6 | 12,242.2 | 9,469.4 | -2,772.8 | -22.6 | -9.2 | -8.3 | 0.9 | -9.8 |
| 4.2.2 Depósitos remunerados | -448.3 | -447.8 | 0.5 | -0.1 | 448.3 | 447.8 | -0.5 | -0.1 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4.3 Operaciones de estabilización | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4.4 BEST | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 5. Otros Activos Netos | 12,277.8 | 6,917.7 | -5,360.1 | -43.7 | -68,572.1 | -71,608.5 | -3,036.4 | 4.4 | -56,294.3 | -64,690.8 | -8,396.5 | 14.9 |
| 6. Obligaciones de mediano y largo plazo | 0.0 | 0.0 | 0.0 | 0.0 | -4,180.1 | -3,997.0 | 183.1 | -4.4 | -4,180.1 | -3,997.0 | 183.1 | -4.4 |
| 7. BEST sector no bancario | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 8. Operaciones de estabilización sector no bancario | -33,057.7 | -36,621.9 | -3,564.2 | 10.8 | 0.0 | 0.0 | 0.0 | 0.0 | -33,057.7 | -36,621.9 | -3,564.2 | 10.8 |
| 8.1 En moneda nacional | -33,057.7 | -36,621.9 | -3,564.2 | 10.8 | 0.0 | 0.0 | 0.0 | 0.0 | -33,057.7 | -36,621.9 | -3,564.2 | 10.8 |
| 8.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| III. OBLIGACIONES MONETARIAS | 112,141.8 | 112,623.6 | 481.8 | 0.4 | 434,859.2 | 463,839.6 | 28,980.4 | 6.7 | 535,859.7 | 566,322.8 | 30,463.1 | 5.7 |
| IV. EMISIÓN MONETARIA | 112,141.8 | 112,623.6 | 481.8 | 0.4 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1. Numerario en circulación | 101,000.5 | 102,483.2 | 1,482.7 | 1.5 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2. Caja de bancos y financieras | 11,141.3 | 10,140.3 | -1,001.0 | -9.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| V. MEDIO CIRCULANTE EN MONEDA NACIONAL | 101,000.5 | 102,483.2 | 1,482.7 | 1.5 | 115,387.0 | 117,992.7 | 2,605.7 | 2.3 | 216,387.4 | 220,475.9 | 4,088.5 | 1.9 |
| 1. Numerario en circulación | 101,000.5 | 102,483.2 | 1,482.7 | 1.5 | 0.0 | 0.0 | 0.0 | 0.0 | 101,000.5 | 102,483.2 | 1,482.7 | 1.5 |
| 2. Depósitos monetarios | 0.0 | 0.0 | 0.0 | 0.0 | 115,387.0 | 117,992.7 | 2,605.7 | 2.3 | 115,387.0 | 117,992.7 | 2,605.7 | 2.3 |
| VI. CUASIDINERO EN MONEDA NACIONAL 2/ | 0.0 | 0.0 | 0.0 | 0.0 | 238,267.9 | 258,077.7 | 19,809.8 | 8.3 | 238,267.9 | 258,077.7 | 19,809.8 | 8.3 |
| VII. MEDIOS DE PAGO EN MONEDA NACIONAL | 101,000.5 | 102,483.2 | 1,482.7 | 1.5 | 353,654.9 | 376,070.4 | 22,415.5 | 6.3 | 454,655.4 | 478,553.6 | 23,898.2 | 5.3 |
| VIII. DEPÓSITOS MONETARIOS EN MONEDA EXTRANJERA | 0.0 | 0.0 | 0.0 | 0.0 | 30,182.5 | 31,701.3 | 1,518.8 | 5.0 | 30,182.5 | 31,701.3 | 1,518.8 | 5.0 |
| IX. CUASIDINERO EN MONEDA EXTRANJERA 3/ | 0.0 | 0.0 | 0.0 | 0.0 | 51,021.8 | 56,067.8 | 5,046.0 | 9.9 | 51,021.8 | 56,067.8 | 5,046.0 | 9.9 |
| X. MEDIOS DE PAGO EN MONEDA EXTRANJERA | 0.0 | 0.0 | 0.0 | 0.0 | 81,204.3 | 87,769.1 | 6,564.8 | 8.1 | 81,204.3 | 87,769.1 | 6,564.8 | 8.1 |
| X. MEDIOS DE PAGO TOTALES | 101,000.5 | 102,483.2 | 1,482.7 | 1.5 | 434,859.2 | 463,839.6 | 28,980.4 | 6.7 | 535,859.7 | 566,322.8 | 30,463.1 | 5.7 |
| 1/ En el caso de los bcos. Incluye caja en moneda extranjera | -.- | -.- | -.- | -.- | 616.0 | 679.6 | 63.6 | 10.3 | -.- | -.- | -.- | -.- |
| 2/ Incluye Obligaciones Financieras en circulación en M/N | -.- | -.- | -.- | -.- | 1,172.7 | 2,597.9 | 1,425.2 | 121.5 | -.- | -.- | -.- | -.- |
| 3/ Incluye Obligaciones Financieras en circulación en M/E | -.- | -.- | -.- | -.- | 7,385.3 | 12,002.1 | 4,616.8 | 62.5 | -.- | -.- | -.- | -.- |