| BANCO DE GUATEMALA | ||||||||||||
| Cuadro 2 | ||||||||||||
| PANORAMA MONETARIO | ||||||||||||
| TIPO EMISIÓN ACUMULADO SEMANAL | ||||||||||||
| Del 31 de diciembre de 2024 al 27 de marzo de 2025 | ||||||||||||
| - Millones de Quetzales - | ||||||||||||
| Tipo de cambio: | 7.710330 | |||||||||||
| BANCO DE GUATEMALA | BANCOS DEL SISTEMA | PANORAMA MONETARIO | ||||||||||
| Concepto | VARIACIÓN | VARIACIÓN | VARIACIÓN | |||||||||
| 31/12/2024 | 27/3/2025 | ABSOLUTA | RELATIVA | 31/12/2024 | 27/3/2025 | ABSOLUTA | RELATIVA | 31/12/2024 | 27/3/2025 | ABSOLUTA | RELATIVA | |
| I. MONETIZACIÓN EXTERNA | 188,298.9 | 195,380.1 | 7,081.2 | 3.8 | -35,975.5 | -36,352.2 | -376.7 | 1.0 | 152,323.4 | 159,028.0 | 6,704.6 | 4.4 |
| 1. Activo externo 1/ | 188,298.9 | 195,380.1 | 7,081.2 | 3.8 | 8,955.6 | 10,030.7 | 1,075.1 | 12.0 | 197,254.6 | 205,410.8 | 8,156.2 | 4.1 |
| 2. Pasivo externo | 0.0 | 0.0 | 0.0 | 0.0 | -44,931.2 | -46,382.8 | -1,451.6 | 3.2 | -44,931.2 | -46,382.8 | -1,451.6 | 3.2 |
| II. ACTIVOS INTERNOS NETOS | -90,087.7 | -98,883.7 | -8,796.0 | 9.8 | 419,498.4 | 428,365.6 | 8,867.2 | 2.1 | 320,050.3 | 320,537.7 | 487.4 | 0.2 |
| 1. Posición neta con el sector público | -12,044.2 | -21,046.7 | -9,002.5 | 74.7 | 23,231.0 | 24,652.0 | 1,421.0 | 6.1 | 11,186.8 | 3,605.3 | -7,581.5 | -67.8 |
| 2. Crédito al sector privado | 0.0 | 0.0 | 0.0 | 0.0 | 380,321.9 | 388,474.5 | 8,152.6 | 2.1 | 380,321.9 | 388,474.5 | 8,152.6 | 2.1 |
| 2.1 En moneda nacional | 0.0 | 0.0 | 0.0 | 0.0 | 280,283.0 | 285,621.0 | 5,338.0 | 1.9 | 280,283.0 | 285,621.0 | 5,338.0 | 1.9 |
| 2.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 100,038.9 | 102,853.6 | 2,814.7 | 2.8 | 100,038.9 | 102,853.6 | 2,814.7 | 2.8 |
| 3. Posición con bancos y financieras en M/N | -70,797.7 | -64,221.4 | 6,576.3 | -9.3 | 80,578.6 | 73,600.4 | -6,978.2 | -8.7 | 420.5 | 434.9 | 14.4 | 3.4 |
| 3.1. Crédito a bancos y financieras | 2,058.1 | 2,058.1 | 0.0 | 0.0 | -1,445.3 | -1,445.3 | 0.0 | 0.0 | 612.8 | 612.8 | 0.0 | 0.0 |
| 3.2. Encaje | -48,424.6 | -42,328.2 | 6,096.4 | -12.6 | 57,765.7 | 51,261.8 | -6,503.9 | -11.3 | -19.3 | -10.5 | 8.8 | -45.6 |
| 3.2.1. Depósitos no remunerados | -46,245.4 | -40,102.8 | 6,142.6 | -13.3 | 55,586.5 | 49,036.4 | -6,550.1 | -11.8 | -19.3 | -10.5 | 8.8 | -45.6 |
| 3.2.2. Depósitos remunerados | -2,179.2 | -2,225.4 | -46.2 | 2.1 | 2,179.2 | 2,225.4 | 46.2 | 2.1 | 0.0 | 0.0 | 0.0 | 0.0 |
| 3.3. Operaciones de estabilización | -24,431.2 | -23,951.2 | 480.0 | -2.0 | 24,258.2 | 23,783.9 | -474.3 | -2.0 | -172.9 | -167.3 | 5.6 | -3.2 |
| 3.4. BEST | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4. Posición con bancos y financieras en M/E | -10,458.6 | -9,575.2 | 883.4 | -8.4 | 10,935.4 | 10,051.7 | -883.7 | -8.1 | 476.9 | 476.5 | -0.4 | -0.1 |
| 4.1 Crédito a bancos y financieras | 0.0 | 0.0 | 0.0 | 0.0 | 484.8 | 484.6 | -0.2 | 0.0 | 484.8 | 484.6 | -0.2 | 0.0 |
| 4.2 Encaje | -10,458.6 | -9,575.2 | 883.4 | -8.4 | 10,450.6 | 9,567.1 | -883.5 | -8.5 | -8.0 | -8.1 | -0.1 | 1.3 |
| 4.2.1 Depósitos no remunerados | -10,028.9 | -9,138.6 | 890.3 | -8.9 | 10,020.9 | 9,130.6 | -890.3 | -8.9 | -8.0 | -8.1 | -0.1 | 1.3 |
| 4.2.2 Depósitos remunerados | -429.7 | -436.6 | -6.9 | 1.6 | 429.7 | 436.6 | 6.9 | 1.6 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4.3 Operaciones de estabilización | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4.4 BEST | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 5. Otros Activos Netos | 26,095.7 | 17,804.1 | -8,291.6 | -31.8 | -71,759.0 | -64,576.2 | 7,182.8 | -10.0 | -45,663.2 | -46,772.1 | -1,108.9 | 2.4 |
| 6. Obligaciones de mediano y largo plazo | 0.0 | 0.0 | 0.0 | 0.0 | -3,809.5 | -3,836.8 | -27.3 | 0.7 | -3,809.5 | -3,836.8 | -27.3 | 0.7 |
| 7. BEST sector no bancario | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 8. Operaciones de estabilización sector no bancario | -22,883.0 | -21,844.6 | 1,038.4 | -4.5 | 0.0 | 0.0 | 0.0 | 0.0 | -22,883.0 | -21,844.6 | 1,038.4 | -4.5 |
| 8.1 En moneda nacional | -22,883.0 | -21,844.6 | 1,038.4 | -4.5 | 0.0 | 0.0 | 0.0 | 0.0 | -22,883.0 | -21,844.6 | 1,038.4 | -4.5 |
| 8.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| III. OBLIGACIONES MONETARIAS | 98,211.2 | 96,496.4 | -1,714.8 | -1.7 | 383,522.9 | 392,013.4 | 8,490.5 | 2.2 | 472,373.7 | 479,565.7 | 7,192.0 | 1.5 |
| IV. EMISIÓN MONETARIA | 98,211.2 | 96,496.4 | -1,714.8 | -1.7 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1. Numerario en circulación | 88,850.8 | 87,552.3 | -1,298.5 | -1.5 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2. Caja de bancos y financieras | 9,360.4 | 8,944.1 | -416.3 | -4.4 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| V. MEDIO CIRCULANTE EN MONEDA NACIONAL | 88,850.8 | 87,552.3 | -1,298.5 | -1.5 | 103,388.7 | 103,060.1 | -328.6 | -0.3 | 192,239.6 | 190,612.5 | -1,627.1 | -0.8 |
| 1. Numerario en circulación | 88,850.8 | 87,552.3 | -1,298.5 | -1.5 | 0.0 | 0.0 | 0.0 | 0.0 | 88,850.8 | 87,552.3 | -1,298.5 | -1.5 |
| 2. Depósitos monetarios | 0.0 | 0.0 | 0.0 | 0.0 | 103,388.7 | 103,060.1 | -328.6 | -0.3 | 103,388.7 | 103,060.1 | -328.6 | -0.3 |
| VI. CUASIDINERO EN MONEDA NACIONAL 2/ | 0.0 | 0.0 | 0.0 | 0.0 | 202,863.9 | 209,407.2 | 6,543.3 | 3.2 | 202,863.9 | 209,407.2 | 6,543.3 | 3.2 |
| VII. MEDIOS DE PAGO EN MONEDA NACIONAL | 88,850.8 | 87,552.3 | -1,298.5 | -1.5 | 306,252.6 | 312,467.4 | 6,214.8 | 2.0 | 395,103.5 | 400,019.7 | 4,916.2 | 1.2 |
| VIII. DEPÓSITOS MONETARIOS EN MONEDA EXTRANJERA | 0.0 | 0.0 | 0.0 | 0.0 | 30,134.6 | 29,235.9 | -898.7 | -3.0 | 30,134.6 | 29,235.9 | -898.7 | -3.0 |
| IX. CUASIDINERO EN MONEDA EXTRANJERA 3/ | 0.0 | 0.0 | 0.0 | 0.0 | 47,135.7 | 50,310.1 | 3,174.4 | 6.7 | 47,135.7 | 50,310.1 | 3,174.4 | 6.7 |
| X. MEDIOS DE PAGO EN MONEDA EXTRANJERA | 0.0 | 0.0 | 0.0 | 0.0 | 77,270.3 | 79,546.0 | 2,275.7 | 2.9 | 77,270.3 | 79,546.0 | 2,275.7 | 2.9 |
| X. MEDIOS DE PAGO TOTALES | 88,850.8 | 87,552.3 | -1,298.5 | -1.5 | 383,522.9 | 392,013.4 | 8,490.5 | 2.2 | 472,373.7 | 479,565.7 | 7,192.0 | 1.5 |
| 1/ En el caso de los bcos. Incluye caja en moneda extranjera | -.- | -.- | -.- | -.- | 562.9 | 680.9 | 118.0 | 21.0 | -.- | -.- | -.- | -.- |
| 2/ Incluye Obligaciones Financieras en circulación en M/N | -.- | -.- | -.- | -.- | 251.3 | 228.5 | -22.8 | -9.1 | -.- | -.- | -.- | -.- |
| 3/ Incluye Obligaciones Financieras en circulación en M/E | -.- | -.- | -.- | -.- | 4,491.6 | 5,646.1 | 1,154.5 | 25.7 | -.- | -.- | -.- | -.- |