| BANCO DE GUATEMALA | ||||||||||||
| Cuadro 2 | ||||||||||||
| PANORAMA MONETARIO | ||||||||||||
| TIPO EMISIÓN ACUMULADO SEMANAL | ||||||||||||
| Del 31 de diciembre de 2023 al 14 de noviembre de 2024 | ||||||||||||
| - Millones de Quetzales - | ||||||||||||
| Tipo de cambio: | 7.719510 | |||||||||||
| BANCO DE GUATEMALA | BANCOS DEL SISTEMA | PANORAMA MONETARIO | ||||||||||
| Concepto | VARIACIÓN | VARIACIÓN | VARIACIÓN | |||||||||
| 31/12/2023 | 14/11/2024 | ABSOLUTA | RELATIVA | 31/12/2023 | 14/11/2024 | ABSOLUTA | RELATIVA | 31/12/2023 | 14/11/2024 | ABSOLUTA | RELATIVA | |
| I. MONETIZACIÓN EXTERNA | 164,575.6 | 186,479.6 | 21,904.0 | 13.3 | -33,331.0 | -34,487.0 | -1,156.0 | 3.5 | 131,244.6 | 151,992.6 | 20,748.0 | 15.8 |
| 1. Activo externo 1/ | 164,575.6 | 186,479.6 | 21,904.0 | 13.3 | 8,455.2 | 7,017.0 | -1,438.2 | -17.0 | 173,030.8 | 193,496.6 | 20,465.8 | 11.8 |
| 2. Pasivo externo | 0.0 | 0.0 | 0.0 | 0.0 | -41,786.2 | -41,504.0 | 282.2 | -0.7 | -41,786.2 | -41,504.0 | 282.2 | -0.7 |
| II. ACTIVOS INTERNOS NETOS | -72,151.4 | -95,589.6 | -23,438.2 | 32.5 | 390,051.9 | 406,130.0 | 16,078.1 | 4.1 | 307,049.1 | 301,773.5 | -5,275.6 | -1.7 |
| 1. Posición neta con el sector público | -8,316.5 | -24,129.5 | -15,813.0 | 190.1 | 32,102.0 | 19,917.9 | -12,184.1 | -38.0 | 23,785.5 | -4,211.6 | -27,997.1 | -117.7 |
| 2. Crédito al sector privado | 0.0 | 0.0 | 0.0 | 0.0 | 338,631.9 | 372,395.7 | 33,763.8 | 10.0 | 338,631.9 | 372,395.7 | 33,763.8 | 10.0 |
| 2.1 En moneda nacional | 0.0 | 0.0 | 0.0 | 0.0 | 246,019.0 | 275,179.2 | 29,160.2 | 11.9 | 246,019.0 | 275,179.2 | 29,160.2 | 11.9 |
| 2.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 92,613.0 | 97,216.5 | 4,603.5 | 5.0 | 92,613.0 | 97,216.5 | 4,603.5 | 5.0 |
| 3. Posición con bancos y financieras en M/N | -55,478.4 | -58,146.2 | -2,667.8 | 4.8 | 66,693.6 | 67,299.9 | 606.3 | 0.9 | 363.8 | 386.9 | 23.1 | 6.3 |
| 3.1. Crédito a bancos y financieras | 2,058.1 | 2,058.1 | 0.0 | 0.0 | -1,442.4 | -1,445.3 | -2.9 | 0.2 | 615.7 | 612.8 | -2.9 | -0.5 |
| 3.2. Encaje | -43,830.6 | -44,777.1 | -946.5 | 2.2 | 54,671.3 | 53,532.2 | -1,139.1 | -2.1 | -10.7 | -11.8 | -1.1 | 10.3 |
| 3.2.1. Depósitos no remunerados | -41,842.8 | -42,641.6 | -798.8 | 1.9 | 52,683.4 | 51,396.7 | -1,286.7 | -2.4 | -10.7 | -11.8 | -1.1 | 10.3 |
| 3.2.2. Depósitos remunerados | -1,987.8 | -2,135.5 | -147.7 | 7.4 | 1,987.8 | 2,135.5 | 147.7 | 7.4 | 0.0 | 0.0 | 0.0 | 0.0 |
| 3.3. Operaciones de estabilización | -13,705.8 | -15,427.2 | -1,721.4 | 12.6 | 13,464.7 | 15,213.1 | 1,748.4 | 13.0 | -241.1 | -214.1 | 27.0 | -11.2 |
| 3.4. BEST | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4. Posición con bancos y financieras en M/E | -10,295.4 | -10,478.3 | -182.9 | 1.8 | 10,711.7 | 10,913.7 | 202.0 | 1.9 | 416.3 | 435.4 | 19.1 | 4.6 |
| 4.1 Crédito a bancos y financieras | 0.0 | 0.0 | 0.0 | 0.0 | 424.5 | 446.8 | 22.3 | 5.3 | 424.5 | 446.8 | 22.3 | 5.3 |
| 4.2 Encaje | -10,295.4 | -10,478.3 | -182.9 | 1.8 | 10,287.2 | 10,467.0 | 179.8 | 1.7 | -8.3 | -11.3 | -3.0 | 36.1 |
| 4.2.1 Depósitos no remunerados | -9,886.0 | -10,055.3 | -169.3 | 1.7 | 9,877.8 | 10,044.0 | 166.2 | 1.7 | -8.3 | -11.3 | -3.0 | 36.1 |
| 4.2.2 Depósitos remunerados | -409.4 | -422.9 | -13.5 | 3.3 | 409.4 | 422.9 | 13.5 | 3.3 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4.3 Operaciones de estabilización | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4.4 BEST | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 5. Otros Activos Netos | 26,849.0 | 27,335.4 | 486.4 | 1.8 | -55,271.7 | -61,311.0 | -6,039.3 | 10.9 | -28,422.7 | -33,975.6 | -5,552.9 | 19.5 |
| 6. Obligaciones de mediano y largo plazo | 0.0 | 0.0 | 0.0 | 0.0 | -2,815.7 | -3,086.3 | -270.6 | 9.6 | -2,815.7 | -3,086.3 | -270.6 | 9.6 |
| 7. BEST sector no bancario | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 8. Operaciones de estabilización sector no bancario | -24,910.1 | -30,171.0 | -5,260.9 | 21.1 | 0.0 | 0.0 | 0.0 | 0.0 | -24,910.1 | -30,171.0 | -5,260.9 | 21.1 |
| 8.1 En moneda nacional | -24,910.1 | -30,171.0 | -5,260.9 | 21.1 | 0.0 | 0.0 | 0.0 | 0.0 | -24,910.1 | -30,171.0 | -5,260.9 | 21.1 |
| 8.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| III. OBLIGACIONES MONETARIAS | 92,424.3 | 90,890.1 | -1,534.2 | -1.7 | 356,720.8 | 371,643.0 | 14,922.2 | 4.2 | 438,293.7 | 453,766.2 | 15,472.5 | 3.5 |
| IV. EMISIÓN MONETARIA | 92,424.3 | 90,890.1 | -1,534.2 | -1.7 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1. Numerario en circulación | 81,572.9 | 82,123.2 | 550.3 | 0.7 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2. Caja de bancos y financieras | 10,851.4 | 8,766.9 | -2,084.5 | -19.2 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| V. MEDIO CIRCULANTE EN MONEDA NACIONAL | 81,572.9 | 82,123.2 | 550.3 | 0.7 | 100,594.7 | 95,920.0 | -4,674.7 | -4.6 | 182,167.5 | 178,043.2 | -4,124.3 | -2.3 |
| 1. Numerario en circulación | 81,572.9 | 82,123.2 | 550.3 | 0.7 | 0.0 | 0.0 | 0.0 | 0.0 | 81,572.9 | 82,123.2 | 550.3 | 0.7 |
| 2. Depósitos monetarios | 0.0 | 0.0 | 0.0 | 0.0 | 100,594.7 | 95,920.0 | -4,674.7 | -4.6 | 100,594.7 | 95,920.0 | -4,674.7 | -4.6 |
| VI. CUASIDINERO EN MONEDA NACIONAL 2/ | 0.0 | 0.0 | 0.0 | 0.0 | 182,717.1 | 199,420.0 | 16,702.9 | 9.1 | 182,717.1 | 199,420.0 | 16,702.9 | 9.1 |
| VII. MEDIOS DE PAGO EN MONEDA NACIONAL | 81,572.9 | 82,123.2 | 550.3 | 0.7 | 283,311.8 | 295,340.0 | 12,028.2 | 4.2 | 364,884.6 | 377,463.1 | 12,578.5 | 3.4 |
| VIII. DEPÓSITOS MONETARIOS EN MONEDA EXTRANJERA | 0.0 | 0.0 | 0.0 | 0.0 | 28,365.3 | 29,555.3 | 1,190.0 | 4.2 | 28,365.3 | 29,555.3 | 1,190.0 | 4.2 |
| IX. CUASIDINERO EN MONEDA EXTRANJERA 3/ | 0.0 | 0.0 | 0.0 | 0.0 | 45,043.8 | 46,747.8 | 1,704.0 | 3.8 | 45,043.8 | 46,747.8 | 1,704.0 | 3.8 |
| X. MEDIOS DE PAGO EN MONEDA EXTRANJERA | 0.0 | 0.0 | 0.0 | 0.0 | 73,409.0 | 76,303.0 | 2,894.0 | 3.9 | 73,409.0 | 76,303.0 | 2,894.0 | 3.9 |
| X. MEDIOS DE PAGO TOTALES | 81,572.9 | 82,123.2 | 550.3 | 0.7 | 356,720.8 | 371,643.0 | 14,922.2 | 4.2 | 438,293.7 | 453,766.2 | 15,472.5 | 3.5 |
| 1/ En el caso de los bcos. Incluye caja en moneda extranjera | -.- | -.- | -.- | -.- | 589.4 | 608.1 | 18.7 | 3.2 | -.- | -.- | -.- | -.- |
| 2/ Incluye Obligaciones Financieras en circulación en M/N | -.- | -.- | -.- | -.- | 249.5 | 249.1 | -0.4 | -0.2 | -.- | -.- | -.- | -.- |
| 3/ Incluye Obligaciones Financieras en circulación en M/E | -.- | -.- | -.- | -.- | 4,524.4 | 4,317.3 | -207.1 | -4.6 | -.- | -.- | -.- | -.- |