| BANCO DE GUATEMALA | ||||||||||||
| Cuadro 2 | ||||||||||||
| PANORAMA MONETARIO | ||||||||||||
| TIPO EMISIÓN ACUMULADO SEMANAL | ||||||||||||
| Del 31 de diciembre de 2024 al 11 de diciembre de 2025 | ||||||||||||
| - Millones de Quetzales - | ||||||||||||
| Tipo de cambio: | 7.654650 | |||||||||||
| BANCO DE GUATEMALA | BANCOS DEL SISTEMA | PANORAMA MONETARIO | ||||||||||
| Concepto | VARIACIÓN | VARIACIÓN | VARIACIÓN | |||||||||
| 31/12/2024 | 11/12/2025 | ABSOLUTA | RELATIVA | 31/12/2024 | 11/12/2025 | ABSOLUTA | RELATIVA | 31/12/2024 | 11/12/2025 | ABSOLUTA | RELATIVA | |
| I. MONETIZACIÓN EXTERNA | 186,939.2 | 247,504.1 | 60,564.9 | 32.4 | -35,975.5 | -46,651.1 | -10,675.6 | 29.7 | 150,963.6 | 200,853.0 | 49,889.4 | 33.0 |
| 1. Activo externo 1/ | 186,939.2 | 247,504.1 | 60,564.9 | 32.4 | 8,955.6 | 7,298.1 | -1,657.5 | -18.5 | 195,894.8 | 254,802.2 | 58,907.4 | 30.1 |
| 2. Pasivo externo | 0.0 | 0.0 | 0.0 | 0.0 | -44,931.2 | -53,949.2 | -9,018.0 | 20.1 | -44,931.2 | -53,949.2 | -9,018.0 | 20.1 |
| II. ACTIVOS INTERNOS NETOS | -88,727.9 | -140,226.9 | -51,499.0 | 58.0 | 419,498.4 | 478,093.8 | 58,595.4 | 14.0 | 321,410.1 | 326,980.1 | 5,570.0 | 1.7 |
| 1. Posición neta con el sector público | -12,044.2 | -21,779.1 | -9,734.9 | 80.8 | 23,231.0 | 30,386.4 | 7,155.4 | 30.8 | 11,186.8 | 8,607.3 | -2,579.5 | -23.1 |
| 2. Crédito al sector privado | 0.0 | 0.0 | 0.0 | 0.0 | 380,321.9 | 408,967.7 | 28,645.8 | 7.5 | 380,321.9 | 408,967.7 | 28,645.8 | 7.5 |
| 2.1 En moneda nacional | 0.0 | 0.0 | 0.0 | 0.0 | 280,283.0 | 301,194.3 | 20,911.3 | 7.5 | 280,283.0 | 301,194.3 | 20,911.3 | 7.5 |
| 2.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 100,038.9 | 107,773.3 | 7,734.4 | 7.7 | 100,038.9 | 107,773.3 | 7,734.4 | 7.7 |
| 3. Posición con bancos y financieras en M/N | -70,797.7 | -86,888.2 | -16,090.5 | 22.7 | 80,578.6 | 98,395.0 | 17,816.4 | 22.1 | 420.5 | 620.0 | 199.5 | 47.4 |
| 3.1. Crédito a bancos y financieras | 2,058.1 | 2,058.1 | 0.0 | 0.0 | -1,445.3 | -1,240.4 | 204.9 | -14.2 | 612.8 | 817.7 | 204.9 | 33.4 |
| 3.2. Encaje | -48,424.6 | -52,937.1 | -4,512.5 | 9.3 | 57,765.7 | 63,809.8 | 6,044.1 | 10.5 | -19.3 | -14.1 | 5.2 | -26.9 |
| 3.2.1. Depósitos no remunerados | -46,245.4 | -50,509.9 | -4,264.5 | 9.2 | 55,586.5 | 61,382.5 | 5,796.0 | 10.4 | -19.3 | -14.1 | 5.2 | -26.9 |
| 3.2.2. Depósitos remunerados | -2,179.2 | -2,427.3 | -248.1 | 11.4 | 2,179.2 | 2,427.3 | 248.1 | 11.4 | 0.0 | 0.0 | 0.0 | 0.0 |
| 3.3. Operaciones de estabilización | -24,431.2 | -36,009.2 | -11,578.0 | 47.4 | 24,258.2 | 35,825.5 | 11,567.3 | 47.7 | -172.9 | -183.6 | -10.7 | 6.2 |
| 3.4. BEST | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4. Posición con bancos y financieras en M/E | -10,383.1 | -11,703.1 | -1,320.0 | 12.7 | 10,860.0 | 12,176.6 | 1,316.6 | 12.1 | 476.9 | 473.4 | -3.5 | -0.7 |
| 4.1 Crédito a bancos y financieras | 0.0 | 0.0 | 0.0 | 0.0 | 484.8 | 481.2 | -3.6 | -0.7 | 484.8 | 481.2 | -3.6 | -0.7 |
| 4.2 Encaje | -10,383.1 | -11,703.1 | -1,320.0 | 12.7 | 10,375.1 | 11,695.3 | 1,320.2 | 12.7 | -7.9 | -7.8 | 0.1 | -1.3 |
| 4.2.1 Depósitos no remunerados | -9,956.5 | -11,255.3 | -1,298.8 | 13.0 | 9,948.5 | 11,247.5 | 1,299.0 | 13.1 | -7.9 | -7.8 | 0.1 | -1.3 |
| 4.2.2 Depósitos remunerados | -426.6 | -447.9 | -21.3 | 5.0 | 426.6 | 447.9 | 21.3 | 5.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4.3 Operaciones de estabilización | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4.4 BEST | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 5. Otros Activos Netos | 27,380.0 | 10,339.5 | -17,040.5 | -62.2 | -71,683.5 | -67,806.5 | 3,877.0 | -5.4 | -44,303.5 | -57,467.0 | -13,163.5 | 29.7 |
| 6. Obligaciones de mediano y largo plazo | 0.0 | 0.0 | 0.0 | 0.0 | -3,809.5 | -4,025.2 | -215.7 | 5.7 | -3,809.5 | -4,025.2 | -215.7 | 5.7 |
| 7. BEST sector no bancario | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 8. Operaciones de estabilización sector no bancario | -22,883.0 | -30,196.0 | -7,313.0 | 32.0 | 0.0 | 0.0 | 0.0 | 0.0 | -22,883.0 | -30,196.0 | -7,313.0 | 32.0 |
| 8.1 En moneda nacional | -22,883.0 | -30,196.0 | -7,313.0 | 32.0 | 0.0 | 0.0 | 0.0 | 0.0 | -22,883.0 | -30,196.0 | -7,313.0 | 32.0 |
| 8.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| III. OBLIGACIONES MONETARIAS | 98,211.2 | 107,277.2 | 9,066.0 | 9.2 | 383,522.9 | 431,442.7 | 47,919.8 | 12.5 | 472,373.7 | 527,833.1 | 55,459.4 | 11.7 |
| IV. EMISIÓN MONETARIA | 98,211.2 | 107,277.2 | 9,066.0 | 9.2 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1. Numerario en circulación | 88,850.8 | 96,390.4 | 7,539.6 | 8.5 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2. Caja de bancos y financieras | 9,360.4 | 10,886.8 | 1,526.4 | 16.3 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| V. MEDIO CIRCULANTE EN MONEDA NACIONAL | 88,850.8 | 96,390.4 | 7,539.6 | 8.5 | 103,388.7 | 112,573.7 | 9,185.0 | 8.9 | 192,239.6 | 208,964.1 | 16,724.5 | 8.7 |
| 1. Numerario en circulación | 88,850.8 | 96,390.4 | 7,539.6 | 8.5 | 0.0 | 0.0 | 0.0 | 0.0 | 88,850.8 | 96,390.4 | 7,539.6 | 8.5 |
| 2. Depósitos monetarios | 0.0 | 0.0 | 0.0 | 0.0 | 103,388.7 | 112,573.7 | 9,185.0 | 8.9 | 103,388.7 | 112,573.7 | 9,185.0 | 8.9 |
| VI. CUASIDINERO EN MONEDA NACIONAL 2/ | 0.0 | 0.0 | 0.0 | 0.0 | 202,863.9 | 236,182.4 | 33,318.5 | 16.4 | 202,863.9 | 236,182.4 | 33,318.5 | 16.4 |
| VII. MEDIOS DE PAGO EN MONEDA NACIONAL | 88,850.8 | 96,390.4 | 7,539.6 | 8.5 | 306,252.6 | 348,756.0 | 42,503.4 | 13.9 | 395,103.5 | 445,146.5 | 50,043.0 | 12.7 |
| VIII. DEPÓSITOS MONETARIOS EN MONEDA EXTRANJERA | 0.0 | 0.0 | 0.0 | 0.0 | 30,134.6 | 31,344.1 | 1,209.5 | 4.0 | 30,134.6 | 31,344.1 | 1,209.5 | 4.0 |
| IX. CUASIDINERO EN MONEDA EXTRANJERA 3/ | 0.0 | 0.0 | 0.0 | 0.0 | 47,135.7 | 51,342.6 | 4,206.9 | 8.9 | 47,135.7 | 51,342.6 | 4,206.9 | 8.9 |
| X. MEDIOS DE PAGO EN MONEDA EXTRANJERA | 0.0 | 0.0 | 0.0 | 0.0 | 77,270.3 | 82,686.7 | 5,416.4 | 7.0 | 77,270.3 | 82,686.7 | 5,416.4 | 7.0 |
| X. MEDIOS DE PAGO TOTALES | 88,850.8 | 96,390.4 | 7,539.6 | 8.5 | 383,522.9 | 431,442.7 | 47,919.8 | 12.5 | 472,373.7 | 527,833.1 | 55,459.4 | 11.7 |
| 1/ En el caso de los bcos. Incluye caja en moneda extranjera | -.- | -.- | -.- | -.- | 562.9 | 632.0 | 69.1 | 12.3 | -.- | -.- | -.- | -.- |
| 2/ Incluye Obligaciones Financieras en circulación en M/N | -.- | -.- | -.- | -.- | 251.3 | 1,123.0 | 871.7 | 346.9 | -.- | -.- | -.- | -.- |
| 3/ Incluye Obligaciones Financieras en circulación en M/E | -.- | -.- | -.- | -.- | 4,491.6 | 7,340.4 | 2,848.8 | 63.4 | -.- | -.- | -.- | -.- |