| BANCO DE GUATEMALA | ||||||||||||
| Cuadro 4 | ||||||||||||
| PANORAMA MONETARIO | ||||||||||||
| TIPO EMISIÓN SEMANAL | ||||||||||||
| Del 4 al 11 de diciembre de 2025 | ||||||||||||
| - Millones de Quetzales - | ||||||||||||
| Tipo de cambio: | 7.654650 | |||||||||||
| BANCO DE GUATEMALA | BANCOS DEL SISTEMA | PANORAMA MONETARIO | ||||||||||
| Concepto | VARIACIÓN | VARIACIÓN | VARIACIÓN | |||||||||
| 4/12/2025 | 11/12/2025 | ABSOLUTA | RELATIVA | 4/12/2025 | 11/12/2025 | ABSOLUTA | RELATIVA | 4/12/2025 | 11/12/2025 | ABSOLUTA | RELATIVA | |
| I. MONETIZACION EXTERNA | 246,505.0 | 247,504.1 | 999.1 | 0.4 | -48,103.3 | -46,651.1 | 1,452.2 | -3.0 | 198,401.7 | 200,853.0 | 2,451.3 | 1.2 |
| 1. Activo externo 1/ | 246,505.0 | 247,504.1 | 999.1 | 0.4 | 7,453.3 | 7,298.1 | -155.2 | -2.1 | 253,958.3 | 254,802.2 | 843.9 | 0.3 |
| 2. Pasivo externo | 0.0 | 0.0 | 0.0 | 0.0 | -55,556.6 | -53,949.2 | 1,607.4 | -2.9 | -55,556.6 | -53,949.2 | 1,607.4 | -2.9 |
| II. ACTIVOS INTERNOS NETOS | -140,204.7 | -140,226.9 | -22.2 | 0.0 | 475,346.2 | 478,093.8 | 2,747.6 | 0.6 | 325,168.7 | 326,980.1 | 1,811.4 | 0.6 |
| 1. Posición neta con el sector público | -24,097.7 | -21,779.1 | 2,318.6 | -9.6 | 31,219.9 | 30,386.4 | -833.5 | -2.7 | 7,122.2 | 8,607.3 | 1,485.1 | 20.9 |
| 2. Crédito al sector privado | 0.0 | 0.0 | 0.0 | 0.0 | 408,536.3 | 408,967.7 | 431.4 | 0.1 | 408,536.3 | 408,967.7 | 431.4 | 0.1 |
| 2.2 En moneda nacional | 0.0 | 0.0 | 0.0 | 0.0 | 301,406.6 | 301,194.3 | -212.3 | -0.1 | 301,406.6 | 301,194.3 | -212.3 | -0.1 |
| 2.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 107,129.7 | 107,773.3 | 643.6 | 0.6 | 107,129.7 | 107,773.3 | 643.6 | 0.6 |
| 3. Posición con bancos y financieras M/N | -84,378.0 | -86,888.2 | -2,510.2 | 3.0 | 94,904.9 | 98,395.0 | 3,490.1 | 3.7 | 554.1 | 620.0 | 65.9 | 11.9 |
| 3.1 Crédito a bancos y financieras | 2,058.1 | 2,058.1 | 0.0 | 0.0 | -1,240.4 | -1,240.4 | 0.0 | 0.0 | 817.7 | 817.7 | 0.0 | 0.0 |
| 3.2 Encaje | -53,580.0 | -52,937.1 | 642.9 | -1.2 | 63,539.4 | 63,809.8 | 270.4 | 0.4 | -13.4 | -14.1 | -0.7 | 5.2 |
| 3.2.1 Depósitos No Remunerados | -51,172.0 | -50,509.9 | 662.1 | -1.3 | 61,131.4 | 61,382.5 | 251.1 | 0.4 | -13.4 | -14.1 | -0.7 | 5.2 |
| 3.2.2 Depósitos Remunerados | -2,408.0 | -2,427.3 | -19.3 | 0.8 | 2,408.0 | 2,427.3 | 19.3 | 0.8 | 0.0 | 0.0 | 0.0 | 0.0 |
| 3.3 Operaciones de estabilización | -32,856.1 | -36,009.2 | -3,153.1 | 9.6 | 32,605.9 | 35,825.5 | 3,219.6 | 9.9 | -250.2 | -183.6 | 66.6 | -26.6 |
| 3.4 BEST | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4. Posición con bancos y financieras M/E | -11,952.8 | -11,703.1 | 249.7 | -2.1 | 12,419.2 | 12,176.6 | -242.6 | -2.0 | 466.4 | 473.4 | 7.0 | 1.5 |
| 4.1 Crédito a bancos y financieras | 0.0 | 0.0 | 0.0 | 0.0 | 481.2 | 481.2 | 0.0 | 0.0 | 481.2 | 481.2 | 0.0 | 0.0 |
| 4.2 Encaje | -11,952.8 | -11,703.1 | 249.7 | -2.1 | 11,937.9 | 11,695.3 | -242.6 | -2.0 | -14.8 | -7.8 | 7.0 | -47.3 |
| 4.2.1 Depósitos No Remunerados | -11,500.4 | -11,255.3 | 245.1 | -2.1 | 11,485.6 | 11,247.5 | -238.1 | -2.1 | -14.8 | -7.8 | 7.0 | -47.3 |
| 4.2.2 Depósitos Remunerados | -452.3 | -447.9 | 4.4 | -1.0 | 452.3 | 447.9 | -4.4 | -1.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4.3 Operaciones de estabilización | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4.4 BEST | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 5. Otros activos netos | 10,092.2 | 10,339.5 | 247.3 | 2.5 | -67,610.4 | -67,806.5 | -196.1 | 0.3 | -57,518.2 | -57,467.0 | 51.2 | -0.1 |
| 6. Obligaciones de mediano y largo plazo | 0.0 | 0.0 | 0.0 | 0.0 | -4,123.7 | -4,025.2 | 98.5 | -2.4 | -4,123.7 | -4,025.2 | 98.5 | -2.4 |
| 7. BEST sector no bancario | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 8. Operaciones de estabilización sector no bancario | -29,868.4 | -30,196.0 | -327.6 | 1.1 | 0.0 | 0.0 | 0.0 | 0.0 | -29,868.4 | -30,196.0 | -327.6 | 1.1 |
| 8.1 En moneda nacional | -29,868.4 | -30,196.0 | -327.6 | 1.1 | 0.0 | 0.0 | 0.0 | 0.0 | -29,868.4 | -30,196.0 | -327.6 | 1.1 |
| 8.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| III. OBLIGACIONES MONETARIAS | 106,300.3 | 107,277.2 | 976.9 | 0.9 | 427,242.9 | 431,442.7 | 4,199.8 | 1.0 | 523,570.4 | 527,833.1 | 4,262.7 | 0.8 |
| IV. EMISION MONETARIA | 106,300.3 | 107,277.2 | 976.9 | 0.9 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1. Numerario en circulación | 96,327.5 | 96,390.4 | 62.9 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2. Caja de bancos y financieras | 9,972.8 | 10,886.8 | 914.0 | 9.2 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| V. MEDIO CIRCULANTE EN M/N | 96,327.5 | 96,390.4 | 62.9 | 0.1 | 110,771.6 | 112,573.7 | 1,802.1 | 1.6 | 207,099.0 | 208,964.1 | 1,865.1 | 0.9 |
| 1. Numerario en circulación | 96,327.5 | 96,390.4 | 62.9 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | 96,327.5 | 96,390.4 | 62.9 | 0.1 |
| 2. Depósitos monetarios | 0.0 | 0.0 | 0.0 | 0.0 | 110,771.6 | 112,573.7 | 1,802.1 | 1.6 | 110,771.6 | 112,573.7 | 1,802.1 | 1.6 |
| VI. CUASIDINERO EN M/N 2/ | 0.0 | 0.0 | 0.0 | 0.0 | 234,366.7 | 236,182.4 | 1,815.7 | 0.8 | 234,366.7 | 236,182.4 | 1,815.7 | 0.8 |
| VII. MEDIOS DE PAGO EN M/N | 96,327.5 | 96,390.4 | 62.9 | 0.1 | 345,138.2 | 348,756.0 | 3,617.8 | 1.0 | 441,465.7 | 445,146.5 | 3,680.8 | 0.8 |
| VIII. DEPOSITOS MONETARIOS EN M/E | 0.0 | 0.0 | 0.0 | 0.0 | 30,783.6 | 31,344.1 | 560.5 | 1.8 | 30,783.6 | 31,344.1 | 560.5 | 1.8 |
| IX. CUASIDINERO EN M/E 3/ | 0.0 | 0.0 | 0.0 | 0.0 | 51,321.0 | 51,342.6 | 21.6 | 0.0 | 51,321.0 | 51,342.6 | 21.6 | 0.0 |
| X. MEDIOS DE PAGO EN M/E | 0.0 | 0.0 | 0.0 | 0.0 | 82,104.7 | 82,686.7 | 582.0 | 0.7 | 82,104.7 | 82,686.7 | 582.0 | 0.7 |
| XI. MEDIOS DE PAGO TOTALES | 96,327.5 | 96,390.4 | 62.9 | 0.1 | 427,242.9 | 431,442.7 | 4,199.8 | 1.0 | 523,570.4 | 527,833.1 | 4,262.7 | 0.8 |
| 1/ En el caso de los bancos incluye caja M/E | -.- | -.- | -.- | -.- | 615.8 | 632.0 | 16.2 | 2.6 | -.- | -.- | -.- | -.- |
| 2/ Incluye Oblig. Financ. en circulación M/N | -.- | -.- | -.- | -.- | 1,011.5 | 1,123.0 | 111.5 | 11.0 | -.- | -.- | -.- | -.- |
| 3/ Incluye Oblig. Financ. en circulación M/E | -.- | -.- | -.- | -.- | 7,335.4 | 7,340.4 | 5.0 | 0.1 | -.- | -.- | -.- | -.- |