| BANCO DE GUATEMALA | ||||||||||||
| Cuadro 4 | ||||||||||||
| PANORAMA MONETARIO | ||||||||||||
| TIPO EMISIÓN SEMANAL | ||||||||||||
| Del 13 al 20 de agosto de 2026 | ||||||||||||
| - Millones de Quetzales - | ||||||||||||
| Tipo de cambio: | 7.623650 | |||||||||||
| BANCO DE GUATEMALA | BANCOS DEL SISTEMA | PANORAMA MONETARIO | ||||||||||
| Concepto | VARIACIÓN | VARIACIÓN | VARIACIÓN | |||||||||
| 13/8/2026 | 20/8/2026 | ABSOLUTA | RELATIVA | 13/8/2026 | 20/8/2026 | ABSOLUTA | RELATIVA | 13/8/2026 | 20/8/2026 | ABSOLUTA | RELATIVA | |
| I. MONETIZACION EXTERNA | 257,271.8 | 257,035.6 | -236.2 | -0.1 | -45,919.3 | -47,423.8 | -1,504.5 | 3.3 | 211,352.6 | 209,611.8 | -1,740.8 | -0.8 |
| 1. Activo externo 1/ | 257,271.8 | 257,035.6 | -236.2 | -0.1 | 9,116.3 | 8,068.6 | -1,047.7 | -11.5 | 266,388.1 | 265,104.2 | -1,283.9 | -0.5 |
| 2. Pasivo externo | 0.0 | 0.0 | 0.0 | 0.0 | -55,035.6 | -55,492.4 | -456.8 | 0.8 | -55,035.6 | -55,492.4 | -456.8 | 0.8 |
| II. ACTIVOS INTERNOS NETOS | -144,017.1 | -144,525.3 | -508.2 | 0.4 | 507,672.7 | 507,151.3 | -521.4 | -0.1 | 352,882.0 | 352,591.7 | -290.3 | -0.1 |
| 1. Posición neta con el sector público | -12,513.6 | -13,381.9 | -868.3 | 6.9 | 40,045.8 | 39,916.3 | -129.5 | -0.3 | 27,532.2 | 26,534.3 | -997.9 | -3.6 |
| 2. Crédito al sector privado | 0.0 | 0.0 | 0.0 | 0.0 | 428,023.5 | 429,032.4 | 1,008.9 | 0.2 | 428,023.5 | 429,032.4 | 1,008.9 | 0.2 |
| 2.2 En moneda nacional | 0.0 | 0.0 | 0.0 | 0.0 | 315,383.1 | 316,037.6 | 654.5 | 0.2 | 315,383.1 | 316,037.6 | 654.5 | 0.2 |
| 2.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 112,640.5 | 112,994.9 | 354.4 | 0.3 | 112,640.5 | 112,994.9 | 354.4 | 0.3 |
| 3. Posición con bancos y financieras M/N | -92,070.5 | -92,466.5 | -396.0 | 0.4 | 103,400.3 | 103,059.2 | -341.1 | -0.3 | 556.1 | 558.5 | 2.4 | 0.4 |
| 3.1 Crédito a bancos y financieras | 2,058.1 | 2,058.1 | 0.0 | 0.0 | -1,295.6 | -1,295.6 | 0.0 | 0.0 | 762.5 | 762.5 | 0.0 | 0.0 |
| 3.2 Encaje | -55,742.8 | -55,138.8 | 604.0 | -1.1 | 66,500.2 | 65,159.4 | -1,340.8 | -2.0 | -16.3 | -13.7 | 2.6 | -16.0 |
| 3.2.1 Depósitos No Remunerados | -53,148.9 | -52,553.1 | 595.8 | -1.1 | 63,906.3 | 62,573.7 | -1,332.6 | -2.1 | -16.3 | -13.7 | 2.6 | -16.0 |
| 3.2.2 Depósitos Remunerados | -2,593.9 | -2,585.7 | 8.2 | -0.3 | 2,593.9 | 2,585.7 | -8.2 | -0.3 | 0.0 | 0.0 | 0.0 | 0.0 |
| 3.3 Operaciones de estabilización | -38,385.8 | -39,385.7 | -999.9 | 2.6 | 38,195.7 | 39,195.4 | 999.7 | 2.6 | -190.1 | -190.3 | -0.2 | 0.1 |
| 3.4 BEST | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4. Posición con bancos y financieras M/E | -11,147.6 | -10,485.1 | 662.5 | -5.9 | 11,598.2 | 10,936.3 | -661.9 | -5.7 | 450.6 | 451.2 | 0.6 | 0.1 |
| 4.1 Crédito a bancos y financieras | 0.0 | 0.0 | 0.0 | 0.0 | 459.8 | 459.8 | 0.0 | 0.0 | 459.8 | 459.8 | 0.0 | 0.0 |
| 4.2 Encaje | -11,147.6 | -10,485.1 | 662.5 | -5.9 | 11,138.5 | 10,476.5 | -662.0 | -5.9 | -9.1 | -8.6 | 0.5 | -5.5 |
| 4.2.1 Depósitos No Remunerados | -10,705.2 | -10,040.3 | 664.9 | -6.2 | 10,696.0 | 10,031.8 | -664.2 | -6.2 | -9.1 | -8.6 | 0.5 | -5.5 |
| 4.2.2 Depósitos Remunerados | -442.4 | -444.7 | -2.3 | 0.5 | 442.4 | 444.7 | 2.3 | 0.5 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4.3 Operaciones de estabilización | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4.4 BEST | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 5. Otros activos netos | 8,018.6 | 7,675.2 | -343.4 | -4.3 | -71,276.8 | -71,695.4 | -418.6 | 0.6 | -63,258.2 | -64,020.1 | -761.9 | 1.2 |
| 6. Obligaciones de mediano y largo plazo | 0.0 | 0.0 | 0.0 | 0.0 | -4,118.3 | -4,097.5 | 20.8 | -0.5 | -4,118.3 | -4,097.5 | 20.8 | -0.5 |
| 7. BEST sector no bancario | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 8. Operaciones de estabilización sector no bancario | -36,303.9 | -35,867.1 | 436.8 | -1.2 | 0.0 | 0.0 | 0.0 | 0.0 | -36,303.9 | -35,867.1 | 436.8 | -1.2 |
| 8.1 En moneda nacional | -36,303.9 | -35,867.1 | 436.8 | -1.2 | 0.0 | 0.0 | 0.0 | 0.0 | -36,303.9 | -35,867.1 | 436.8 | -1.2 |
| 8.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| III. OBLIGACIONES MONETARIAS | 113,254.8 | 112,510.2 | -744.6 | -0.7 | 461,753.5 | 459,727.5 | -2,026.0 | -0.4 | 564,234.5 | 562,203.5 | -2,031.0 | -0.4 |
| IV. EMISION MONETARIA | 113,254.8 | 112,510.2 | -744.6 | -0.7 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1. Numerario en circulación | 102,481.1 | 102,475.9 | -5.2 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2. Caja de bancos y financieras | 10,773.7 | 10,034.3 | -739.4 | -6.9 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| V. MEDIO CIRCULANTE EN M/N | 102,481.1 | 102,475.9 | -5.2 | 0.0 | 117,458.4 | 115,847.6 | -1,610.8 | -1.4 | 219,939.5 | 218,323.6 | -1,615.9 | -0.7 |
| 1. Numerario en circulación | 102,481.1 | 102,475.9 | -5.2 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 102,481.1 | 102,475.9 | -5.2 | 0.0 |
| 2. Depósitos monetarios | 0.0 | 0.0 | 0.0 | 0.0 | 117,458.4 | 115,847.6 | -1,610.8 | -1.4 | 117,458.4 | 115,847.6 | -1,610.8 | -1.4 |
| VI. CUASIDINERO EN M/N 2/ | 0.0 | 0.0 | 0.0 | 0.0 | 257,246.2 | 256,790.3 | -455.9 | -0.2 | 257,246.2 | 256,790.3 | -455.9 | -0.2 |
| VII. MEDIOS DE PAGO EN M/N | 102,481.1 | 102,475.9 | -5.2 | 0.0 | 374,704.6 | 372,637.9 | -2,066.7 | -0.6 | 477,185.7 | 475,113.8 | -2,071.9 | -0.4 |
| VIII. DEPOSITOS MONETARIOS EN M/E | 0.0 | 0.0 | 0.0 | 0.0 | 31,209.6 | 31,203.1 | -6.5 | 0.0 | 31,209.6 | 31,203.1 | -6.5 | 0.0 |
| IX. CUASIDINERO EN M/E 3/ | 0.0 | 0.0 | 0.0 | 0.0 | 55,839.2 | 55,886.5 | 47.3 | 0.1 | 55,839.2 | 55,886.5 | 47.3 | 0.1 |
| X. MEDIOS DE PAGO EN M/E | 0.0 | 0.0 | 0.0 | 0.0 | 87,048.8 | 87,089.6 | 40.8 | 0.0 | 87,048.8 | 87,089.6 | 40.8 | 0.0 |
| XI. MEDIOS DE PAGO TOTALES | 102,481.1 | 102,475.9 | -5.2 | 0.0 | 461,753.5 | 459,727.5 | -2,026.0 | -0.4 | 564,234.5 | 562,203.5 | -2,031.0 | -0.4 |
| 1/ En el caso de los bancos incluye caja M/E | -.- | -.- | -.- | -.- | 721.4 | 732.1 | 10.7 | 1.5 | -.- | -.- | -.- | -.- |
| 2/ Incluye Oblig. Financ. en circulación M/N | -.- | -.- | -.- | -.- | 2,605.8 | 2,584.6 | -21.2 | -0.8 | -.- | -.- | -.- | -.- |
| 3/ Incluye Oblig. Financ. en circulación M/E | -.- | -.- | -.- | -.- | 12,048.8 | 11,992.3 | -56.5 | -0.5 | -.- | -.- | -.- | -.- |