| BANCO DE GUATEMALA | ||||||||||||
| Cuadro 4 | ||||||||||||
| PANORAMA MONETARIO | ||||||||||||
| TIPO EMISIÓN SEMANAL | ||||||||||||
| Del 29 de enero de 2026 al 5 de febrero de 2026 | ||||||||||||
| - Millones de Quetzales - | ||||||||||||
| Tipo de cambio: | 7.665690 | |||||||||||
| BANCO DE GUATEMALA | BANCOS DEL SISTEMA | PANORAMA MONETARIO | ||||||||||
| Concepto | VARIACIÓN | VARIACIÓN | VARIACIÓN | |||||||||
| 29/1/2026 | 5/2/2026 | ABSOLUTA | RELATIVA | 29/1/2026 | 5/2/2026 | ABSOLUTA | RELATIVA | 29/1/2026 | 5/2/2026 | ABSOLUTA | RELATIVA | |
| I. MONETIZACION EXTERNA | 251,312.3 | 251,922.4 | 610.1 | 0.2 | -42,945.5 | -41,867.2 | 1,078.3 | -2.5 | 208,366.7 | 210,055.2 | 1,688.5 | 0.8 |
| 1. Activo externo 1/ | 251,312.3 | 251,922.4 | 610.1 | 0.2 | 12,118.9 | 12,002.1 | -116.8 | -1.0 | 263,431.2 | 263,924.5 | 493.3 | 0.2 |
| 2. Pasivo externo | 0.0 | 0.0 | 0.0 | 0.0 | -55,064.5 | -53,869.3 | 1,195.2 | -2.2 | -55,064.5 | -53,869.3 | 1,195.2 | -2.2 |
| II. ACTIVOS INTERNOS NETOS | -142,394.6 | -142,592.7 | -198.1 | 0.1 | 484,050.1 | 481,807.6 | -2,242.5 | -0.5 | 331,613.2 | 328,948.0 | -2,665.2 | -0.8 |
| 1. Posición neta con el sector público | -16,315.3 | -19,186.7 | -2,871.4 | 17.6 | 35,554.4 | 35,581.3 | 26.9 | 0.1 | 19,239.0 | 16,394.6 | -2,844.4 | -14.8 |
| 2. Crédito al sector privado | 0.0 | 0.0 | 0.0 | 0.0 | 411,648.9 | 410,092.0 | -1,556.9 | -0.4 | 411,648.9 | 410,092.0 | -1,556.9 | -0.4 |
| 2.2 En moneda nacional | 0.0 | 0.0 | 0.0 | 0.0 | 303,955.5 | 303,041.9 | -913.6 | -0.3 | 303,955.5 | 303,041.9 | -913.6 | -0.3 |
| 2.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 107,693.4 | 107,050.1 | -643.3 | -0.6 | 107,693.4 | 107,050.1 | -643.3 | -0.6 |
| 3. Posición con bancos y financieras M/N | -89,461.1 | -85,416.5 | 4,044.6 | -4.5 | 100,122.4 | 96,302.2 | -3,820.2 | -3.8 | 619.0 | 618.8 | -0.2 | 0.0 |
| 3.1 Crédito a bancos y financieras | 2,058.1 | 2,058.1 | 0.0 | 0.0 | -1,240.4 | -1,240.4 | 0.0 | 0.0 | 817.7 | 817.7 | 0.0 | 0.0 |
| 3.2 Encaje | -49,147.0 | -54,709.2 | -5,562.2 | 11.3 | 59,175.5 | 64,962.3 | 5,786.8 | 9.8 | -13.8 | -13.9 | -0.1 | 0.7 |
| 3.2.1 Depósitos No Remunerados | -46,683.0 | -52,237.7 | -5,554.7 | 11.9 | 56,711.5 | 62,490.7 | 5,779.2 | 10.2 | -13.8 | -13.9 | -0.1 | 0.7 |
| 3.2.2 Depósitos Remunerados | -2,464.0 | -2,471.5 | -7.5 | 0.3 | 2,464.0 | 2,471.5 | 7.5 | 0.3 | 0.0 | 0.0 | 0.0 | 0.0 |
| 3.3 Operaciones de estabilización | -42,372.2 | -32,765.4 | 9,606.8 | -22.7 | 42,187.3 | 32,580.3 | -9,607.0 | -22.8 | -184.9 | -185.1 | -0.2 | 0.1 |
| 3.4 BEST | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4. Posición con bancos y financieras M/E | -9,527.6 | -11,524.6 | -1,997.0 | 21.0 | 9,902.6 | 11,898.1 | 1,995.5 | 20.2 | 375.0 | 373.5 | -1.5 | -0.4 |
| 4.1 Crédito a bancos y financieras | 0.0 | 0.0 | 0.0 | 0.0 | 383.2 | 383.3 | 0.1 | 0.0 | 383.2 | 383.3 | 0.1 | 0.0 |
| 4.2 Encaje | -9,527.6 | -11,524.6 | -1,997.0 | 21.0 | 9,519.4 | 11,514.8 | 1,995.4 | 21.0 | -8.2 | -9.8 | -1.6 | 19.5 |
| 4.2.1 Depósitos No Remunerados | -9,075.4 | -11,071.8 | -1,996.4 | 22.0 | 9,067.2 | 11,062.0 | 1,994.8 | 22.0 | -8.2 | -9.8 | -1.6 | 19.5 |
| 4.2.2 Depósitos Remunerados | -452.2 | -452.8 | -0.6 | 0.1 | 452.2 | 452.8 | 0.6 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4.3 Operaciones de estabilización | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4.4 BEST | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 5. Otros activos netos | 6,126.7 | 6,661.0 | 534.3 | 8.7 | -69,088.4 | -68,006.7 | 1,081.7 | -1.6 | -62,961.8 | -61,345.8 | 1,616.0 | -2.6 |
| 6. Obligaciones de mediano y largo plazo | 0.0 | 0.0 | 0.0 | 0.0 | -4,089.8 | -4,059.3 | 30.5 | -0.7 | -4,089.8 | -4,059.3 | 30.5 | -0.7 |
| 7. BEST sector no bancario | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 8. Operaciones de estabilización sector no bancario | -33,217.2 | -33,125.8 | 91.4 | -0.3 | 0.0 | 0.0 | 0.0 | 0.0 | -33,217.2 | -33,125.8 | 91.4 | -0.3 |
| 8.1 En moneda nacional | -33,217.2 | -33,125.8 | 91.4 | -0.3 | 0.0 | 0.0 | 0.0 | 0.0 | -33,217.2 | -33,125.8 | 91.4 | -0.3 |
| 8.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| III. OBLIGACIONES MONETARIAS | 108,917.6 | 109,329.7 | 412.1 | 0.4 | 441,104.6 | 439,940.3 | -1,164.3 | -0.3 | 539,979.9 | 539,003.1 | -976.8 | -0.2 |
| IV. EMISION MONETARIA | 108,917.6 | 109,329.7 | 412.1 | 0.4 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1. Numerario en circulación | 98,875.4 | 99,062.8 | 187.4 | 0.2 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2. Caja de bancos y financieras | 10,042.3 | 10,266.9 | 224.6 | 2.2 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| V. MEDIO CIRCULANTE EN M/N | 98,875.4 | 99,062.8 | 187.4 | 0.2 | 115,212.9 | 112,288.8 | -2,924.1 | -2.5 | 214,088.2 | 211,351.6 | -2,736.6 | -1.3 |
| 1. Numerario en circulación | 98,875.4 | 99,062.8 | 187.4 | 0.2 | 0.0 | 0.0 | 0.0 | 0.0 | 98,875.4 | 99,062.8 | 187.4 | 0.2 |
| 2. Depósitos monetarios | 0.0 | 0.0 | 0.0 | 0.0 | 115,212.9 | 112,288.8 | -2,924.1 | -2.5 | 115,212.9 | 112,288.8 | -2,924.1 | -2.5 |
| VI. CUASIDINERO EN M/N 2/ | 0.0 | 0.0 | 0.0 | 0.0 | 239,364.9 | 240,104.5 | 739.6 | 0.3 | 239,364.9 | 240,104.5 | 739.6 | 0.3 |
| VII. MEDIOS DE PAGO EN M/N | 98,875.4 | 99,062.8 | 187.4 | 0.2 | 354,577.7 | 352,393.3 | -2,184.4 | -0.6 | 453,453.1 | 451,456.1 | -1,997.0 | -0.4 |
| VIII. DEPOSITOS MONETARIOS EN M/E | 0.0 | 0.0 | 0.0 | 0.0 | 31,653.2 | 32,480.6 | 827.4 | 2.6 | 31,653.2 | 32,480.6 | 827.4 | 2.6 |
| IX. CUASIDINERO EN M/E 3/ | 0.0 | 0.0 | 0.0 | 0.0 | 54,873.6 | 55,066.4 | 192.8 | 0.4 | 54,873.6 | 55,066.4 | 192.8 | 0.4 |
| X. MEDIOS DE PAGO EN M/E | 0.0 | 0.0 | 0.0 | 0.0 | 86,526.8 | 87,547.0 | 1,020.2 | 1.2 | 86,526.8 | 87,547.0 | 1,020.2 | 1.2 |
| XI. MEDIOS DE PAGO TOTALES | 98,875.4 | 99,062.8 | 187.4 | 0.2 | 441,104.6 | 439,940.3 | -1,164.3 | -0.3 | 539,979.9 | 539,003.1 | -976.8 | -0.2 |
| 1/ En el caso de los bancos incluye caja M/E | -.- | -.- | -.- | -.- | 705.1 | 742.0 | 36.9 | 5.2 | -.- | -.- | -.- | -.- |
| 2/ Incluye Oblig. Financ. en circulación M/N | -.- | -.- | -.- | -.- | 1,143.4 | 1,173.3 | 29.9 | 2.6 | -.- | -.- | -.- | -.- |
| 3/ Incluye Oblig. Financ. en circulación M/E | -.- | -.- | -.- | -.- | 11,611.2 | 11,608.8 | -2.4 | 0.0 | -.- | -.- | -.- | -.- |