| BANCO DE GUATEMALA | ||||||||||||
| Cuadro 4 | ||||||||||||
| PANORAMA MONETARIO | ||||||||||||
| TIPO EMISIÓN SEMANAL | ||||||||||||
| Del 30 de julio de 2026 al 6 de agosto de 2026 | ||||||||||||
| - Millones de Quetzales - | ||||||||||||
| Tipo de cambio: | 7.623940 | |||||||||||
| BANCO DE GUATEMALA | BANCOS DEL SISTEMA | PANORAMA MONETARIO | ||||||||||
| Concepto | VARIACIÓN | VARIACIÓN | VARIACIÓN | |||||||||
| 30/7/2026 | 6/8/2026 | ABSOLUTA | RELATIVA | 30/7/2026 | 6/8/2026 | ABSOLUTA | RELATIVA | 30/7/2026 | 6/8/2026 | ABSOLUTA | RELATIVA | |
| I. MONETIZACION EXTERNA | 253,898.4 | 256,578.2 | 2,679.8 | 1.1 | -43,995.3 | -46,281.4 | -2,286.1 | 5.2 | 209,903.1 | 210,296.8 | 393.7 | 0.2 |
| 1. Activo externo 1/ | 253,898.4 | 256,578.2 | 2,679.8 | 1.1 | 10,411.6 | 8,320.0 | -2,091.6 | -20.1 | 264,310.0 | 264,898.3 | 588.3 | 0.2 |
| 2. Pasivo externo | 0.0 | 0.0 | 0.0 | 0.0 | -54,406.8 | -54,601.5 | -194.7 | 0.4 | -54,406.8 | -54,601.5 | -194.7 | 0.4 |
| II. ACTIVOS INTERNOS NETOS | -140,929.5 | -143,770.1 | -2,840.6 | 2.0 | 503,672.8 | 504,734.0 | 1,061.2 | 0.2 | 352,498.0 | 351,137.6 | -1,360.4 | -0.4 |
| 1. Posición neta con el sector público | -10,142.8 | -15,154.8 | -5,012.0 | 49.4 | 35,696.7 | 40,550.4 | 4,853.7 | 13.6 | 25,553.9 | 25,395.6 | -158.3 | -0.6 |
| 2. Crédito al sector privado | 0.0 | 0.0 | 0.0 | 0.0 | 425,958.1 | 426,755.3 | 797.2 | 0.2 | 425,958.1 | 426,755.3 | 797.2 | 0.2 |
| 2.2 En moneda nacional | 0.0 | 0.0 | 0.0 | 0.0 | 313,912.6 | 314,091.4 | 178.8 | 0.1 | 313,912.6 | 314,091.4 | 178.8 | 0.1 |
| 2.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 112,045.5 | 112,663.9 | 618.4 | 0.6 | 112,045.5 | 112,663.9 | 618.4 | 0.6 |
| 3. Posición con bancos y financieras M/N | -95,311.7 | -90,066.1 | 5,245.6 | -5.5 | 106,165.7 | 100,451.0 | -5,714.7 | -5.4 | 608.7 | 558.6 | -50.1 | -8.2 |
| 3.1 Crédito a bancos y financieras | 2,058.1 | 2,058.1 | 0.0 | 0.0 | -1,245.6 | -1,295.6 | -50.0 | 4.0 | 812.5 | 762.5 | -50.0 | -6.2 |
| 3.2 Encaje | -54,281.1 | -56,943.4 | -2,662.3 | 4.9 | 64,512.3 | 66,755.7 | 2,243.4 | 3.5 | -14.1 | -14.0 | 0.1 | -0.7 |
| 3.2.1 Depósitos No Remunerados | -51,691.8 | -54,340.3 | -2,648.5 | 5.1 | 61,923.0 | 64,152.6 | 2,229.6 | 3.6 | -14.1 | -14.0 | 0.1 | -0.7 |
| 3.2.2 Depósitos Remunerados | -2,589.3 | -2,603.1 | -13.8 | 0.5 | 2,589.3 | 2,603.1 | 13.8 | 0.5 | 0.0 | 0.0 | 0.0 | 0.0 |
| 3.3 Operaciones de estabilización | -43,088.7 | -35,180.7 | 7,908.0 | -18.4 | 42,899.0 | 34,990.8 | -7,908.2 | -18.4 | -189.7 | -189.9 | -0.2 | 0.1 |
| 3.4 BEST | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4. Posición con bancos y financieras M/E | -9,606.9 | -11,394.6 | -1,787.7 | 18.6 | 10,057.7 | 11,845.7 | 1,788.0 | 17.8 | 450.8 | 451.1 | 0.3 | 0.1 |
| 4.1 Crédito a bancos y financieras | 0.0 | 0.0 | 0.0 | 0.0 | 459.4 | 459.8 | 0.4 | 0.1 | 459.4 | 459.8 | 0.4 | 0.1 |
| 4.2 Encaje | -9,606.9 | -11,394.6 | -1,787.7 | 18.6 | 9,598.3 | 11,386.0 | 1,787.7 | 18.6 | -8.7 | -8.6 | 0.1 | -1.1 |
| 4.2.1 Depósitos No Remunerados | -9,157.3 | -10,947.3 | -1,790.0 | 19.5 | 9,148.6 | 10,938.7 | 1,790.1 | 19.6 | -8.7 | -8.6 | 0.1 | -1.1 |
| 4.2.2 Depósitos Remunerados | -449.7 | -447.2 | 2.5 | -0.6 | 449.7 | 447.2 | -2.5 | -0.6 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4.3 Operaciones de estabilización | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4.4 BEST | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 5. Otros activos netos | 9,987.5 | 8,944.2 | -1,043.3 | -10.4 | -70,004.3 | -70,743.9 | -739.6 | 1.1 | -60,016.7 | -61,799.8 | -1,783.1 | 3.0 |
| 6. Obligaciones de mediano y largo plazo | 0.0 | 0.0 | 0.0 | 0.0 | -4,201.1 | -4,124.5 | 76.6 | -1.8 | -4,201.1 | -4,124.5 | 76.6 | -1.8 |
| 7. BEST sector no bancario | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 8. Operaciones de estabilización sector no bancario | -35,855.6 | -36,098.8 | -243.2 | 0.7 | 0.0 | 0.0 | 0.0 | 0.0 | -35,855.6 | -36,098.8 | -243.2 | 0.7 |
| 8.1 En moneda nacional | -35,855.6 | -36,098.8 | -243.2 | 0.7 | 0.0 | 0.0 | 0.0 | 0.0 | -35,855.6 | -36,098.8 | -243.2 | 0.7 |
| 8.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| III. OBLIGACIONES MONETARIAS | 112,968.8 | 112,808.2 | -160.6 | -0.1 | 459,677.6 | 458,452.6 | -1,225.0 | -0.3 | 562,401.1 | 561,434.4 | -966.7 | -0.2 |
| IV. EMISION MONETARIA | 112,968.8 | 112,808.2 | -160.6 | -0.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1. Numerario en circulación | 102,723.6 | 102,981.9 | 258.3 | 0.3 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2. Caja de bancos y financieras | 10,245.3 | 9,826.3 | -419.0 | -4.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| V. MEDIO CIRCULANTE EN M/N | 102,723.6 | 102,981.9 | 258.3 | 0.3 | 117,976.1 | 115,805.6 | -2,170.5 | -1.8 | 220,699.6 | 218,787.5 | -1,912.1 | -0.9 |
| 1. Numerario en circulación | 102,723.6 | 102,981.9 | 258.3 | 0.3 | 0.0 | 0.0 | 0.0 | 0.0 | 102,723.6 | 102,981.9 | 258.3 | 0.3 |
| 2. Depósitos monetarios | 0.0 | 0.0 | 0.0 | 0.0 | 117,976.1 | 115,805.6 | -2,170.5 | -1.8 | 117,976.1 | 115,805.6 | -2,170.5 | -1.8 |
| VI. CUASIDINERO EN M/N 2/ | 0.0 | 0.0 | 0.0 | 0.0 | 255,185.0 | 256,518.6 | 1,333.6 | 0.5 | 255,185.0 | 256,518.6 | 1,333.6 | 0.5 |
| VII. MEDIOS DE PAGO EN M/N | 102,723.6 | 102,981.9 | 258.3 | 0.3 | 373,161.0 | 372,324.2 | -836.8 | -0.2 | 475,884.6 | 475,306.1 | -578.5 | -0.1 |
| VIII. DEPOSITOS MONETARIOS EN M/E | 0.0 | 0.0 | 0.0 | 0.0 | 30,839.6 | 30,405.2 | -434.4 | -1.4 | 30,839.6 | 30,405.2 | -434.4 | -1.4 |
| IX. CUASIDINERO EN M/E 3/ | 0.0 | 0.0 | 0.0 | 0.0 | 55,677.0 | 55,723.2 | 46.2 | 0.1 | 55,677.0 | 55,723.2 | 46.2 | 0.1 |
| X. MEDIOS DE PAGO EN M/E | 0.0 | 0.0 | 0.0 | 0.0 | 86,516.5 | 86,128.4 | -388.1 | -0.4 | 86,516.5 | 86,128.4 | -388.1 | -0.4 |
| XI. MEDIOS DE PAGO TOTALES | 102,723.6 | 102,981.9 | 258.3 | 0.3 | 459,677.6 | 458,452.6 | -1,225.0 | -0.3 | 562,401.1 | 561,434.4 | -966.7 | -0.2 |
| 1/ En el caso de los bancos incluye caja M/E | -.- | -.- | -.- | -.- | 734.2 | 713.3 | -20.9 | -2.8 | -.- | -.- | -.- | -.- |
| 2/ Incluye Oblig. Financ. en circulación M/N | -.- | -.- | -.- | -.- | 1,579.0 | 2,559.6 | 980.6 | 62.1 | -.- | -.- | -.- | -.- |
| 3/ Incluye Oblig. Financ. en circulación M/E | -.- | -.- | -.- | -.- | 12,028.2 | 12,045.2 | 17.0 | 0.1 | -.- | -.- | -.- | -.- |