| BANCO DE GUATEMALA | ||||||||||||
| Cuadro 4 | ||||||||||||
| PANORAMA MONETARIO | ||||||||||||
| TIPO EMISIÓN SEMANAL | ||||||||||||
| Del 18 al 25 de junio de 2026 | ||||||||||||
| - Millones de Quetzales - | ||||||||||||
| Tipo de cambio: | 7.623130 | |||||||||||
| BANCO DE GUATEMALA | BANCOS DEL SISTEMA | PANORAMA MONETARIO | ||||||||||
| Concepto | VARIACIÓN | VARIACIÓN | VARIACIÓN | |||||||||
| 18/6/2026 | 25/6/2026 | ABSOLUTA | RELATIVA | 18/6/2026 | 25/6/2026 | ABSOLUTA | RELATIVA | 18/6/2026 | 25/6/2026 | ABSOLUTA | RELATIVA | |
| I. MONETIZACION EXTERNA | 254,334.6 | 251,594.0 | -2,740.6 | -1.1 | -42,922.2 | -41,375.9 | 1,546.3 | -3.6 | 211,412.4 | 210,218.2 | -1,194.2 | -0.6 |
| 1. Activo externo 1/ | 254,334.6 | 251,594.0 | -2,740.6 | -1.1 | 9,430.5 | 11,131.4 | 1,700.9 | 18.0 | 263,765.1 | 262,725.4 | -1,039.7 | -0.4 |
| 2. Pasivo externo | 0.0 | 0.0 | 0.0 | 0.0 | -52,352.8 | -52,507.2 | -154.4 | 0.3 | -52,352.8 | -52,507.2 | -154.4 | 0.3 |
| II. ACTIVOS INTERNOS NETOS | -143,812.8 | -139,287.9 | 4,524.9 | -3.1 | 497,149.3 | 500,589.6 | 3,440.3 | 0.7 | 343,569.3 | 349,957.9 | 6,388.6 | 1.9 |
| 1. Posición neta con el sector público | -16,198.2 | -12,935.2 | 3,263.0 | -20.1 | 37,304.6 | 37,012.2 | -292.4 | -0.8 | 21,106.5 | 24,077.0 | 2,970.5 | 14.1 |
| 2. Crédito al sector privado | 0.0 | 0.0 | 0.0 | 0.0 | 421,896.3 | 423,139.0 | 1,242.7 | 0.3 | 421,896.3 | 423,139.0 | 1,242.7 | 0.3 |
| 2.2 En moneda nacional | 0.0 | 0.0 | 0.0 | 0.0 | 311,329.4 | 312,713.3 | 1,383.9 | 0.4 | 311,329.4 | 312,713.3 | 1,383.9 | 0.4 |
| 2.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 110,566.9 | 110,425.7 | -141.2 | -0.1 | 110,566.9 | 110,425.7 | -141.2 | -0.1 |
| 3. Posición con bancos y financieras M/N | -89,354.3 | -90,742.4 | -1,388.1 | 1.6 | 99,731.5 | 102,701.4 | 2,969.9 | 3.0 | 610.1 | 615.3 | 5.2 | 0.9 |
| 3.1 Crédito a bancos y financieras | 2,058.1 | 2,058.1 | 0.0 | 0.0 | -1,240.4 | -1,240.4 | 0.0 | 0.0 | 817.7 | 817.7 | 0.0 | 0.0 |
| 3.2 Encaje | -56,008.2 | -55,161.2 | 847.0 | -1.5 | 65,756.3 | 66,491.3 | 735.0 | 1.1 | -19.0 | -13.6 | 5.4 | -28.4 |
| 3.2.1 Depósitos No Remunerados | -53,463.7 | -52,605.1 | 858.6 | -1.6 | 63,211.9 | 63,935.2 | 723.3 | 1.1 | -19.0 | -13.6 | 5.4 | -28.4 |
| 3.2.2 Depósitos Remunerados | -2,544.5 | -2,556.1 | -11.6 | 0.5 | 2,544.5 | 2,556.1 | 11.6 | 0.5 | 0.0 | 0.0 | 0.0 | 0.0 |
| 3.3 Operaciones de estabilización | -35,404.2 | -37,639.3 | -2,235.1 | 6.3 | 35,215.6 | 37,450.5 | 2,234.9 | 6.3 | -188.6 | -188.8 | -0.2 | 0.1 |
| 3.4 BEST | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4. Posición con bancos y financieras M/E | -11,658.6 | -10,476.4 | 1,182.2 | -10.1 | 12,110.3 | 10,926.4 | -1,183.9 | -9.8 | 451.7 | 450.0 | -1.7 | -0.4 |
| 4.1 Crédito a bancos y financieras | 0.0 | 0.0 | 0.0 | 0.0 | 459.6 | 459.6 | 0.0 | 0.0 | 459.6 | 459.6 | 0.0 | 0.0 |
| 4.2 Encaje | -11,658.6 | -10,476.4 | 1,182.2 | -10.1 | 11,650.7 | 10,466.8 | -1,183.9 | -10.2 | -7.9 | -9.7 | -1.8 | 22.8 |
| 4.2.1 Depósitos No Remunerados | -11,208.7 | -10,022.4 | 1,186.3 | -10.6 | 11,200.8 | 10,012.8 | -1,188.0 | -10.6 | -7.9 | -9.7 | -1.8 | 22.8 |
| 4.2.2 Depósitos Remunerados | -449.9 | -454.0 | -4.1 | 0.9 | 449.9 | 454.0 | 4.1 | 0.9 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4.3 Operaciones de estabilización | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4.4 BEST | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 5. Otros activos netos | 9,360.0 | 10,335.9 | 975.9 | 10.4 | -69,670.9 | -68,995.9 | 675.0 | -1.0 | -60,310.8 | -58,660.0 | 1,650.8 | -2.7 |
| 6. Obligaciones de mediano y largo plazo | 0.0 | 0.0 | 0.0 | 0.0 | -4,222.7 | -4,193.5 | 29.2 | -0.7 | -4,222.7 | -4,193.5 | 29.2 | -0.7 |
| 7. BEST sector no bancario | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 8. Operaciones de estabilización sector no bancario | -35,961.7 | -35,469.8 | 491.9 | -1.4 | 0.0 | 0.0 | 0.0 | 0.0 | -35,961.7 | -35,469.8 | 491.9 | -1.4 |
| 8.1 En moneda nacional | -35,961.7 | -35,469.8 | 491.9 | -1.4 | 0.0 | 0.0 | 0.0 | 0.0 | -35,961.7 | -35,469.8 | 491.9 | -1.4 |
| 8.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| III. OBLIGACIONES MONETARIAS | 110,521.8 | 112,306.1 | 1,784.3 | 1.6 | 454,227.0 | 459,213.7 | 4,986.7 | 1.1 | 554,981.7 | 560,176.1 | 5,194.4 | 0.9 |
| IV. EMISION MONETARIA | 110,521.8 | 112,306.1 | 1,784.3 | 1.6 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1. Numerario en circulación | 100,754.7 | 100,962.4 | 207.7 | 0.2 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2. Caja de bancos y financieras | 9,767.2 | 11,343.7 | 1,576.5 | 16.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| V. MEDIO CIRCULANTE EN M/N | 100,754.7 | 100,962.4 | 207.7 | 0.2 | 115,426.8 | 120,172.6 | 4,745.8 | 4.1 | 216,181.5 | 221,134.9 | 4,953.4 | 2.3 |
| 1. Numerario en circulación | 100,754.7 | 100,962.4 | 207.7 | 0.2 | 0.0 | 0.0 | 0.0 | 0.0 | 100,754.7 | 100,962.4 | 207.7 | 0.2 |
| 2. Depósitos monetarios | 0.0 | 0.0 | 0.0 | 0.0 | 115,426.8 | 120,172.6 | 4,745.8 | 4.1 | 115,426.8 | 120,172.6 | 4,745.8 | 4.1 |
| VI. CUASIDINERO EN M/N 2/ | 0.0 | 0.0 | 0.0 | 0.0 | 250,472.2 | 251,448.2 | 976.0 | 0.4 | 250,472.2 | 251,448.2 | 976.0 | 0.4 |
| VII. MEDIOS DE PAGO EN M/N | 100,754.7 | 100,962.4 | 207.7 | 0.2 | 365,899.1 | 371,620.8 | 5,721.7 | 1.6 | 466,653.7 | 472,583.1 | 5,929.4 | 1.3 |
| VIII. DEPOSITOS MONETARIOS EN M/E | 0.0 | 0.0 | 0.0 | 0.0 | 33,084.5 | 31,411.1 | -1,673.4 | -5.1 | 33,084.5 | 31,411.1 | -1,673.4 | -5.1 |
| IX. CUASIDINERO EN M/E 3/ | 0.0 | 0.0 | 0.0 | 0.0 | 55,243.5 | 56,181.9 | 938.4 | 1.7 | 55,243.5 | 56,181.9 | 938.4 | 1.7 |
| X. MEDIOS DE PAGO EN M/E | 0.0 | 0.0 | 0.0 | 0.0 | 88,327.9 | 87,592.9 | -735.0 | -0.8 | 88,327.9 | 87,592.9 | -735.0 | -0.8 |
| XI. MEDIOS DE PAGO TOTALES | 100,754.7 | 100,962.4 | 207.7 | 0.2 | 454,227.0 | 459,213.7 | 4,986.7 | 1.1 | 554,981.7 | 560,176.1 | 5,194.4 | 0.9 |
| 1/ En el caso de los bancos incluye caja M/E | -.- | -.- | -.- | -.- | 707.7 | 707.9 | 0.2 | 0.0 | -.- | -.- | -.- | -.- |
| 2/ Incluye Oblig. Financ. en circulación M/N | -.- | -.- | -.- | -.- | 1,504.7 | 1,501.0 | -3.7 | -0.2 | -.- | -.- | -.- | -.- |
| 3/ Incluye Oblig. Financ. en circulación M/E | -.- | -.- | -.- | -.- | 11,928.9 | 11,940.3 | 11.4 | 0.1 | -.- | -.- | -.- | -.- |