| BANCO DE GUATEMALA | ||||||||||||
| Cuadro 4 | ||||||||||||
| PANORAMA MONETARIO | ||||||||||||
| TIPO EMISIÓN SEMANAL | ||||||||||||
| Del 9 al 16 de julio de 2026 | ||||||||||||
| - Millones de Quetzales - | ||||||||||||
| Tipo de cambio: | 7.620910 | |||||||||||
| BANCO DE GUATEMALA | BANCOS DEL SISTEMA | PANORAMA MONETARIO | ||||||||||
| Concepto | VARIACIÓN | VARIACIÓN | VARIACIÓN | |||||||||
| 9/7/2026 | 16/7/2026 | ABSOLUTA | RELATIVA | 9/7/2026 | 16/7/2026 | ABSOLUTA | RELATIVA | 9/7/2026 | 16/7/2026 | ABSOLUTA | RELATIVA | |
| I. MONETIZACION EXTERNA | 253,266.9 | 253,671.1 | 404.2 | 0.2 | -44,347.3 | -43,185.5 | 1,161.8 | -2.6 | 208,919.6 | 210,485.6 | 1,566.0 | 0.7 |
| 1. Activo externo 1/ | 253,266.9 | 253,671.1 | 404.2 | 0.2 | 8,135.1 | 8,397.6 | 262.5 | 3.2 | 261,402.0 | 262,068.7 | 666.7 | 0.3 |
| 2. Pasivo externo | 0.0 | 0.0 | 0.0 | 0.0 | -52,482.4 | -51,583.1 | 899.3 | -1.7 | -52,482.4 | -51,583.1 | 899.3 | -1.7 |
| II. ACTIVOS INTERNOS NETOS | -141,589.0 | -141,305.9 | 283.1 | -0.2 | 500,886.8 | 501,183.3 | 296.5 | 0.1 | 348,820.9 | 350,075.6 | 1,254.7 | 0.4 |
| 1. Posición neta con el sector público | -13,283.8 | -10,964.4 | 2,319.4 | -17.5 | 37,818.4 | 36,890.7 | -927.7 | -2.5 | 24,534.6 | 25,926.3 | 1,391.7 | 5.7 |
| 2. Crédito al sector privado | 0.0 | 0.0 | 0.0 | 0.0 | 422,142.6 | 423,290.0 | 1,147.4 | 0.3 | 422,142.6 | 423,290.0 | 1,147.4 | 0.3 |
| 2.2 En moneda nacional | 0.0 | 0.0 | 0.0 | 0.0 | 310,730.7 | 311,451.2 | 720.5 | 0.2 | 310,730.7 | 311,451.2 | 720.5 | 0.2 |
| 2.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 111,411.9 | 111,838.7 | 426.8 | 0.4 | 111,411.9 | 111,838.7 | 426.8 | 0.4 |
| 3. Posición con bancos y financieras M/N | -91,402.9 | -93,656.5 | -2,253.6 | 2.5 | 102,492.1 | 104,073.2 | 1,581.1 | 1.5 | 612.2 | 614.8 | 2.6 | 0.4 |
| 3.1 Crédito a bancos y financieras | 2,058.1 | 2,058.1 | 0.0 | 0.0 | -1,240.4 | -1,240.4 | 0.0 | 0.0 | 817.7 | 817.7 | 0.0 | 0.0 |
| 3.2 Encaje | -56,097.4 | -56,627.4 | -530.0 | 0.9 | 66,558.0 | 66,415.7 | -142.3 | -0.2 | -16.3 | -13.6 | 2.7 | -16.6 |
| 3.2.1 Depósitos No Remunerados | -53,518.7 | -54,058.3 | -539.6 | 1.0 | 63,979.3 | 63,846.6 | -132.7 | -0.2 | -16.3 | -13.6 | 2.7 | -16.6 |
| 3.2.2 Depósitos Remunerados | -2,578.7 | -2,569.1 | 9.6 | -0.4 | 2,578.7 | 2,569.1 | -9.6 | -0.4 | 0.0 | 0.0 | 0.0 | 0.0 |
| 3.3 Operaciones de estabilización | -37,363.6 | -39,087.2 | -1,723.6 | 4.6 | 37,174.5 | 38,897.9 | 1,723.4 | 4.6 | -189.1 | -189.3 | -0.2 | 0.1 |
| 3.4 BEST | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4. Posición con bancos y financieras M/E | -11,291.7 | -10,854.0 | 437.7 | -3.9 | 11,742.2 | 11,305.2 | -437.0 | -3.7 | 450.5 | 451.1 | 0.6 | 0.1 |
| 4.1 Crédito a bancos y financieras | 0.0 | 0.0 | 0.0 | 0.0 | 459.4 | 459.4 | 0.0 | 0.0 | 459.4 | 459.4 | 0.0 | 0.0 |
| 4.2 Encaje | -11,291.7 | -10,854.0 | 437.7 | -3.9 | 11,282.7 | 10,845.8 | -436.9 | -3.9 | -8.9 | -8.3 | 0.6 | -6.7 |
| 4.2.1 Depósitos No Remunerados | -10,845.7 | -10,409.0 | 436.7 | -4.0 | 10,836.8 | 10,400.7 | -436.1 | -4.0 | -8.9 | -8.3 | 0.6 | -6.7 |
| 4.2.2 Depósitos Remunerados | -445.9 | -445.0 | 0.9 | -0.2 | 445.9 | 445.0 | -0.9 | -0.2 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4.3 Operaciones de estabilización | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4.4 BEST | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 5. Otros activos netos | 10,179.0 | 9,977.6 | -201.4 | -2.0 | -69,137.8 | -70,264.3 | -1,126.5 | 1.6 | -58,958.8 | -60,286.7 | -1,327.9 | 2.3 |
| 6. Obligaciones de mediano y largo plazo | 0.0 | 0.0 | 0.0 | 0.0 | -4,170.6 | -4,111.4 | 59.2 | -1.4 | -4,170.6 | -4,111.4 | 59.2 | -1.4 |
| 7. BEST sector no bancario | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 8. Operaciones de estabilización sector no bancario | -35,789.6 | -35,808.5 | -18.9 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | -35,789.6 | -35,808.5 | -18.9 | 0.1 |
| 8.1 En moneda nacional | -35,789.6 | -35,808.5 | -18.9 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | -35,789.6 | -35,808.5 | -18.9 | 0.1 |
| 8.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| III. OBLIGACIONES MONETARIAS | 111,677.9 | 112,365.3 | 687.4 | 0.6 | 456,539.5 | 457,997.8 | 1,458.3 | 0.3 | 557,740.5 | 560,561.2 | 2,820.7 | 0.5 |
| IV. EMISION MONETARIA | 111,677.9 | 112,365.3 | 687.4 | 0.6 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1. Numerario en circulación | 101,201.0 | 102,563.3 | 1,362.3 | 1.3 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2. Caja de bancos y financieras | 10,476.9 | 9,801.9 | -675.0 | -6.4 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| V. MEDIO CIRCULANTE EN M/N | 101,201.0 | 102,563.3 | 1,362.3 | 1.3 | 117,334.4 | 117,051.1 | -283.3 | -0.2 | 218,535.4 | 219,614.4 | 1,079.0 | 0.5 |
| 1. Numerario en circulación | 101,201.0 | 102,563.3 | 1,362.3 | 1.3 | 0.0 | 0.0 | 0.0 | 0.0 | 101,201.0 | 102,563.3 | 1,362.3 | 1.3 |
| 2. Depósitos monetarios | 0.0 | 0.0 | 0.0 | 0.0 | 117,334.4 | 117,051.1 | -283.3 | -0.2 | 117,334.4 | 117,051.1 | -283.3 | -0.2 |
| VI. CUASIDINERO EN M/N 2/ | 0.0 | 0.0 | 0.0 | 0.0 | 252,397.8 | 253,619.4 | 1,221.6 | 0.5 | 252,397.8 | 253,619.4 | 1,221.6 | 0.5 |
| VII. MEDIOS DE PAGO EN M/N | 101,201.0 | 102,563.3 | 1,362.3 | 1.3 | 369,732.2 | 370,670.5 | 938.3 | 0.3 | 470,933.2 | 473,233.8 | 2,300.6 | 0.5 |
| VIII. DEPOSITOS MONETARIOS EN M/E | 0.0 | 0.0 | 0.0 | 0.0 | 31,245.0 | 31,486.0 | 241.0 | 0.8 | 31,245.0 | 31,486.0 | 241.0 | 0.8 |
| IX. CUASIDINERO EN M/E 3/ | 0.0 | 0.0 | 0.0 | 0.0 | 55,562.3 | 55,841.3 | 279.0 | 0.5 | 55,562.3 | 55,841.3 | 279.0 | 0.5 |
| X. MEDIOS DE PAGO EN M/E | 0.0 | 0.0 | 0.0 | 0.0 | 86,807.3 | 87,327.3 | 520.0 | 0.6 | 86,807.3 | 87,327.3 | 520.0 | 0.6 |
| XI. MEDIOS DE PAGO TOTALES | 101,201.0 | 102,563.3 | 1,362.3 | 1.3 | 456,539.5 | 457,997.8 | 1,458.3 | 0.3 | 557,740.5 | 560,561.1 | 2,820.6 | 0.5 |
| 1/ En el caso de los bancos incluye caja M/E | -.- | -.- | -.- | -.- | 659.8 | 673.5 | 13.7 | 2.1 | -.- | -.- | -.- | -.- |
| 2/ Incluye Oblig. Financ. en circulación M/N | -.- | -.- | -.- | -.- | 1,486.4 | 1,588.5 | 102.1 | 6.9 | -.- | -.- | -.- | -.- |
| 3/ Incluye Oblig. Financ. en circulación M/E | -.- | -.- | -.- | -.- | 11,943.7 | 12,004.7 | 61.0 | 0.5 | -.- | -.- | -.- | -.- |