| BANCO DE GUATEMALA | ||||||||||||
| Cuadro 4 | ||||||||||||
| PANORAMA MONETARIO | ||||||||||||
| TIPO EMISIÓN SEMANAL | ||||||||||||
| Del 5 al 12 de marzo de 2026 | ||||||||||||
| - Millones de Quetzales - | ||||||||||||
| Tipo de cambio: | 7.660500 | |||||||||||
| BANCO DE GUATEMALA | BANCOS DEL SISTEMA | PANORAMA MONETARIO | ||||||||||
| Concepto | VARIACIÓN | VARIACIÓN | VARIACIÓN | |||||||||
| 5/3/2026 | 12/3/2026 | ABSOLUTA | RELATIVA | 5/3/2026 | 12/3/2026 | ABSOLUTA | RELATIVA | 5/3/2026 | 12/3/2026 | ABSOLUTA | RELATIVA | |
| I. MONETIZACION EXTERNA | 255,233.2 | 255,168.9 | -64.3 | 0.0 | -42,015.8 | -41,572.8 | 443.0 | -1.1 | 213,217.4 | 213,596.1 | 378.7 | 0.2 |
| 1. Activo externo 1/ | 255,233.2 | 255,168.9 | -64.3 | 0.0 | 12,486.0 | 12,890.7 | 404.7 | 3.2 | 267,719.2 | 268,059.6 | 340.4 | 0.1 |
| 2. Pasivo externo | 0.0 | 0.0 | 0.0 | 0.0 | -54,501.9 | -54,463.5 | 38.4 | -0.1 | -54,501.9 | -54,463.5 | 38.4 | -0.1 |
| II. ACTIVOS INTERNOS NETOS | -145,640.6 | -145,526.7 | 113.9 | -0.1 | 484,826.9 | 486,646.2 | 1,819.3 | 0.4 | 329,437.4 | 330,889.8 | 1,452.4 | 0.4 |
| 1. Posición neta con el sector público | -16,969.3 | -15,947.8 | 1,021.5 | -6.0 | 33,977.6 | 33,873.3 | -104.3 | -0.3 | 17,008.3 | 17,925.5 | 917.2 | 5.4 |
| 2. Crédito al sector privado | 0.0 | 0.0 | 0.0 | 0.0 | 410,291.4 | 411,679.0 | 1,387.6 | 0.3 | 410,291.4 | 411,679.0 | 1,387.6 | 0.3 |
| 2.2 En moneda nacional | 0.0 | 0.0 | 0.0 | 0.0 | 302,779.4 | 303,680.5 | 901.1 | 0.3 | 302,779.4 | 303,680.5 | 901.1 | 0.3 |
| 2.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 107,512.0 | 107,998.5 | 486.5 | 0.5 | 107,512.0 | 107,998.5 | 486.5 | 0.5 |
| 3. Posición con bancos y financieras M/N | -88,863.0 | -89,685.1 | -822.1 | 0.9 | 99,230.0 | 100,532.6 | 1,302.6 | 1.3 | 618.1 | 617.7 | -0.4 | -0.1 |
| 3.1 Crédito a bancos y financieras | 2,058.1 | 2,058.1 | 0.0 | 0.0 | -1,240.4 | -1,240.4 | 0.0 | 0.0 | 817.7 | 817.7 | 0.0 | 0.0 |
| 3.2 Encaje | -55,339.6 | -55,135.6 | 204.0 | -0.4 | 65,074.8 | 65,351.4 | 276.6 | 0.4 | -13.8 | -14.0 | -0.2 | 1.4 |
| 3.2.1 Depósitos No Remunerados | -52,855.9 | -52,651.3 | 204.6 | -0.4 | 62,591.0 | 62,867.1 | 276.1 | 0.4 | -13.8 | -14.0 | -0.2 | 1.4 |
| 3.2.2 Depósitos Remunerados | -2,483.7 | -2,484.2 | -0.5 | 0.0 | 2,483.7 | 2,484.2 | 0.5 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 3.3 Operaciones de estabilización | -35,581.4 | -36,607.6 | -1,026.2 | 2.9 | 35,395.6 | 36,421.6 | 1,026.0 | 2.9 | -185.8 | -186.0 | -0.2 | 0.1 |
| 3.4 BEST | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4. Posición con bancos y financieras M/E | -12,496.1 | -12,426.9 | 69.2 | -0.6 | 12,871.4 | 12,800.9 | -70.5 | -0.5 | 375.3 | 374.0 | -1.3 | -0.3 |
| 4.1 Crédito a bancos y financieras | 0.0 | 0.0 | 0.0 | 0.0 | 383.2 | 383.2 | 0.0 | 0.0 | 383.2 | 383.2 | 0.0 | 0.0 |
| 4.2 Encaje | -12,496.1 | -12,426.9 | 69.2 | -0.6 | 12,488.2 | 12,417.6 | -70.6 | -0.6 | -8.0 | -9.2 | -1.2 | 15.0 |
| 4.2.1 Depósitos No Remunerados | -12,039.1 | -11,974.5 | 64.6 | -0.5 | 12,031.1 | 11,965.3 | -65.8 | -0.5 | -8.0 | -9.2 | -1.2 | 15.0 |
| 4.2.2 Depósitos Remunerados | -457.0 | -452.3 | 4.7 | -1.0 | 457.0 | 452.3 | -4.7 | -1.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4.3 Operaciones de estabilización | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4.4 BEST | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 5. Otros activos netos | 5,593.7 | 5,577.7 | -16.0 | -0.3 | -67,470.0 | -67,712.9 | -242.9 | 0.4 | -61,876.3 | -62,135.2 | -258.9 | 0.4 |
| 6. Obligaciones de mediano y largo plazo | 0.0 | 0.0 | 0.0 | 0.0 | -4,073.5 | -4,526.7 | -453.2 | 11.1 | -4,073.5 | -4,526.7 | -453.2 | 11.1 |
| 7. BEST sector no bancario | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 8. Operaciones de estabilización sector no bancario | -32,905.9 | -33,044.6 | -138.7 | 0.4 | 0.0 | 0.0 | 0.0 | 0.0 | -32,905.9 | -33,044.6 | -138.7 | 0.4 |
| 8.1 En moneda nacional | -32,905.9 | -33,044.6 | -138.7 | 0.4 | 0.0 | 0.0 | 0.0 | 0.0 | -32,905.9 | -33,044.6 | -138.7 | 0.4 |
| 8.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| III. OBLIGACIONES MONETARIAS | 109,592.6 | 109,642.3 | 49.7 | 0.0 | 442,811.1 | 445,073.4 | 2,262.3 | 0.5 | 542,654.8 | 544,485.9 | 1,831.1 | 0.3 |
| IV. EMISION MONETARIA | 109,592.6 | 109,642.3 | 49.7 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1. Numerario en circulación | 99,843.7 | 99,412.5 | -431.2 | -0.4 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2. Caja de bancos y financieras | 9,748.9 | 10,229.8 | 480.9 | 4.9 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| V. MEDIO CIRCULANTE EN M/N | 99,843.7 | 99,412.5 | -431.2 | -0.4 | 112,115.7 | 112,644.4 | 528.7 | 0.5 | 211,959.3 | 212,056.9 | 97.6 | 0.0 |
| 1. Numerario en circulación | 99,843.7 | 99,412.5 | -431.2 | -0.4 | 0.0 | 0.0 | 0.0 | 0.0 | 99,843.7 | 99,412.5 | -431.2 | -0.4 |
| 2. Depósitos monetarios | 0.0 | 0.0 | 0.0 | 0.0 | 112,115.7 | 112,644.4 | 528.7 | 0.5 | 112,115.7 | 112,644.4 | 528.7 | 0.5 |
| VI. CUASIDINERO EN M/N 2/ | 0.0 | 0.0 | 0.0 | 0.0 | 243,077.1 | 244,803.0 | 1,725.9 | 0.7 | 243,077.1 | 244,803.0 | 1,725.9 | 0.7 |
| VII. MEDIOS DE PAGO EN M/N | 99,843.7 | 99,412.5 | -431.2 | -0.4 | 355,192.8 | 357,447.4 | 2,254.6 | 0.6 | 455,036.4 | 456,859.9 | 1,823.5 | 0.4 |
| VIII. DEPOSITOS MONETARIOS EN M/E | 0.0 | 0.0 | 0.0 | 0.0 | 32,424.2 | 32,505.9 | 81.7 | 0.3 | 32,424.2 | 32,505.9 | 81.7 | 0.3 |
| IX. CUASIDINERO EN M/E 3/ | 0.0 | 0.0 | 0.0 | 0.0 | 55,194.1 | 55,120.1 | -74.0 | -0.1 | 55,194.1 | 55,120.1 | -74.0 | -0.1 |
| X. MEDIOS DE PAGO EN M/E | 0.0 | 0.0 | 0.0 | 0.0 | 87,618.3 | 87,626.0 | 7.7 | 0.0 | 87,618.3 | 87,626.0 | 7.7 | 0.0 |
| XI. MEDIOS DE PAGO TOTALES | 99,843.7 | 99,412.5 | -431.2 | -0.4 | 442,811.1 | 445,073.4 | 2,262.3 | 0.5 | 542,654.8 | 544,485.9 | 1,831.1 | 0.3 |
| 1/ En el caso de los bancos incluye caja M/E | -.- | -.- | -.- | -.- | 750.7 | 780.1 | 29.4 | 3.9 | -.- | -.- | -.- | -.- |
| 2/ Incluye Oblig. Financ. en circulación M/N | -.- | -.- | -.- | -.- | 1,265.0 | 1,287.6 | 22.6 | 1.8 | -.- | -.- | -.- | -.- |
| 3/ Incluye Oblig. Financ. en circulación M/E | -.- | -.- | -.- | -.- | 11,628.1 | 11,643.9 | 15.8 | 0.1 | -.- | -.- | -.- | -.- |