| BANCO DE GUATEMALA | ||||||||||||
| Cuadro 4 | ||||||||||||
| PANORAMA MONETARIO | ||||||||||||
| TIPO EMISIÓN SEMANAL | ||||||||||||
| Del 26 de marzo de 2026 al 2 de abril de 2026 | ||||||||||||
| - Millones de Quetzales - | ||||||||||||
| Tipo de cambio: | 7.641210 | |||||||||||
| BANCO DE GUATEMALA | BANCOS DEL SISTEMA | PANORAMA MONETARIO | ||||||||||
| Concepto | VARIACIÓN | VARIACIÓN | VARIACIÓN | |||||||||
| 26/3/2026 | 2/4/2026 | ABSOLUTA | RELATIVA | 26/3/2026 | 2/4/2026 | ABSOLUTA | RELATIVA | 26/3/2026 | 2/4/2026 | ABSOLUTA | RELATIVA | |
| I. MONETIZACION EXTERNA | 250,448.1 | 253,655.6 | 3,207.5 | 1.3 | -40,248.1 | -42,960.5 | -2,712.4 | 6.7 | 210,199.9 | 210,695.2 | 495.3 | 0.2 |
| 1. Activo externo 1/ | 250,448.1 | 253,655.6 | 3,207.5 | 1.3 | 12,423.7 | 11,618.9 | -804.8 | -6.5 | 262,871.8 | 265,274.6 | 2,402.8 | 0.9 |
| 2. Pasivo externo | 0.0 | 0.0 | 0.0 | 0.0 | -52,671.8 | -54,579.4 | -1,907.6 | 3.6 | -52,671.8 | -54,579.4 | -1,907.6 | 3.6 |
| II. ACTIVOS INTERNOS NETOS | -140,336.7 | -141,315.3 | -978.6 | 0.7 | 488,576.9 | 490,382.2 | 1,805.3 | 0.4 | 337,912.8 | 338,057.7 | 144.9 | 0.0 |
| 1. Posición neta con el sector público | -12,373.4 | -16,566.6 | -4,193.2 | 33.9 | 31,686.3 | 34,315.0 | 2,628.7 | 8.3 | 19,312.9 | 17,748.4 | -1,564.5 | -8.1 |
| 2. Crédito al sector privado | 0.0 | 0.0 | 0.0 | 0.0 | 416,618.4 | 416,627.4 | 9.0 | 0.0 | 416,618.4 | 416,627.4 | 9.0 | 0.0 |
| 2.2 En moneda nacional | 0.0 | 0.0 | 0.0 | 0.0 | 307,223.0 | 307,650.5 | 427.5 | 0.1 | 307,223.0 | 307,650.5 | 427.5 | 0.1 |
| 2.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 109,395.4 | 108,976.9 | -418.5 | -0.4 | 109,395.4 | 108,976.9 | -418.5 | -0.4 |
| 3. Posición con bancos y financieras M/N | -91,250.5 | -86,033.1 | 5,217.4 | -5.7 | 102,195.2 | 97,650.8 | -4,544.4 | -4.4 | 617.2 | 608.5 | -8.7 | -1.4 |
| 3.1 Crédito a bancos y financieras | 2,058.1 | 2,058.1 | 0.0 | 0.0 | -1,240.4 | -1,240.4 | 0.0 | 0.0 | 817.7 | 817.7 | 0.0 | 0.0 |
| 3.2 Encaje | -50,079.8 | -55,135.4 | -5,055.6 | 10.1 | 60,393.2 | 66,122.0 | 5,728.8 | 9.5 | -14.1 | -22.6 | -8.5 | 60.3 |
| 3.2.1 Depósitos No Remunerados | -47,585.3 | -52,633.8 | -5,048.5 | 10.6 | 57,898.7 | 63,620.4 | 5,721.7 | 9.9 | -14.1 | -22.6 | -8.5 | 60.3 |
| 3.2.2 Depósitos Remunerados | -2,494.5 | -2,501.6 | -7.1 | 0.3 | 2,494.5 | 2,501.6 | 7.1 | 0.3 | 0.0 | 0.0 | 0.0 | 0.0 |
| 3.3 Operaciones de estabilización | -43,228.7 | -32,955.7 | 10,273.0 | -23.8 | 43,042.4 | 32,769.2 | -10,273.2 | -23.9 | -186.3 | -186.5 | -0.2 | 0.1 |
| 3.4 BEST | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4. Posición con bancos y financieras M/E | -10,022.5 | -12,226.6 | -2,204.1 | 22.0 | 10,475.6 | 12,678.8 | 2,203.2 | 21.0 | 453.2 | 452.2 | -1.0 | -0.2 |
| 4.1 Crédito a bancos y financieras | 0.0 | 0.0 | 0.0 | 0.0 | 462.0 | 461.0 | -1.0 | -0.2 | 462.0 | 461.0 | -1.0 | -0.2 |
| 4.2 Encaje | -10,022.5 | -12,226.6 | -2,204.1 | 22.0 | 10,013.6 | 12,217.7 | 2,204.1 | 22.0 | -8.9 | -8.9 | 0.0 | 0.0 |
| 4.2.1 Depósitos No Remunerados | -9,564.2 | -11,755.7 | -2,191.5 | 22.9 | 9,555.3 | 11,746.9 | 2,191.6 | 22.9 | -8.9 | -8.9 | 0.0 | 0.0 |
| 4.2.2 Depósitos Remunerados | -458.3 | -470.9 | -12.6 | 2.7 | 458.3 | 470.9 | 12.6 | 2.7 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4.3 Operaciones de estabilización | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4.4 BEST | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 5. Otros activos netos | 8,425.3 | 8,384.2 | -41.1 | -0.5 | -68,250.1 | -66,938.1 | 1,312.0 | -1.9 | -59,824.8 | -58,553.9 | 1,270.9 | -2.1 |
| 6. Obligaciones de mediano y largo plazo | 0.0 | 0.0 | 0.0 | 0.0 | -4,148.5 | -3,951.6 | 196.9 | -4.7 | -4,148.5 | -3,951.6 | 196.9 | -4.7 |
| 7. BEST sector no bancario | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 8. Operaciones de estabilización sector no bancario | -35,115.6 | -34,873.3 | 242.3 | -0.7 | 0.0 | 0.0 | 0.0 | 0.0 | -35,115.6 | -34,873.3 | 242.3 | -0.7 |
| 8.1 En moneda nacional | -35,115.6 | -34,873.3 | 242.3 | -0.7 | 0.0 | 0.0 | 0.0 | 0.0 | -35,115.6 | -34,873.3 | 242.3 | -0.7 |
| 8.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| III. OBLIGACIONES MONETARIAS | 110,111.4 | 112,340.3 | 2,228.9 | 2.0 | 448,328.8 | 447,421.8 | -907.0 | -0.2 | 548,112.7 | 548,752.9 | 640.2 | 0.1 |
| IV. EMISION MONETARIA | 110,111.4 | 112,340.3 | 2,228.9 | 2.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1. Numerario en circulación | 99,783.9 | 101,331.1 | 1,547.2 | 1.6 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2. Caja de bancos y financieras | 10,327.5 | 11,009.2 | 681.7 | 6.6 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| V. MEDIO CIRCULANTE EN M/N | 99,783.9 | 101,331.1 | 1,547.2 | 1.6 | 114,146.5 | 114,032.6 | -113.9 | -0.1 | 213,930.4 | 215,363.7 | 1,433.3 | 0.7 |
| 1. Numerario en circulación | 99,783.9 | 101,331.1 | 1,547.2 | 1.6 | 0.0 | 0.0 | 0.0 | 0.0 | 99,783.9 | 101,331.1 | 1,547.2 | 1.6 |
| 2. Depósitos monetarios | 0.0 | 0.0 | 0.0 | 0.0 | 114,146.5 | 114,032.6 | -113.9 | -0.1 | 114,146.5 | 114,032.6 | -113.9 | -0.1 |
| VI. CUASIDINERO EN M/N 2/ | 0.0 | 0.0 | 0.0 | 0.0 | 245,208.0 | 245,859.9 | 651.9 | 0.3 | 245,208.0 | 245,859.9 | 651.9 | 0.3 |
| VII. MEDIOS DE PAGO EN M/N | 99,783.9 | 101,331.1 | 1,547.2 | 1.6 | 359,354.5 | 359,892.6 | 538.1 | 0.1 | 459,138.4 | 461,223.6 | 2,085.2 | 0.5 |
| VIII. DEPOSITOS MONETARIOS EN M/E | 0.0 | 0.0 | 0.0 | 0.0 | 33,264.6 | 32,327.0 | -937.6 | -2.8 | 33,264.6 | 32,327.0 | -937.6 | -2.8 |
| IX. CUASIDINERO EN M/E 3/ | 0.0 | 0.0 | 0.0 | 0.0 | 55,709.7 | 55,202.2 | -507.5 | -0.9 | 55,709.7 | 55,202.2 | -507.5 | -0.9 |
| X. MEDIOS DE PAGO EN M/E | 0.0 | 0.0 | 0.0 | 0.0 | 88,974.3 | 87,529.2 | -1,445.1 | -1.6 | 88,974.3 | 87,529.2 | -1,445.1 | -1.6 |
| XI. MEDIOS DE PAGO TOTALES | 99,783.9 | 101,331.1 | 1,547.2 | 1.6 | 448,328.8 | 447,421.8 | -907.0 | -0.2 | 548,112.7 | 548,752.8 | 640.1 | 0.1 |
| 1/ En el caso de los bancos incluye caja M/E | -.- | -.- | -.- | -.- | 798.1 | 729.6 | -68.5 | -8.6 | -.- | -.- | -.- | -.- |
| 2/ Incluye Oblig. Financ. en circulación M/N | -.- | -.- | -.- | -.- | 1,316.6 | 1,353.2 | 36.6 | 2.8 | -.- | -.- | -.- | -.- |
| 3/ Incluye Oblig. Financ. en circulación M/E | -.- | -.- | -.- | -.- | 11,739.4 | 11,731.3 | -8.1 | -0.1 | -.- | -.- | -.- | -.- |