| BANCO DE GUATEMALA | ||||||||||||
| Cuadro 4 | ||||||||||||
| PANORAMA MONETARIO | ||||||||||||
| TIPO EMISIÓN SEMANAL | ||||||||||||
| Del 3 al 10 de septiembre de 2026 | ||||||||||||
| - Millones de Quetzales - | ||||||||||||
| Tipo de cambio: | 7.629130 | |||||||||||
| BANCO DE GUATEMALA | BANCOS DEL SISTEMA | PANORAMA MONETARIO | ||||||||||
| Concepto | VARIACIÓN | VARIACIÓN | VARIACIÓN | |||||||||
| 3/9/2026 | 10/9/2026 | ABSOLUTA | RELATIVA | 3/9/2026 | 10/9/2026 | ABSOLUTA | RELATIVA | 3/9/2026 | 10/9/2026 | ABSOLUTA | RELATIVA | |
| I. MONETIZACION EXTERNA | 256,926.3 | 256,732.8 | -193.5 | -0.1 | -46,529.5 | -45,971.1 | 558.4 | -1.2 | 210,396.8 | 210,761.7 | 364.9 | 0.2 |
| 1. Activo externo 1/ | 256,926.3 | 256,732.8 | -193.5 | -0.1 | 9,858.7 | 9,750.2 | -108.5 | -1.1 | 266,785.0 | 266,483.0 | -302.0 | -0.1 |
| 2. Pasivo externo | 0.0 | 0.0 | 0.0 | 0.0 | -56,388.2 | -55,721.3 | 666.9 | -1.2 | -56,388.2 | -55,721.3 | 666.9 | -1.2 |
| II. ACTIVOS INTERNOS NETOS | -143,800.4 | -143,826.7 | -26.3 | 0.0 | 511,143.4 | 512,452.6 | 1,309.2 | 0.3 | 357,554.3 | 358,335.5 | 781.2 | 0.2 |
| 1. Posición neta con el sector público | -12,112.9 | -11,276.5 | 836.4 | -6.9 | 41,915.4 | 42,717.5 | 802.1 | 1.9 | 29,802.5 | 31,441.0 | 1,638.5 | 5.5 |
| 2. Crédito al sector privado | 0.0 | 0.0 | 0.0 | 0.0 | 430,482.3 | 430,602.6 | 120.3 | 0.0 | 430,482.3 | 430,602.6 | 120.3 | 0.0 |
| 2.2 En moneda nacional | 0.0 | 0.0 | 0.0 | 0.0 | 316,904.2 | 316,858.2 | -46.0 | 0.0 | 316,904.2 | 316,858.2 | -46.0 | 0.0 |
| 2.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 113,578.2 | 113,744.3 | 166.1 | 0.1 | 113,578.2 | 113,744.3 | 166.1 | 0.1 |
| 3. Posición con bancos y financieras M/N | -91,777.1 | -92,195.7 | -418.6 | 0.5 | 102,076.8 | 103,041.9 | 965.1 | 0.9 | 511.0 | 555.8 | 44.8 | 8.8 |
| 3.1 Crédito a bancos y financieras | 2,058.1 | 2,058.1 | 0.0 | 0.0 | -1,295.6 | -1,295.6 | 0.0 | 0.0 | 762.5 | 762.5 | 0.0 | 0.0 |
| 3.2 Encaje | -57,809.1 | -57,857.9 | -48.8 | 0.1 | 67,537.0 | 68,132.5 | 595.5 | 0.9 | -60.8 | -15.8 | 45.0 | -74.0 |
| 3.2.1 Depósitos No Remunerados | -55,209.0 | -55,247.0 | -38.0 | 0.1 | 64,936.9 | 65,521.6 | 584.7 | 0.9 | -60.8 | -15.8 | 45.0 | -74.0 |
| 3.2.2 Depósitos Remunerados | -2,600.1 | -2,610.8 | -10.7 | 0.4 | 2,600.1 | 2,610.8 | 10.7 | 0.4 | 0.0 | 0.0 | 0.0 | 0.0 |
| 3.3 Operaciones de estabilización | -36,026.1 | -36,395.9 | -369.8 | 1.0 | 35,835.4 | 36,205.0 | 369.6 | 1.0 | -190.7 | -190.9 | -0.2 | 0.1 |
| 3.4 BEST | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4. Posición con bancos y financieras M/E | -11,379.7 | -11,682.1 | -302.4 | 2.7 | 11,806.2 | 12,110.6 | 304.4 | 2.6 | 426.5 | 428.5 | 2.0 | 0.5 |
| 4.1 Crédito a bancos y financieras | 0.0 | 0.0 | 0.0 | 0.0 | 459.7 | 459.7 | 0.0 | 0.0 | 459.7 | 459.7 | 0.0 | 0.0 |
| 4.2 Encaje | -11,379.7 | -11,682.1 | -302.4 | 2.7 | 11,346.5 | 11,650.9 | 304.4 | 2.7 | -33.2 | -31.2 | 2.0 | -6.0 |
| 4.2.1 Depósitos No Remunerados | -10,928.9 | -11,232.0 | -303.1 | 2.8 | 10,895.7 | 11,200.8 | 305.1 | 2.8 | -33.2 | -31.2 | 2.0 | -6.0 |
| 4.2.2 Depósitos Remunerados | -450.8 | -450.0 | 0.8 | -0.2 | 450.8 | 450.0 | -0.8 | -0.2 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4.3 Operaciones de estabilización | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4.4 BEST | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 5. Otros activos netos | 7,813.4 | 7,786.2 | -27.2 | -0.3 | -70,971.9 | -72,011.2 | -1,039.3 | 1.5 | -63,158.5 | -64,225.0 | -1,066.5 | 1.7 |
| 6. Obligaciones de mediano y largo plazo | 0.0 | 0.0 | 0.0 | 0.0 | -4,165.4 | -4,008.7 | 156.7 | -3.8 | -4,165.4 | -4,008.7 | 156.7 | -3.8 |
| 7. BEST sector no bancario | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 8. Operaciones de estabilización sector no bancario | -36,344.1 | -36,458.6 | -114.5 | 0.3 | 0.0 | 0.0 | 0.0 | 0.0 | -36,344.1 | -36,458.6 | -114.5 | 0.3 |
| 8.1 En moneda nacional | -36,344.1 | -36,458.6 | -114.5 | 0.3 | 0.0 | 0.0 | 0.0 | 0.0 | -36,344.1 | -36,458.6 | -114.5 | 0.3 |
| 8.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| III. OBLIGACIONES MONETARIAS | 113,125.9 | 112,906.1 | -219.8 | -0.2 | 464,613.9 | 466,481.5 | 1,867.6 | 0.4 | 567,951.1 | 569,097.2 | 1,146.1 | 0.2 |
| IV. EMISION MONETARIA | 113,125.9 | 112,906.1 | -219.8 | -0.2 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1. Numerario en circulación | 103,337.2 | 102,615.7 | -721.5 | -0.7 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2. Caja de bancos y financieras | 9,788.7 | 10,290.4 | 501.7 | 5.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| V. MEDIO CIRCULANTE EN M/N | 103,337.2 | 102,615.7 | -721.5 | -0.7 | 117,317.4 | 116,884.5 | -432.9 | -0.4 | 220,654.7 | 219,500.2 | -1,154.5 | -0.5 |
| 1. Numerario en circulación | 103,337.2 | 102,615.7 | -721.5 | -0.7 | 0.0 | 0.0 | 0.0 | 0.0 | 103,337.2 | 102,615.7 | -721.5 | -0.7 |
| 2. Depósitos monetarios | 0.0 | 0.0 | 0.0 | 0.0 | 117,317.4 | 116,884.5 | -432.9 | -0.4 | 117,317.4 | 116,884.5 | -432.9 | -0.4 |
| VI. CUASIDINERO EN M/N 2/ | 0.0 | 0.0 | 0.0 | 0.0 | 259,388.9 | 260,487.8 | 1,098.9 | 0.4 | 259,388.9 | 260,487.8 | 1,098.9 | 0.4 |
| VII. MEDIOS DE PAGO EN M/N | 103,337.2 | 102,615.7 | -721.5 | -0.7 | 376,706.3 | 377,372.3 | 666.0 | 0.2 | 480,043.5 | 479,988.0 | -55.5 | 0.0 |
| VIII. DEPOSITOS MONETARIOS EN M/E | 0.0 | 0.0 | 0.0 | 0.0 | 32,055.2 | 32,692.2 | 637.0 | 2.0 | 32,055.2 | 32,692.2 | 637.0 | 2.0 |
| IX. CUASIDINERO EN M/E 3/ | 0.0 | 0.0 | 0.0 | 0.0 | 55,852.4 | 56,417.0 | 564.6 | 1.0 | 55,852.4 | 56,417.0 | 564.6 | 1.0 |
| X. MEDIOS DE PAGO EN M/E | 0.0 | 0.0 | 0.0 | 0.0 | 87,907.6 | 89,109.2 | 1,201.6 | 1.4 | 87,907.6 | 89,109.2 | 1,201.6 | 1.4 |
| XI. MEDIOS DE PAGO TOTALES | 103,337.2 | 102,615.7 | -721.5 | -0.7 | 464,613.9 | 466,481.5 | 1,867.6 | 0.4 | 567,951.2 | 569,097.2 | 1,146.0 | 0.2 |
| 1/ En el caso de los bancos incluye caja M/E | -.- | -.- | -.- | -.- | 638.8 | 616.0 | -22.8 | -3.6 | -.- | -.- | -.- | -.- |
| 2/ Incluye Oblig. Financ. en circulación M/N | -.- | -.- | -.- | -.- | 2,589.1 | 2,599.2 | 10.1 | 0.4 | -.- | -.- | -.- | -.- |
| 3/ Incluye Oblig. Financ. en circulación M/E | -.- | -.- | -.- | -.- | 12,019.8 | 12,008.7 | -11.1 | -0.1 | -.- | -.- | -.- | -.- |