| BANCO DE GUATEMALA | ||||||||||||
| Cuadro 4 | ||||||||||||
| PANORAMA MONETARIO | ||||||||||||
| TIPO EMISIÓN SEMANAL | ||||||||||||
| Del 7 al 14 de mayo de 2026 | ||||||||||||
| - Millones de Quetzales - | ||||||||||||
| Tipo de cambio: | 7.625250 | |||||||||||
| BANCO DE GUATEMALA | BANCOS DEL SISTEMA | PANORAMA MONETARIO | ||||||||||
| Concepto | VARIACIÓN | VARIACIÓN | VARIACIÓN | |||||||||
| 7/5/2026 | 14/5/2026 | ABSOLUTA | RELATIVA | 7/5/2026 | 14/5/2026 | ABSOLUTA | RELATIVA | 7/5/2026 | 14/5/2026 | ABSOLUTA | RELATIVA | |
| I. MONETIZACION EXTERNA | 249,967.6 | 251,155.8 | 1,188.2 | 0.5 | -40,884.1 | -44,455.3 | -3,571.2 | 8.7 | 209,083.6 | 206,700.5 | -2,383.1 | -1.1 |
| 1. Activo externo 1/ | 249,967.6 | 251,155.8 | 1,188.2 | 0.5 | 14,355.2 | 10,943.1 | -3,412.1 | -23.8 | 264,322.8 | 262,098.9 | -2,223.9 | -0.8 |
| 2. Pasivo externo | 0.0 | 0.0 | 0.0 | 0.0 | -55,239.3 | -55,398.4 | -159.1 | 0.3 | -55,239.3 | -55,398.4 | -159.1 | 0.3 |
| II. ACTIVOS INTERNOS NETOS | -138,609.3 | -139,620.4 | -1,011.1 | 0.7 | 488,499.9 | 494,880.7 | 6,380.8 | 1.3 | 339,391.7 | 344,262.5 | 4,870.8 | 1.4 |
| 1. Posición neta con el sector público | -16,227.1 | -15,302.2 | 924.9 | -5.7 | 36,121.6 | 37,474.9 | 1,353.3 | 3.7 | 19,894.6 | 22,172.7 | 2,278.1 | 11.5 |
| 2. Crédito al sector privado | 0.0 | 0.0 | 0.0 | 0.0 | 417,706.0 | 421,032.0 | 3,326.0 | 0.8 | 417,706.0 | 421,032.0 | 3,326.0 | 0.8 |
| 2.2 En moneda nacional | 0.0 | 0.0 | 0.0 | 0.0 | 307,862.8 | 310,735.5 | 2,872.7 | 0.9 | 307,862.8 | 310,735.5 | 2,872.7 | 0.9 |
| 2.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 109,843.2 | 110,296.5 | 453.3 | 0.4 | 109,843.2 | 110,296.5 | 453.3 | 0.4 |
| 3. Posición con bancos y financieras M/N | -83,445.7 | -84,425.3 | -979.6 | 1.2 | 94,561.3 | 96,038.7 | 1,477.4 | 1.6 | 616.6 | 615.7 | -0.9 | -0.1 |
| 3.1 Crédito a bancos y financieras | 2,058.1 | 2,058.1 | 0.0 | 0.0 | -1,240.4 | -1,240.4 | 0.0 | 0.0 | 817.7 | 817.7 | 0.0 | 0.0 |
| 3.2 Encaje | -55,175.2 | -56,221.5 | -1,046.3 | 1.9 | 65,660.6 | 67,204.9 | 1,544.3 | 2.4 | -13.6 | -14.4 | -0.8 | 5.9 |
| 3.2.1 Depósitos No Remunerados | -52,642.5 | -53,692.7 | -1,050.2 | 2.0 | 63,127.9 | 64,676.1 | 1,548.2 | 2.5 | -13.6 | -14.4 | -0.8 | 5.9 |
| 3.2.2 Depósitos Remunerados | -2,532.7 | -2,528.8 | 3.9 | -0.2 | 2,532.7 | 2,528.8 | -3.9 | -0.2 | 0.0 | 0.0 | 0.0 | 0.0 |
| 3.3 Operaciones de estabilización | -30,328.6 | -30,261.8 | 66.8 | -0.2 | 30,141.1 | 30,074.2 | -66.9 | -0.2 | -187.4 | -187.6 | -0.2 | 0.1 |
| 3.4 BEST | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4. Posición con bancos y financieras M/E | -11,638.0 | -11,936.5 | -298.5 | 2.6 | 12,089.4 | 12,388.4 | 299.0 | 2.5 | 451.3 | 451.9 | 0.6 | 0.1 |
| 4.1 Crédito a bancos y financieras | 0.0 | 0.0 | 0.0 | 0.0 | 460.4 | 460.4 | 0.0 | 0.0 | 460.4 | 460.4 | 0.0 | 0.0 |
| 4.2 Encaje | -11,638.0 | -11,936.5 | -298.5 | 2.6 | 11,629.0 | 11,928.0 | 299.0 | 2.6 | -9.1 | -8.5 | 0.6 | -6.6 |
| 4.2.1 Depósitos No Remunerados | -11,182.8 | -11,486.0 | -303.2 | 2.7 | 11,173.7 | 11,477.5 | 303.8 | 2.7 | -9.1 | -8.5 | 0.6 | -6.6 |
| 4.2.2 Depósitos Remunerados | -455.2 | -450.6 | 4.6 | -1.0 | 455.2 | 450.6 | -4.6 | -1.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4.3 Operaciones de estabilización | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4.4 BEST | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 5. Otros activos netos | 7,679.1 | 7,911.8 | 232.7 | 3.0 | -68,213.7 | -68,288.0 | -74.3 | 0.1 | -60,534.6 | -60,376.2 | 158.4 | -0.3 |
| 6. Obligaciones de mediano y largo plazo | 0.0 | 0.0 | 0.0 | 0.0 | -3,764.7 | -3,765.3 | -0.6 | 0.0 | -3,764.7 | -3,765.3 | -0.6 | 0.0 |
| 7. BEST sector no bancario | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 8. Operaciones de estabilización sector no bancario | -34,977.5 | -35,868.2 | -890.7 | 2.5 | 0.0 | 0.0 | 0.0 | 0.0 | -34,977.5 | -35,868.2 | -890.7 | 2.5 |
| 8.1 En moneda nacional | -34,977.5 | -35,868.2 | -890.7 | 2.5 | 0.0 | 0.0 | 0.0 | 0.0 | -34,977.5 | -35,868.2 | -890.7 | 2.5 |
| 8.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| III. OBLIGACIONES MONETARIAS | 111,358.4 | 111,535.4 | 177.0 | 0.2 | 447,615.9 | 450,425.4 | 2,809.5 | 0.6 | 548,475.2 | 550,963.1 | 2,487.9 | 0.5 |
| IV. EMISION MONETARIA | 111,358.4 | 111,535.4 | 177.0 | 0.2 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1. Numerario en circulación | 100,859.3 | 100,537.6 | -321.7 | -0.3 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2. Caja de bancos y financieras | 10,499.0 | 10,997.8 | 498.8 | 4.8 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| V. MEDIO CIRCULANTE EN M/N | 100,859.3 | 100,537.6 | -321.7 | -0.3 | 113,037.7 | 113,975.9 | 938.2 | 0.8 | 213,897.0 | 214,513.4 | 616.4 | 0.3 |
| 1. Numerario en circulación | 100,859.3 | 100,537.6 | -321.7 | -0.3 | 0.0 | 0.0 | 0.0 | 0.0 | 100,859.3 | 100,537.6 | -321.7 | -0.3 |
| 2. Depósitos monetarios | 0.0 | 0.0 | 0.0 | 0.0 | 113,037.7 | 113,975.9 | 938.2 | 0.8 | 113,037.7 | 113,975.9 | 938.2 | 0.8 |
| VI. CUASIDINERO EN M/N 2/ | 0.0 | 0.0 | 0.0 | 0.0 | 246,467.9 | 248,051.2 | 1,583.3 | 0.6 | 246,467.9 | 248,051.2 | 1,583.3 | 0.6 |
| VII. MEDIOS DE PAGO EN M/N | 100,859.3 | 100,537.6 | -321.7 | -0.3 | 359,505.6 | 362,027.1 | 2,521.5 | 0.7 | 460,364.9 | 462,564.7 | 2,199.8 | 0.5 |
| VIII. DEPOSITOS MONETARIOS EN M/E | 0.0 | 0.0 | 0.0 | 0.0 | 32,022.9 | 32,653.7 | 630.8 | 2.0 | 32,022.9 | 32,653.7 | 630.8 | 2.0 |
| IX. CUASIDINERO EN M/E 3/ | 0.0 | 0.0 | 0.0 | 0.0 | 56,087.4 | 55,744.6 | -342.8 | -0.6 | 56,087.4 | 55,744.6 | -342.8 | -0.6 |
| X. MEDIOS DE PAGO EN M/E | 0.0 | 0.0 | 0.0 | 0.0 | 88,110.3 | 88,398.3 | 288.0 | 0.3 | 88,110.3 | 88,398.3 | 288.0 | 0.3 |
| XI. MEDIOS DE PAGO TOTALES | 100,859.3 | 100,537.6 | -321.7 | -0.3 | 447,615.9 | 450,425.4 | 2,809.5 | 0.6 | 548,475.2 | 550,963.0 | 2,487.8 | 0.5 |
| 1/ En el caso de los bancos incluye caja M/E | -.- | -.- | -.- | -.- | 790.5 | 789.6 | -0.9 | -0.1 | -.- | -.- | -.- | -.- |
| 2/ Incluye Oblig. Financ. en circulación M/N | -.- | -.- | -.- | -.- | 1,412.2 | 1,463.5 | 51.3 | 3.6 | -.- | -.- | -.- | -.- |
| 3/ Incluye Oblig. Financ. en circulación M/E | -.- | -.- | -.- | -.- | 11,893.1 | 11,940.9 | 47.8 | 0.4 | -.- | -.- | -.- | -.- |