| BANCO DE GUATEMALA | ||||||||||||
| Cuadro 4 | ||||||||||||
| PANORAMA MONETARIO | ||||||||||||
| TIPO EMISIÓN SEMANAL | ||||||||||||
| Del 16 al 23 de abril de 2026 | ||||||||||||
| - Millones de Quetzales - | ||||||||||||
| Tipo de cambio: | 7.638750 | |||||||||||
| BANCO DE GUATEMALA | BANCOS DEL SISTEMA | PANORAMA MONETARIO | ||||||||||
| Concepto | VARIACIÓN | VARIACIÓN | VARIACIÓN | |||||||||
| 16/4/2026 | 23/4/2026 | ABSOLUTA | RELATIVA | 16/4/2026 | 23/4/2026 | ABSOLUTA | RELATIVA | 16/4/2026 | 23/4/2026 | ABSOLUTA | RELATIVA | |
| I. MONETIZACION EXTERNA | 254,521.6 | 252,650.8 | -1,870.8 | -0.7 | -42,301.2 | -40,979.1 | 1,322.1 | -3.1 | 212,220.4 | 211,671.7 | -548.7 | -0.3 |
| 1. Activo externo 1/ | 254,521.6 | 252,650.8 | -1,870.8 | -0.7 | 11,149.7 | 14,654.0 | 3,504.3 | 31.4 | 265,671.2 | 267,304.8 | 1,633.6 | 0.6 |
| 2. Pasivo externo | 0.0 | 0.0 | 0.0 | 0.0 | -53,450.8 | -55,633.1 | -2,182.3 | 4.1 | -53,450.8 | -55,633.1 | -2,182.3 | 4.1 |
| II. ACTIVOS INTERNOS NETOS | -143,442.4 | -141,928.5 | 1,513.9 | -1.1 | 487,931.1 | 487,783.6 | -147.5 | 0.0 | 333,895.0 | 335,301.2 | 1,406.2 | 0.4 |
| 1. Posición neta con el sector público | -16,787.8 | -18,835.0 | -2,047.2 | 12.2 | 34,142.1 | 36,287.4 | 2,145.3 | 6.3 | 17,354.3 | 17,452.4 | 98.1 | 0.6 |
| 2. Crédito al sector privado | 0.0 | 0.0 | 0.0 | 0.0 | 415,490.3 | 417,238.5 | 1,748.2 | 0.4 | 415,490.3 | 417,238.5 | 1,748.2 | 0.4 |
| 2.2 En moneda nacional | 0.0 | 0.0 | 0.0 | 0.0 | 306,226.3 | 307,834.9 | 1,608.6 | 0.5 | 306,226.3 | 307,834.9 | 1,608.6 | 0.5 |
| 2.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 109,264.1 | 109,403.5 | 139.4 | 0.1 | 109,264.1 | 109,403.5 | 139.4 | 0.1 |
| 3. Posición con bancos y financieras M/N | -87,274.8 | -85,061.5 | 2,213.3 | -2.5 | 98,485.7 | 96,232.2 | -2,253.5 | -2.3 | 617.2 | 616.8 | -0.4 | -0.1 |
| 3.1 Crédito a bancos y financieras | 2,058.1 | 2,058.1 | 0.0 | 0.0 | -1,240.4 | -1,240.4 | 0.0 | 0.0 | 817.7 | 817.7 | 0.0 | 0.0 |
| 3.2 Encaje | -54,672.6 | -50,315.3 | 4,357.3 | -8.0 | 65,252.7 | 60,855.4 | -4,397.3 | -6.7 | -13.6 | -13.8 | -0.2 | 1.5 |
| 3.2.1 Depósitos No Remunerados | -52,170.7 | -47,809.1 | 4,361.6 | -8.4 | 62,750.8 | 58,349.2 | -4,401.6 | -7.0 | -13.6 | -13.8 | -0.2 | 1.5 |
| 3.2.2 Depósitos Remunerados | -2,501.9 | -2,506.2 | -4.3 | 0.2 | 2,501.9 | 2,506.2 | 4.3 | 0.2 | 0.0 | 0.0 | 0.0 | 0.0 |
| 3.3 Operaciones de estabilización | -34,660.3 | -36,804.3 | -2,144.0 | 6.2 | 34,473.4 | 36,617.2 | 2,143.8 | 6.2 | -186.9 | -187.1 | -0.2 | 0.1 |
| 3.4 BEST | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4. Posición con bancos y financieras M/E | -11,628.2 | -10,167.7 | 1,460.5 | -12.6 | 12,080.3 | 10,620.5 | -1,459.8 | -12.1 | 452.1 | 452.8 | 0.7 | 0.2 |
| 4.1 Crédito a bancos y financieras | 0.0 | 0.0 | 0.0 | 0.0 | 461.0 | 461.0 | 0.0 | 0.0 | 461.0 | 461.0 | 0.0 | 0.0 |
| 4.2 Encaje | -11,628.2 | -10,167.7 | 1,460.5 | -12.6 | 11,619.2 | 10,159.5 | -1,459.7 | -12.6 | -8.9 | -8.2 | 0.7 | -7.9 |
| 4.2.1 Depósitos No Remunerados | -11,172.1 | -9,710.3 | 1,461.8 | -13.1 | 11,163.2 | 9,702.1 | -1,461.1 | -13.1 | -8.9 | -8.2 | 0.7 | -7.9 |
| 4.2.2 Depósitos Remunerados | -456.1 | -457.4 | -1.3 | 0.3 | 456.1 | 457.4 | 1.3 | 0.3 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4.3 Operaciones de estabilización | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4.4 BEST | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 5. Otros activos netos | 7,206.3 | 7,493.7 | 287.4 | 4.0 | -68,320.9 | -68,669.1 | -348.2 | 0.5 | -61,114.6 | -61,175.4 | -60.8 | 0.1 |
| 6. Obligaciones de mediano y largo plazo | 0.0 | 0.0 | 0.0 | 0.0 | -3,946.4 | -3,925.9 | 20.5 | -0.5 | -3,946.4 | -3,925.9 | 20.5 | -0.5 |
| 7. BEST sector no bancario | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 8. Operaciones de estabilización sector no bancario | -34,957.9 | -35,358.0 | -400.1 | 1.1 | 0.0 | 0.0 | 0.0 | 0.0 | -34,957.9 | -35,358.0 | -400.1 | 1.1 |
| 8.1 En moneda nacional | -34,957.9 | -35,358.0 | -400.1 | 1.1 | 0.0 | 0.0 | 0.0 | 0.0 | -34,957.9 | -35,358.0 | -400.1 | 1.1 |
| 8.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| III. OBLIGACIONES MONETARIAS | 111,079.2 | 110,722.3 | -356.9 | -0.3 | 445,630.0 | 446,804.5 | 1,174.5 | 0.3 | 546,115.4 | 546,972.9 | 857.5 | 0.2 |
| IV. EMISION MONETARIA | 111,079.2 | 110,722.3 | -356.9 | -0.3 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1. Numerario en circulación | 100,485.4 | 100,168.4 | -317.0 | -0.3 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2. Caja de bancos y financieras | 10,593.7 | 10,553.9 | -39.8 | -0.4 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| V. MEDIO CIRCULANTE EN M/N | 100,485.4 | 100,168.4 | -317.0 | -0.3 | 112,685.6 | 112,785.5 | 99.9 | 0.1 | 213,171.0 | 212,953.9 | -217.1 | -0.1 |
| 1. Numerario en circulación | 100,485.4 | 100,168.4 | -317.0 | -0.3 | 0.0 | 0.0 | 0.0 | 0.0 | 100,485.4 | 100,168.4 | -317.0 | -0.3 |
| 2. Depósitos monetarios | 0.0 | 0.0 | 0.0 | 0.0 | 112,685.6 | 112,785.5 | 99.9 | 0.1 | 112,685.6 | 112,785.5 | 99.9 | 0.1 |
| VI. CUASIDINERO EN M/N 2/ | 0.0 | 0.0 | 0.0 | 0.0 | 244,171.2 | 244,630.8 | 459.6 | 0.2 | 244,171.2 | 244,630.8 | 459.6 | 0.2 |
| VII. MEDIOS DE PAGO EN M/N | 100,485.4 | 100,168.4 | -317.0 | -0.3 | 356,856.7 | 357,416.3 | 559.6 | 0.2 | 457,342.2 | 457,584.7 | 242.5 | 0.1 |
| VIII. DEPOSITOS MONETARIOS EN M/E | 0.0 | 0.0 | 0.0 | 0.0 | 33,406.7 | 33,446.0 | 39.3 | 0.1 | 33,406.7 | 33,446.0 | 39.3 | 0.1 |
| IX. CUASIDINERO EN M/E 3/ | 0.0 | 0.0 | 0.0 | 0.0 | 55,366.5 | 55,942.2 | 575.7 | 1.0 | 55,366.5 | 55,942.2 | 575.7 | 1.0 |
| X. MEDIOS DE PAGO EN M/E | 0.0 | 0.0 | 0.0 | 0.0 | 88,773.2 | 89,388.2 | 615.0 | 0.7 | 88,773.2 | 89,388.2 | 615.0 | 0.7 |
| XI. MEDIOS DE PAGO TOTALES | 100,485.4 | 100,168.4 | -317.0 | -0.3 | 445,630.0 | 446,804.5 | 1,174.5 | 0.3 | 546,115.4 | 546,972.9 | 857.5 | 0.2 |
| 1/ En el caso de los bancos incluye caja M/E | -.- | -.- | -.- | -.- | 800.9 | 809.3 | 8.4 | 1.0 | -.- | -.- | -.- | -.- |
| 2/ Incluye Oblig. Financ. en circulación M/N | -.- | -.- | -.- | -.- | 1,386.4 | 1,392.1 | 5.7 | 0.4 | -.- | -.- | -.- | -.- |
| 3/ Incluye Oblig. Financ. en circulación M/E | -.- | -.- | -.- | -.- | 11,900.7 | 11,904.0 | 3.3 | 0.0 | -.- | -.- | -.- | -.- |